Y UR LIFE FE DE DEPE PEND ON ON IT. T. Overview Review TAC - - PowerPoint PPT Presentation
Y UR LIFE FE DE DEPE PEND ON ON IT. T. Overview Review TAC - - PowerPoint PPT Presentation
Y UR LIFE FE DE DEPE PEND ON ON IT. T. Overview Review TAC Health and Employee Benefits Pools Top Diagnostic Categories Explore cost differences between various medical and prescription treatment options Learn ways to save money and
Y UR LIFE FE DE DEPE PEND ON ON IT. T.
Overview
Review TAC Health and Employee Benefits Pool’s Top Diagnostic Categories Explore cost differences between various medical and prescription treatment options Learn ways to save money and help achieve better health outcomes
HEBP’s Top Diagnostic Categories
- 1. Musculoskeletal (MSK)
Back, Neck and other Joint Pain or Injuries
- 2. Circulatory
Heart Disease, Stroke, Metabolic Syndrome (MetS)
- 3. Neoplasms
Breast, Colon, Lung Cancers
Musculoskeletal Disorder Prevention and Treatment Options
- Airrosti or Chiropractic Care
- MRIs and Steroid Injections
- Anti-Inflammatory and Pain
Medications
- Back and Joint Surgeries
- Lifestyle Changes (Exercise and
Weight Loss)
Unmanaged MSK can lead to decreased mobility, increase use of medications, and surgeries.
What is Airrosti?
Treatment for MSK issues
Assessment & Diagnosis
- A thorough clinical assessment to evaluate your
condition and determine the root cause of pain, while eliminating unnecessary imaging, injections, and surgeries.
Specific Manual Therapy
- Soft tissue/joint mobilization through a hands on
approach to improve function and range of motion.
Active Care
- Customized stretches and exercises prescribed to help
speed recovery time and prevent further injuries.
Airrosti vs. Traditional Musculoskeletal Care
Source: Airrosti reported outcomes for TAC, as of April 30, 2019
Airrosti- Surgeries Avoided & Condition Breakdown
DX Category Average Cost Surgeries Avoided Savings Back/Neck
$11,100 9 $99,900
Shoulder
$10,800 2 $21,600
Hip
$19,200
Knee
$17,800 4 $71,200
Hand/Arm
$6,000 3 $18,000
- Approx. Total Savings: $210,700
Source: Airrosti reported outcomes for TAC, as of April 30, 2019
Airrosti vs. Steroid Injections
Airrosti
- Avg. Office
Visit Copay: $40 Plan Paid: $143 avg./service
Injections
- Avg. Out of
Pocket Cost: $178.05 Plan Paid: $381 avg./service
Airrosti vs. Chiropractic Care
Airrosti
- Avg. Office Visit
Copay: $40 No Deductible 3 Visit Avg.
Chiropractic Care
Coinsurance AFTER deductible is met
10 Visit Avg.
Average Cost S t Savin vings per Condition:
Airrosti VS VS Non-Airrosti T Trea eatmen ent
43% Lower Overall Costs
Hip Savings: $2,389 Knee Savings: $1,506 Shoulder Savings: $1,093 Back/Neck Savings: $640
Airro rosti
Source: Airrosti Value Analysis
Circulatory Prevention and Treatment Options
- Maintenance Medications
- Lifestyle Changes (Exercise and Weight Loss)
- Metabolic Syndrome (MetS) Reduction Programs
- Heart Surgery
Unmanaged can lead to
Heart Attack, Stroke, Amputations, Surgeries, and Worse…
Metabolic Syndrome Financial Impact
Members with MetS
- Average 60% more annually in healthcare costs AND
- Have a 700% greater likelihood of having a high-cost claim in next
three years
Neoplasms Prevention and Treatment Options
- Preventive Cancer Screenings- Covered at 100%
- Healthy Lifestyle Choices
- Chemotherapy
- Radiation
- Surgery
Early Detection Matters Breast Cancer
Breast Cancer Stage Cost % Diagnosis % 5-year survival
$60,637 27.5 100 I/II $82,121 52.93 96.5 III $129,387 13.56 72 IV $134,682 5.99 22
Breast: Commercially Insured California Population Colon & Lung: Medicare California Population 5-Year Survival Rates From Multiple Sources
Early Detection Matters Colon Cancer
Colon Cancer Stage Cost % Diagnosis % 5-year survival
$49,189 25 90 I/II $66,613 29 90 III $83,980 26 70 IV $134,682 20 12
Breast: Commercially Insured California Population Colon & Lung: Medicare California Population 5-Year Survival Rates From Multiple Sources
Early Detection Matters Lung Cancer
Lung Cancer Stage Cost % Diagnosis % 5-year survival non-small cell % 5-year survival small cell
$60,038 20.5 1A: 92 1B: 68 31 I/II $73,509 4.17 2A: 60 2B: 53 19 III $84,980 25.18 3A:36 3B:26 8 IV $108,599 50.61 <1 2
Breast: Commercially Insured California Population Colon & Lung: Medicare California Population 5-Year Survival Rates From Multiple Sources
What Is One Thing That Can Help Address All 3 Diseases?
Lifestyle
Healthy Lifestyle Resources
What is Healthy County??
Smoking Poor Stress Management Insufficient sleep Excessive Alcohol Intake *Poor Standard
- f Care
Poor Diet Physical Inactivity Lack of Health Screening
Bending the Cost Curve – Prevention is Key
Meaningfully impacting as few as 3 behaviors and risks can save as much as $700 per employee/year.
These behaviors drive chronic conditions that account for 80%
- f total costs for all chronic illness, obesity being number one
Weight Loss Benefits
Diabetes, High Triglycerides
>3%
High Blood Pressure, Arthritis, Reflux
> 5% Cancer, Urinary Incontinence > 7% Fatty Liver, Sleep Apnea > 10% % of Body Weight Lost
Naturally Slim
Where you go for care matters…
Options When Seeking Care
Retail Health Primary Care Physician Telemedicine (MD Live) Urgent Care Hospital Emergency Room Freestanding Emergency Room
Office Visit vs. MDLive Visit
Office Visit MDLive
1.5-2 hours away from home or work 15-20 minutes
- ver the phone
$40/copay Cost to Plan: $100 avg. $10/copay Cost to Plan: $38 avg.
ER Visit vs. Urgent Care
ER Visit Urgent Care
- Avg. Wait Time:
4 hours
- Avg. Wait Time:
16-24 minutes $150/copay
- Avg. Cost to Plan:
$1,371 avg. $40/copay
- Avg. Cost to Plan:
$127
Source: www.smartERcareTexas.com
Copay Max for Specialty Drugs
What it does: Leverages manufacturer coupons to reduce both member AND plan costs Prescription qualifies for Copay Max program Pharmacy submits claim to Navitus Copay Max coinsurance is applied Lumicera Pharmacy coordinates copay assistance for member After copay assistance, member has a $0 copay
Key Take-Aways… Because Your Life Depends on It.
Get a yearly exam and age appropriate screenings Consider a Virtual Visit Instead of Urgent Care Go to Urgent Care instead of ER for non-emergent visits
Key Take-Aways… Because Your Life Depends on It.
Save money on prescriptions by using:
- Tier 1 Drugs
- Retail 90
- Copay Max or
- Mail order
Explore Airrosti as an alternative to surgery or steroid injections