SLIDE 1
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Pr ee Proximity ximity Finding the good and bad of trees. - - PowerPoint PPT Presentation
Tree Pr ee Proximity ximity Finding the good and bad of trees. - - PowerPoint PPT Presentation
Tree Proximity: Finding the good and bad of trees. Tree Pr ee Proximity ximity Finding the good and bad of trees. joe@buildfax.com Tree Proximity: Finding the good and bad of trees. Finding Trees joe@buildfax.com Tree Proximity: Finding the
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SLIDE 3
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Found Some Trees
SLIDE 4
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Four Categories of Tree Proximity
Wide Near
SLIDE 5
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Four Categories of Tree Proximity
Wide Near
6% Medium 0% Tall 41% Medium 7% Tall
SLIDE 6
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
How We Tested Tree Proximity
- 5+ Million Policy-Years; 2004-2013
- National Set; Focus on Six States
- Controlled for:
- Home Age
- Roof Age
- Property Condition
- Year
- Focus on Texas and California for RPM
SLIDE 7
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Wind/Hail Loss in Texas
SLIDE 8
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Wind/Hail Loss in Texas
0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 0.0% 0.5% 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 4.5% 5.0%
Tall Near Tall Wide Medium Near Medium Wide Tall Not Medium
Wind/Hail Loss Frequency
Present Not Present Smallest Segment
SLIDE 9
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Wind/Hail Loss in Texas
0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 0.0 0.1 0.2 0.3 0.4 0.5 0.6 0.7
Tall Near Tall Wide Medium Near Medium Wide Tall Not Medium
Wind/Hail Loss Ratio
Present Not Present Smallest Segment
SLIDE 10
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Wind/Hail Loss in Texas
0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0%
00 to 20 21 to 30 31+
Wind/Hail Loss Frequency by Home Age
Tall Not Medium The Rest
SLIDE 11
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Wind/Hail Loss in Texas
- 0.20
0.40 0.60 0.80 1.00 1.20
00 to 20 21 to 30 31+
Wind/Hail Loss Ratio by Home Age
Tall Not Medium The Rest
SLIDE 12
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Wind/Hail Loss in Texas
0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0%
00 to 05 06 to 15 16+
Wind/Hail Loss Frequency by Roof Age (00 to 20 Home Age)
Tall Not Medium The Rest
0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0%
00 to 05 06 to 15 16+
Wind/Hail Loss Frequency by Roof Age (21 to 30 Home Age)
Tall Not Medium The Rest
0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0%
00 to 05 06 to 15 16+
Wind/Hail Loss Frequency by Roof Age (31+ Home Age)
Tall Not Medium The Rest
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Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Fire Loss in California
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Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Fire Loss in California
0% 10% 20% 30% 40% 50% 60%
- 0.010
0.020 0.030 0.040 0.050 0.060
Tall Near Tall Wide Medium Near Medium Wide Any Tree Presence
Fire Loss Ratio
Present Not Present Smallest Segment
SLIDE 15
Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com
Tree Proximity & Fire Loss in California
- 0.010
0.020 0.030 0.040 0.050 0.060 0.070 0.080
00 to 20 21 to 30 31+
Fire Loss Ratio by Home Age
Any Tree Presence The Rest
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Tree Proximity: Finding the good and bad of trees.
joe@buildfax.com