1
WorldAware Solutions
Ebola
Aon Risk Consulting | Global Risk Consulting | WorldAware Solutions
The Pertinent Information In regards to the ongoing Ebola outbreak, - - PowerPoint PPT Presentation
WorldAware Solutions Ebola 0 0 1 Aon Global Risk Consulting | Crisis Management Consulting Aon Risk Consulting | Global Risk Consulting | WorldAware Solutions The Pertinent Information In regards to the ongoing Ebola outbreak, there are four
1
WorldAware Solutions
Ebola
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsThe Pertinent Information
In regards to the ongoing Ebola outbreak, there are four concepts organizations should consider when developing risk mitigation plans:
1
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsWhat is Ebola Virus?
humans, followed by human-human transmission
Aon Global Risk Consulting | Crisis Management Consulting2
What is Ebola Virus?
Sudan and Zaire on the continent of Africa in the 1970’s
severe as the current outbreak in West Africa.
known Ebola virus species)
– Western Africa – Dec 2013
– Central Africa – Aug 2014
3
Ebola Free?
– 11/21/2014 – Democratic Republic of Congo Ebola free
– West Africa
4
Outbreak Distribution Map: 1976 - 2014
Aon Global Risk Consulting | Crisis Management Consulting5
West Africa Distribution Map
Aon Global Risk Consulting | Crisis Management Consulting6
West Africa Distribution Map
Aon Global Risk Consulting | Crisis Management Consulting7
West Africa Outbreak – Cases Update (Jan 10, 2015)
Aon Global Risk Consulting | Crisis Management Consulting8
Country Total Cases Laboratory- Confirmed Cases Total Deaths Guinea 2,799 2,508 1,807 Liberia 8,278 3,123 3,515 Sierra Leone 10,094 7,766 3,049 Total 21,171 13,397 8,371 Mali 8 7 6 United Kingdom 1 1 Total 9 8 6 Nigeria 20 19 8 Senegal 1 1 Spain 1 1 United States 4 4 1 Total 26 25 9 Countries with Widespread Transmission Countries with Initial Case or Cases and/or Localized Transmission Previously Affected Countries
Why Ebola is Spreading – West Africa
– Ebola pathogens are highly concentrated in the blood, vomit, and fecal matter of those infected. Access to basic medical supplies (gloves, gowns, etc.) that aid in reducing risk of spreading the virus is limited in West Africa. Faulty protocols, or the faulty implementation of protocols, have resulted in the spread of the virus outside West Africa (e.g. USA)
9
– Not understanding how Ebola is spread – Not understanding appropriate quarantine measures
– Burial practices that include ritual bathing of the deceased (handling of infected corpses) – Belief in ‘healers’ and miracle remedies
Ebola – Signs and Symptoms
Aon Global Risk Consulting | Crisis Management Consulting10
Ebola – Signs and Symptoms
to the virus.
– The average is 8-12 days – For the current outbreak it is 9-11 days
Aon Global Risk Consulting | Crisis Management Consulting11
transmission by direct contact
– No human-to-human transmission via inhalation (airborne) – No transmission before symptom
Ebola – Signs and Symptoms
– Fever (>100.4˚F)
AND
12
Treatment
for Ebola.
– The following basic interventions, when used early, can significantly improve the chances of survival:
development, but they have not yet been fully tested for safety or effectiveness.
Aon Global Risk Consulting | Crisis Management Consulting13
CDC Increasing PPE Supply
Strategic National Stockpile (SNS)
– impermeable gowns, coveralls, and aprons; boot covers; gloves; face shields and hoods; N95 respirators; powered-air purifying respirator systems and ancillaries; and disinfecting wipes
needed
Aon Global Risk Consulting | Crisis Management Consulting14
Travel Management – Prepare Personnel Against Risk
etc.)
– Infectious Disease Protocols / Bloodborne Pathogens – Body heat screening test
15
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsCDC Travel Notice – Ebola affected countries
16
CDC Travel Notice Definitions
Aon Global Risk Consulting | Crisis Management Consulting17
Warning Level 3, Avoid Nonessential Travel Alert Level 2, Practice Enhanced Precautions Watch Level 1, Practice Usual Precautions
CDC Travel Notice Definitions
Aon Global Risk Consulting | Crisis Management Consulting18
Notice Level Traveler Action Risk to Traveler Outbreak/Event Example Level 1: Watch
Reminder to follow usual precautions for this destination Usual baseline risk
baseline risk for destination and limited impact to the traveler Dengue in Panama-Outbreak Watch: Because dengue is endemic to Panama, this notice most likely would signify that there is a slightly higher rate of dengue cases than predicted. Travelers are to follow “usual” insect precautions. Olympics in London-Event Watch: There may be possible health conditions in London that could impact travelers during the Olympics, such as measles. Travelers are to follow usual health precautions making sure they are up to date on their measles vaccine, follow traffic safety laws and use sunscreen
Level 2: Alert
Follow enhanced precautions for this destination Increased risk in defined settings or associated with specific risk factors Yellow Fever in Brazil-Outbreak Alert: Because an outbreak of yellow fever was found in areas of Brazil outside of the reported yellow fever risk areas, this would be a change in “usual” precautions. Travelers should follow “enhanced precautions” for that risk area by receiving the yellow fever vaccine. Flooding in El Salvador-Event Alert: There are possible conditions that could affect the health of the traveler and parts of the destination’s infrastructure could be compromised. Travelers are to follow special precautions for flooding
Level 3: Warning
Avoid all non-essential travel to this destination High risk to travelers SARS in Asia-Outbreak Warning: Because SARS spread quickly and had a high case fatality rate, a warning notice signifies there was a high chance a traveler could be infected. Travelers should not travel if possible. Earthquake in Haiti-Event Warning: The destination’s infrastructure (sanitation, transportation, etc.) cannot support travelers at this time.
Have a Response Mechanism in Place
areas unless coordinated with government approval for immediate treatment
assist
19
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsTravel Management
20
Aon Risk Consulting | Global Risk Consulting | WorldAware Solutions“… international evacuation of patients with Ebola or other Viral Hemorrhagic Fevers is highly complex. International evacuation for patients with active clinical symptoms of Ebola is extremely limited and may not be achievable if patients have any uncontrolled body fluids, such as vomiting, diarrhea or bleeding.”
CDC – Ebola Monitoring Guidelines
Aon Global Risk Consulting | Crisis Management Consulting21
http://www.cdc.gov/vhf/ebola/exposure/monitoring-and-movement-of-persons- with-exposure.html
Travel Management
22
Aon Risk Consulting | Global Risk Consulting | WorldAware Solutions– Travel alerts and notifications – Recalls / Evacuation Procedures – Emergency Contacts
Travel Management
23
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsEbola and My Work Place
– Healthcare workers; – Airline and other travel industry personnel; – Mortuary and death care workers; – Laboratory workers; – Border, customs and quarantine workers; – Emergency responders; and – Workers in critical infrastructure/key resource sectors. – Employers in these industries need to immediately review their infectious disease protocols and ensure that such protocols are up to date and are disseminated to all workers. – The Occupational Safety and Health Administration has published extensive guidelines addressing each of these at-risk industries, which can be found at: https://www.osha.gov/SLTC/ebola/control_prevention.html
24
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsMy Work Place - Duty of Care
Duties (https://www.osha.gov/pls/oshaweb/owadisp.show_document?p_id=3359&p_table=oshact)
– (a) Each employer –
employment which are free from recognized hazards that are causing or are likely to cause death or serious physical harm to his employees; (2) shall comply with occupational safety and health standards promulgated under this Act. – (b) Each employee shall comply with occupational safety and health standards and all rules, regulations, and orders issued pursuant to this Act which are applicable to his own actions and conduct.
Aon Global Risk Consulting | Crisis Management Consulting25
Duty of Care
– OSHA Guidelines – Infectious Disease – Bloodborne Pathogens – Modify to include Ebola as appropriate – Ensure training is current – Are there employees or duties that should receive additional training
26
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsResponse Mechanisms
– Contact South Carolina Public Health Dept: 1-803-608-6014 – If Public Health officials can’t be reached call CDC-INFO: 1-800-232-4636
– Ebola Task Force – Travel Management Policy – OSHA Toxic & Hazardous Materials – Bloodborne Pathogens Guidelines: https://www.osha.gov/pls/oshaweb/owadisp.show_document?p_table=STANDARDS &p_id=10051
– Public Health Dept / CDC – potential contamination clean-up requirements – Effective Disinfectant Products (hard, non-porous surfaces): http://www.epa.gov/oppad001/list-l-ebola-virus.html
Aon Global Risk Consulting | Crisis Management Consulting27
Susceptibility to Disinfection / Sterilization
Aon Global Risk Consulting | Crisis Management Consulting28
29
http://www.cdc.gov/vhf/ebola/prevention/cleaning-and- decontamination.html
Monitor Risks and Advise Personnel on any Change
apprised of any updates to the situation
30
Aon Risk Consulting | Global Risk Consulting | WorldAware SolutionsAssessing the Risk
– Essential business travel ?? – Personal travel – mission/volunteer to affected countries for example
– Travelers / Visitors / Customers – Supply chain – business dependencies in affected countries for example
– Safe Workplace (OSHA – General Duty Clause - – Privacy – ADA / HIPAA – NLRA or protected activities (http://www.nlrb.gov/resources/national-labor-relations-act)
31
Insurance Response
– Workers Compensation – Professional, General & Product Liability – Property Damage – Business Interruption – Environmental / Pollution – Privacy & Security – Directors & Officers Liability
Aon Global Risk Consulting | Crisis Management Consulting32
Workers Compensation - Scenario
Aon Global Risk Consulting | Crisis Management Consulting33
County, SC in his entire life. He comes to work on Monday and begins having a fever and not feeling well. He eventually goes home with a headache and some body aches. After going to the doctor a couple of days later he is diagnosed with Ebola.
Workers Compensation - Scenario
Aon Global Risk Consulting | Crisis Management Consulting34
She travels globally including Europe, Middle East, Africa and Asia monitoring supply quality and labor standards at Nobola’s suppliers. She recently returned from a trip to Europe where she met with regional suppliers to discuss new quality standards.
Workers Compensation - Scenario
Aon Global Risk Consulting | Crisis Management Consulting35
to discuss some supply issues. Nobola decides Sally needs to go. Sally returns and after a couple of weeks she gets a fever and headache.
– Low Risk – Non-direct monitoring but no travel or work restrictions by health dept / CDC
Professional, General & Product Liability
Aon Global Risk Consulting | Crisis Management ConsultingA $500 million lawsuit was filed on Wednesday 11/5/14 against Kimberly-Clark alleging the company falsely claimed its surgical gowns protected against Ebola and other infectious diseases. The lawsuit alleges that many of the gowns tested had "catastrophic" failures and that they are aware of individuals that have contracted various diseases while wearing the gowns.
36
Property Coverage
Property Damage – “direct physical loss or damage to covered property at the insured premises caused by or resulting from a covered cause of loss.” Business Interruption – loss of business income resulting from covered direct physical loss or damage to the insured’s property Interruption by Civil Authority – may or may not have trigger of physical loss or damage of type insured; other triggers may apply such as where the damage
What constitutes “physical loss or damage”?
Aonlobal Risk Consulting | Crisis Management Consulting37
Property Coverage - Example
This Policy Excludes:
loss from enforcement of any law or ordinance: a) regulating the construction, repair, replacement, use or removal, including debris removal, of any property; or b) requiring the demolition of any property, including the cost in removing its debris; except as provided by the DECONTAMINATION COSTS and DEMOLITION AND INCREASED COST OF CONSTRUCTION coverages of this Policy.
This Policy excludes the following unless directly resulting from other physical damage not excluded by this Policy:
contamination, and any cost due to contamination including the inability to use or
contaminant(s) directly results from other physical damage not excluded by this Policy, then only physical damage caused by such contamination may be insured.
Aonlobal Risk Consulting | Crisis Management Consulting38
Property Coverage - Example
Decontamination Costs (coverage extension) – If insured property is
contaminated as a direct result of insured physical damage and there is in force at the time
presence of contaminant(s), then this Policy covers, as a direct result of enforcement of such law or ordinance, the increased cost of decontamination and/or removal of such contaminated insured property in a manner to satisfy such law or ordinance. This Additional Coverage applies only to that part of insured property so contaminated due to the actual not suspected presence of contaminant(s) as a direct result of insured physical damage.
Contamination (definition):
any condition of property due to the actual or suspected presence of any foreign substance, impurity, pollutant, hazardous material, poison, toxin, pathogen or pathogenic organism, bacteria, virus, disease causing or illness causing agent, fungus, mold or mildew.
Aonlobal Risk Consulting | Crisis Management Consulting39
Property Coverage - Example Civil or Military Authority – Time Element
This Policy covers the Actual Loss Sustained and Extra Expense incurred by the Insured during the Period of Liability if an order of civil or military authority prohibits access to the insured location provided such order is the direct result of physical damage of the type insured at the insured location or within five statute miles/eight kilometres of it.
Aonlobal Risk Consulting | Crisis Management Consulting40
Property Coverage - Example
Aonlobal Risk Consulting | Crisis Management Consulting41
Healthcare Environmental/Pollution Coverage - Example
“Pollution condition” means:
solid, liquid, gaseous or thermal irritant, contaminant, or pollutant, including smoke, soot, vapors, fumes, acids, alkalis, chemicals, hazardous substances, hazardous materials, or waste materials, on, in, into, or upon land and structures thereupon, the atmosphere, surface water, or groundwater. For the purpose of this definition, waste materials include, but are not limited to, “low-level radioactive waste”, “mixed waste” and medical, red bag, infectious or pathological wastes.
Aon Global Risk Consulting | Crisis Management Consulting42
Healthcare Environmental/Pollution Coverage - Example
“Facility-borne illness event” means the presence of a facility-borne infectious virus, bacteria or disease at a “covered location”; provided that such facility-borne infectious virus, bacteria or disease is not:
discovered at the “covered location”; and
human contact
Aon Global Risk Consulting | Crisis Management Consulting43
Privacy – ADA / HIPAA
medical records of Ebola patient
Department issued a report over the weekend informing the community that a SIM missionary is being monitored for Ebola in Charlotte.
Aon Global Risk Consulting | Crisis Management Consulting44
REMEMBER
Aon Global Risk Consulting | Crisis Management Consulting45
More Americans have been married to Kim Kardashian that have died from Ebola