PRODUCT HIGHLIGHTS SHEET A (div) EUR: 1.45% 31 December 2019 A - PDF document

PRODUCT HIGHLIGHTS SHEET Prepared on 31 August 2020 This Product Highlights Sheet is an important document. • It highlights the key terms and risks of this investment product and complements the Singapore Prospectus 1 (“ Prospectus ”). • It is important to read the Prospectus before deciding whether to purchase shares in the product. If you do not have a copy, please contact us to ask for one. • You should not invest in the product if you do not understand or are not comfortable with the accompanying risks. • If you wish to purchase this product, you will need to make an application in the manner set out in the Prospectus. JPMORGAN INVESTMENT FUNDS – GLOBAL INCOME FUND Product Type Investment Company Launch Date 11 December 2008 Management JPMorgan Asset Custodian J.P. Morgan Bank Luxembourg Company Management (Europe) S.A. (which is the Depositary) S.à r.l. Not Applicable Trustee Dealing Frequency Daily, on every Singapore Dealing Day No A (acc) – SGD (hedged): 1.45% Capital Guaranteed Expense Ratio for A (acc) – USD (hedged): 1.45% financial year ending PRODUCT HIGHLIGHTS SHEET A (div) – EUR: 1.45% 31 December 2019 A (div) – SGD: 1.45% A (div) – SGD (hedged): 1.45% A (div) – USD (hedged): 1.45% A (irc) – AUD (hedged): 1.45% A (irc) – SGD (hedged): 1.45% A (irc) – USD (hedged): 1.45% A (mth) – EUR: 1.45% A (mth) – GBP (hedged): 1.45% A (mth) – SGD (hedged): 1.45% A (mth) – USD (hedged): 1.45% PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? Further Information Refer to “Sub-Fund The Sub-Fund is only suitable for investors who: Descriptions – Global – seek income through exposure to a range of asset classes; and Income Fund” of the Prospectus for further – are looking to use it as part of an investment portfolio and not as a complete information on product investment plan. suitability. The principal of the Sub-Fund may be at risk. You should consult your financial advisor on the suitability of the Sub-Fund for you if you are in doubt. KEY PRODUCT FEATURES 1 The Prospectus is available for collection from the Singapore Representative at 168 Robinson Road, 17th Floor, Capital Tower, Singapore 068912 or any appointed Singapore distributor.

WHAT ARE YOU INVESTING IN? Refer to “Fund Business Operations”, “Share You are investing in a sub-fund of the Fund, an open-ended investment company Classes and Costs” and organised as a société anonyme under the laws of the Grand Duchy of Luxembourg “Sub-Fund Descriptions and qualifying as a SICAV and a UCITS. – Global Income Fund” of The Sub-Fund aims to provide regular income by investing primarily in a portfolio of the Prospectus for further income generating securities, globally, and through the use of derivatives. information on features of the product. Periodic dividends may be made available at the sole discretion of the Management Company in respect of the share classes with the suffix “(div)”, “(mth)” and “(irc)” at the relevant frequency described in the Prospectus. Dividends paid by “(irc)” share classes are further adjusted, up or down for, respectively, an estimated positive or negative interest rate carry. Distribution of dividends are not guaranteed. Dividends may in certain circumstances be paid out of capital, resulting in erosion of the capital invested. Investment Strategy The Sub-Fund primarily invests in debt securities (including MBS/ABS), equities and Refer to “Sub-Fund REITs from issuers anywhere in the world, including emerging markets. Descriptions – Global Income Fund” of the The Sub-Fund is expected to invest between 5% and 25% of its assets in MBS/ABS Prospectus for further of any credit quality. information on the investment strategy of the The Sub-Fund may invest in below investment grade and unrated debt securities. PRODUCT HIGHLIGHTS SHEET Sub-Fund. The Sub-Fund may invest in China A-Shares via the China-Hong Kong Stock Connect Programmes, and in convertible securities and currencies. Dividends are not guaranteed given that returns to investors will vary from year to year depending on dividends paid and capital returns, which could be negative. The Sub-Fund may invest up to 3% of its assets in contingent convertible bonds. Parties Involved WHO ARE YOU INVESTING WITH? Refer to “Fund Business Operations” of the JPMorgan Investment Funds is the umbrella fund company of the Sub-Fund. Prospectus for further information on the role The Management Company is JPMorgan Asset Management (Europe) S.à r.l.. and responsibilities of The Investment Managers are JPMorgan Asset Management (UK) Limited and J.P. these entities and what Morgan Investment Management Inc.. happens if they become insolvent. The Depositary is J.P. Morgan Bank Luxembourg S.A.. KEY RISKS WHAT ARE THE KEY RISKS OF THIS INVESTMENT? Refer to “Risk Descriptions” and “Sub- The value of your investment may fall as well as rise and you may get back less Fund Descriptions – than you originally invested. Global Income Fund” of the Prospectus for further The Sub-Fund may have a higher volatility to its NAV due to its investment policy information on risks and when compared to sub-funds investing in global markets, with broader investment other associated risks of policies and/or are a less volatile asset class. the product. Market and Credit Risks YOU ARE EXPOSED TO MARKET AND CREDIT RISKS China risks – Investing in the domestic market of the People’s Republic of China (PRC) is subject to the risks of investing in emerging markets and additionally risks that are specific to the PRC market such as risks in investing through Stock Connect. Contingent convertible bonds are likely to be adversely impacted should specific trigger events occur. This may result in the bond converting to equity at a discount, the value being written down and/or coupon payments ceasing or being deferred. Convertible securities have characteristics of both debt and equity securities and carry credit, default, equity, interest rate, liquidity and market risks. Convertible securities are usually subordinated to comparable nonconvertible securities and generally do not participate directly in dividend changes of the underlying securities.