POWERING GLOBAL COMMERCE MANAGEMENT PRESENTATION IMPORTANT NOTICES - - PowerPoint PPT Presentation

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POWERING GLOBAL COMMERCE MANAGEMENT PRESENTATION IMPORTANT NOTICES - - PowerPoint PPT Presentation

POWERING GLOBAL COMMERCE MANAGEMENT PRESENTATION IMPORTANT NOTICES Forward-Looking Statements This presentation is for discussion purposes only. All prices and rates referenced herein are indicative and subject to market conditions. The


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POWERING GLOBAL COMMERCE

MANAGEMENT PRESENTATION

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IMPORTANT NOTICES

2 Forward-Looking Statements

This presentation is for discussion purposes only. All prices and rates referenced herein are indicative and subject to market

  • conditions. The material is based upon information that we consider reliable, but we do not represent that it is accurate or complete,

and it should not be relied upon as such. The material available in this presentation may contain forward-looking statements, which are subject to risks, uncertainties and assumptions. In some cases, you can identify these statements by forward-looking words such as “may”, “might”, “will”, “should”, “expect”, “plan”, “anticipate”, “believe”, “estimate”, “predict”, “optimistic”, “potential”, “future” or “continue”, the negative of these terms and other comparable terminology. Such forward-looking statements are based on current plans, estimates and expectations and are made pursuant to the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on known and unknown risks, assumptions, uncertainties and other factors. The Company’s actual results, performance and achievements may differ materially from any future results, performance, or achievements expressed or implied by such forward- looking statements. We do not assume responsibility for the accuracy or completeness of any forward-looking statement and you should not rely on forward-looking statements as predictions of future events. We are under no duty to update any of these forward- looking statements to conform them to actual results or revised expectations. This presentation contains certain non-GAAP financial measures determined by methods other than in accordance with generally accepted accounting principles. Such non-GAAP financial measures include: general and administrative expense before non-cash compensation expense. Management uses these non-GAAP financial measures to assess the performance of Net Element’s core

  • business. Net Element believes that these non-GAAP financial measures provide meaningful additional information about Net Element

to assist investors in evaluating Net Element’s operating results. These non-GAAP financial measures should not be considered as a substitute for operating results determined in accordance with GAAP and may not be comparable to other similarly titled measures of

  • ther companies.

www.netelement.com

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OVERVIEW & STRATEGY

CHARTERING COURSE TOWARDS OMNI-CHANNEL PAYMENTS

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www.netelement.com

EMERGING AS A LEADER IN TRANSACTIONAL SERVICES

4

  • Net Element, Inc. (NASDAQ: NETE) (“Net Element”) is a global technology company specializing in mobile payments and value-

added transacFonal services.

  • Headquarters in Miami, Florida (United States)
  • Market cap. of $36.17 million as of Apr. 18th, 2016
  • 2015A revenues of $40.2 million
  • Organic growth run-rate of $55.5 million as of Dec. 31st, 2015
  • 152 employees (44 IT engineers)
  • Net Element provides numerous electronic payment soluFons through their numerous operaFng companies.

UNIFIED PAYMENTS

Provides comprehensive turnkey, payment processing solutions to SME merchants and independent agent networks across the United States

PAYONLINE

Next-generation online payments platform allows access to the safest and most reliable

  • nline shopping

experience while increasing revenue and minimizing risk for merchants

DIGITAL PROVIDER

Mobile commerce and direct carrier billing platform allows content providers to bill mobile users, including messaging, incentive programs and couponing

APTITO

Provides merchants a feature-rich, innovative and socially driven, all-in-one digital software solution for the hospitality industry

RESTOACTIVE

Adds interactive experience on to existing legacy POS system and increases bottom line with more sales, faster table turnover, improved menu management and reduced labor costs

SALESCENTRAL

Cloud-based solution provides agents and merchants an integrated toolkit to more effectively manage a variety of sales,

  • perations, reporting

and accounting functions

NET LAB

Research and development center. Net Element’s Net Lab has a dedicated and cost effective team of engineers and developers located in Ekaterinburg and Moscow, Russia

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www.netelement.com

EMERGING AS A LEADER IN TRANSACTIONAL SERVICES

  • Leader in mobile payments, transacconal and value-added

services

  • Growth drivers: mobile commerce and value-added

transacconal services (“VAS”)

  • Key differencators: Our scalable operaconal infrastructure,

commerce expercse, scalable mobile payments plagorm, world-class cloud infrastructure and emerging market presence

WHO IS NET ELEMENT?

  • Our mission is to power global commerce and allow our

clients to conduct business globally. We believe that understanding the consumer behavior and the needs of our merchants is the most effeccve and, ulcmately, the most profitable means to accomplish our mission

  • Our vision is to set the standard for omni-channel payments

acceptance and value-added service offerings with focus on creacon of unified global transaccon acceptance ecosystem

OUR MISSION AND VISION WE HAVE A FOCUSED STRATEGY OUR OPPORTUNITY IS SIGNIFICANT

  • Concnued investment in our core technology and new

product offerings

  • Allocate resources and expercse to grow in commerce and

payments segments

  • Strategic acquisicons which complement our core strategy
  • Focus on concnued improvement and operacon excellence
  • Market is large and moving to where we have strength
  • Global customer expansion and strong growth in payment

acceptance

  • Ride the wave of the growing mobile payments market:

According to Stacsta report, the worldwide mobile payment volume in 2015 was 450 billion U.S. dollars and is expected to surpass 1 trillion U.S. dollars in 2019

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www.netelement.com

POWERING GLOBAL COMMERCE

3M+

Mobile subscribers CIS

₽24.5B

Bankcard volume CIS

90M

Mobile transactions CIS

19.5M

Bankcard transactions emerging

$1B

Bankcard volume U.S.

51.5M

Bankcard transactions U.S.

  • |

$1.8B total bankcard volume processed in 2015 161M total transactions processed in 2015 71M total bankcard transactions processed in 2015 90M mobile transactions processed in 2015 14M+ total active customers in emerging markets 11M+ online payments acceptance clients in emerging 3M+ active mobile payment users in CIS

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www.netelement.com

PROVEN MANAGEMENT TEAM

Oleg Firer

Chief Executive Officer

Steven Wolberg

Chief Legal Officer

Jonatan New

Chief Financial Officer

Andrey Krotov

Chief Technology Officer

Dmitrijus Apockinas

Chief Operating Officer

Vladimir Sadovskiy

President Merchant Services

Konstantin Zaripov

CEO Net Element Russia

Mikhail Shabanov

CEO Digital Provider

Marat Abasaliev

CEO PayOnline

Kenges Rakishev

Chairman of the Board Noted global industrialist

Oleg Firer

Director CEO of Net Element

Drew Freeman

Director 30+ years experience in payments

William Healy

Director 25+ years experience in payments

Howard Ash

Nominated Director* International value-add specialist

James Caan

Director Accomplished actor and director

Board of Directors Management Team Team Experience

* subject to election on June 13, 2016

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ADDRESSING THE NEED

Attractive Growth Drivers

INCREASED

USE OF CASHLESS PAYMENTS

DIGITALIZATION

AND GLOBALIZATION

INCREASING

PROSPERITY IN EMERGING MARKETS

GROWING

NEED FOR SECURITY 8

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www.netelement.com

FOCUS ON GROWING MARKETS

  • Less mature than the U.S. market in

tradiconal payments acceptance

  • More advanced than the U.S.

market in alternacve payments and mobile payments

  • Fewer payment processors have

successfully entered and succeeded in the market

  • Net Element has already achieved

leadership posicons in selected emerging markets

  • Higher margin per merchant
  • More profitable mobile and

alternacve payments product

  • fferings
  • Premium SMS, WAP-click, in-app

purchases, mobile wallets, P2P transfers

  • Significantly lower ajricon
  • Payments-as-a-service offering

without the need to switch acquiring bank relaconships

  • According to Morgan Stanley

report, mobile payments can expand the global revenue pie from $175 billion to $250 billion, including $30 billion in emerging markets

  • Enormous inical successful and

concnued growth opportunity

  • The Company is focused on

allocacng addiconal ajencon to the selected emerging markets

UNDERSERVED, HIGHLY ATTRACTIVE MARKET ATTRACTIVE MERCHANT PORTFOLIO DYNAMICS LEAD TO HIGHER PROFITABILITY STRONG, GROWING FOOTPRINT Large, relatively untapped markets to become a significant focus of Net Element’s strategy, resulting in impressive growth year

  • ver year and an achievement of leadership positions in selected markets

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www.netelement.com

FOCUS ON 3 AREAS | OMNI-CHANNEL PROCESSING

  • Mobile Payments
  • Carrier integrated solucons
  • Premium SMS
  • In-app purchases
  • WAP/Internet click payments
  • Point of Sale SoluFons
  • Cloud-based mPOS solucons
  • iOS-based self-service kiosks
  • Digital menus
  • Payment Acceptance
  • Proprietary plagorm
  • Retail POS acceptance
  • Card not present acceptance
  • Mobile payment acceptance
  • Mulcple payment methods
  • PCI DSS Level 1, SSL 3.1 security

MOBILE PAYMENTS DIRECT CARRIER BILLING POINT OF SALE SOLUTIONS PAYMENT ACCEPTANCE VALUE-ADDED TRANSACTIONS

TRINITY

PLATFORM 10

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www.netelement.com

ONE-STOP OMNI-CHANNEL PROCESSING SOLUTION

  • Complete SoluFon
  • Combines e-commerce, retail POS,

comprehensive back-office tools, mPOS, credit scoring and customer interaccon in one powerful technology

  • IntegraFon
  • APIs and connectors allow integracon

and customizacon. Our tools allow for easy integracon and our SDK toolkit for building nacve apps for our omni- channel plagorm

  • Enabling Global Commerce
  • Our payment infrastructure and

services are globally oriented, but adapted fro each country’s unique requirements and regulacons

MERCHANT CONSUMER

  • w ○

OMNI-CHANNEL PROCESSING

100+

PAYMENT SOLUTIONS

WITH 1 Integration API 1 Back Office 1 Settlement 1 Dedicated Team

  • Merchant

Account Payment Gateway Risk Compliance Consumer Account Card Issuing

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www.netelement.com

INTERNATIONAL REACH

KAZAKHSTAN ASIA-PACIFIC AZERBAIJAN CANADA RUSSIA KYRGYZSTAN TAJIKISTAN GCC EU UK UNITED STATES

North America Market Strategy

  • Expanding distribucon
  • New products and services
  • Focus on value-aded offerings
  • Technology leverage
  • Geographic expansion

Target Emerging Market Strategy

  • Emerging markets
  • Expanding distribucon
  • JV/Acquisicons
  • New products and services
  • Market penetracon
  • Operacng leverage

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www.netelement.com

FOCUS ON GROWING MARKETS

CANADA UNITED STATES

North America

Processed 51.2 million bankcard transacFons in 2015

(45% year-over-year growth in transacFons)

  • Over 10,000 SMB merchants
  • Processed over $1 billion transaccons in 2015
  • Avg. annual revenue $1,800 per merchant
  • Average upfront Cost per Acquisicon $228
  • Increased revenue per merchant for value added services

$240 per annum

Features: Apple Pay; Android Pay; NFC enabled; mobile card readers; secure & reliable; 24/7 service Value-add services: shopping cart; rewards and loyalty programs; back office tools; inventory management; credit scoring; analytics Partners include top brands

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www.netelement.com

GROWTH DYNAMICS | CIS and RUSSIA (MOBILE PAYMENTS) CIS and Russian FederaFon

Processed 90 million mobile transacFons in 2015

(105% year-over-year growth in transacFons)

  • Over 3 million recurring mobile payments users
  • Over 100 content providers use our services
  • Ranked as #1 SMS content provider in Russia
  • Average subscripcon annual billings ~$12 per user
  • Mobile payment users increased by 300% year-over-year

Features: one-click payments; premium SMS; direct operator billing; WAP automated phone; web billing; in-app billing Value-add services: content management platform; SMS gateway; API integration; short code number procurement; analytics Partners include top brands KAZAKHSTAN AZERBAIJAN RUSSIA KYRGYZSTAN TAJIKISTAN S

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www.netelement.com

Features: e-commerce gateway; e-wallet; mobile in-app payments SDK; PCI DSS level 1 security; P2P transfers Value-add services: shopping cart; rewards and loyalty; GDS’ merchant plug-in; fraud monitoring; back office tools; BIN and IP scrubbing

GROWTH DYNAMICS | EMERGING MARKETS (ONLINE PAYMENTS)

Partners include top brands KAZAKHSTAN ASIA-PACIFIC AZERBAIJAN RUSSIA KYRGYZSTAN TAJIKISTAN EU UK GCC

Emerging Markets

Processed 19.5 million mobile transacFons in 2015

(36% year-over-year growth in transacFons)

  • Over 11 million online payments users
  • Over 3,000 merchants in CIS, EU and Asia
  • Ranked as #1 IPSP in Russia with 30% market share
  • According to Forbes, 20% of leading online merchants in

Russia are clients of PayOnline

  • Approximately 40% of revenue is EUR / USD

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www.netelement.com

GROWING PORTFOLIO OF INTERNATIONAL CLIENTS

According to Forbes, 20% of leading e-commerce merchants in CIS use Net Element’s PayOnline platform to accept payment transactions in Russia, Europe and Asia 16

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www.netelement.com

FOCUS ON BIG DATA

VISUALIZATION INTERPRETATION RECOMMENDATION MERCHANT ACTION AUTO PILOT RAW DATA

Unified Payments Insights enables merchants to compare current revenue, online reputation, and social media activity to their past performance and similar businesses in their area Increased value Business performance

Revenue analysis Business monitoring Performance alerts

Support & Community

Unified experts Unified training Real-time support

Customers

Acquisition Engagement Retention

Competitor monitoring

Benchmarking Competitor alerts Customer feedback

Reputation management Social media management

And more…

Unified Payments Insights module is a merchant’s business analytics dashboard that gives our clients a 360-degree view of their business

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www.netelement.com

SALES AND MARKETING STRATEGY

  • Internal sales force focuses on target verccals and value-added services
  • Based on exiscng company locacons, Net Element achieves a internaconal footprint
  • Newly designed performance-based incencve scheme drives overall revenue growth
  • Cross and up-selling is fueled across business lines via personal targets and incencves
  • Internal training roucnes will enhance sales and service capabilices
  • Internaconal expansion through exiscng customer relacons

INTERNAL SALES FORCE

1

  • Internaconal expansion through partnerships, joint ventures and licensing models
  • Regional expansion with access to domescc sales organizacons
  • Local manpower & knowledge drives insights and lead generacon
  • Partner seleccon based on familiarity with target verccals to ensure fast cme-to-market
  • External partners are compensated on a commission-only basis
  • Promoconal programs are in place to support, ajract and retain external sales force

EXTERNAL PARTNERS & DISTRIBUTORS

2

  • Established sales

force and market experUse

  • MoUvated team

leaders

  • Access to proprietary

commission plaWorm

  • Contracts to selected

partners & distributors in North America, Eastern EU, CIS and Asia

ESTABLISHED GO TO MARKET STRATEGY STRATEGY PROOF POINTS

  • Internaconal expansion of PayOnline
  • Internaconal roll-out of Apcto POS
  • Joint venture in Gulf Cooperacon (GCC) region

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www.netelement.com

GROWTH STRATEGY

$0 $20 $40 $60 $80 2013 2014 2015 2016 2017

Net Element approaches payments from a broader, holistic, global view of commerce. Our objective is to become a leader in mobile payments and value-added transactional services in emerging global markets. Pay anywhere using mobile, online or traditional card present methods.

Starts with single piece of a business

  • Single product
  • Single country

Single markecng

  • Non-core business

divescture Infrastructure stabilizaFon

  • Addiconal products
  • Technology focus
  • Addiconal geography

exploracon

  • Restructuring
  • Markecng expansion

Strong partnership development

  • Addiconal products
  • Addiconal geographies
  • Growth financing
  • New capabilices
  • Strategic Acquisicon

Growth Mode

  • Addiconal products
  • Growth stabilizacon
  • Geography expansion
  • Strategic Acquisicons

Segment leadership

  • YOY Growth
  • Focus on profitability
  • Focus on sustained

growth

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www.netelement.com

INNOVATION LEADERSHIP | BEST IN CLASS R&D Team

  • Team managed by United Stats based CTO
  • 44 staff engineers allocated in the following teams:
  • programming coders
  • testers / QA
  • iOS developers
  • Android developers
  • innovacon engineers
  • sys administrators
  • GUI developers
  • Fall-safe redundancy infrastructure
  • Source code safe
  • Approximately four cmes lower development cost

than a comparable team in the U.S.

Technology Stack

Language & Tools Web/Application Servers Mobile Platforms Cloud Databases POS Platforms Standards & Protocols

ASP .NET, ADO NET VB .NET, C# C, C++ VCC++ J2EE, Sprint, Struts, Swings, Flex Java, PHP JSP SOAP, XML, Web Services, UDDI J2ME, Objeccve C, Windows CE WebSphere Web Logic JBoss TomCat MS BizTalk, SharePoint Apple iOS Android Blackberry JDE Windows Mobile Amazon Google Apps Azure MS-SQL DB2 Oracle My-SQL SQL Lite Core Data Vertex V, MX, EVO, HFC, HSDK Telium 1&2 Unicapt PAX, Banksys BlueSDK NCR, IBM Sure POS Micros UPOS, OPOS, JavaPOS JPOS, ISO 8583, AS2830 EMV, APACS, NFC PCI-PADSS, ARTS Visa 1-2 Visa ADVT, MC-TIPS

Simplifying technology needs, to grow and success 20

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PRODUCTS & SERVICES


SUITE OF PRODUCTS & SERVICES THAT MAKE US STAND ABOVE THE REST

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www.netelement.com

SUCCESS IS IN OUR HANDS

INNOVATIVE SOLUTIONS DISRUPTIVE PRODUCT OFFERINGS AGGRESSIVE SALES STRATEGY EYE ON EMERGING MARKETS

  • INNOVATIVE SOLUTIONS. All-in-one, payment

solution that supports a whole range of applications through a single robust platform, allowing global on- boarding and support for multiple payment methods. DISRUPTIVE PRODUCT OFFERINGS. Disruptive product offerings is innovation that helps create new market and value for merchants and the payments ecosystem and disrupts an existing market. AGGRESSIVE SALES STRATEGY. Through proven aggressive sales strategy we are able to put maximum money to work to achieve quick results through aggressive and innovative sales incentives. EYE ON EMERGING MARKETS. The spread of mobile technology in emerging markets is a driving catalyst behind payments. Net Element is strategically positioned to take advantage of this global trend. FOCUS ON TECHNOLOGY. Focus on payment-as-a- service model enables us to continuously develop innovative technologies and look for opportunities to incubate or acquire innovative technologies.

  • FOCUS ON

TECHNOLOGY

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www.netelement.com

|

  • OMNI-CHANNEL PAYMENTS FROM START TO FINISH

Payment forms and ready-made checkout processes can be flexibly built upon our framework, which ensures secure transactions IN-APP PURCHASES Our Payment Platform addresses the challenge with a fully automated solution that handles everything from administration to configuration ADMINISTRATION Analytics tools put a wealth of data at your fingertips. Smooth, seamless visibility across all types of commerce BUSINESS ANALYTICS Combines e-commerce, offline POS, comprehensive back office tools, mPOS, credit scoring and customer interaction all in one powerful PaaS technology COMPLETE SOLUTION APIs and connectors allow integration and customization. Our tools allow for easy integration and

  • ur SDK toolkit for building native

apps for Net Element platform INTEGRATION Our payment infrastructure and services are globally oriented, but adapted to each country's unique requirements GLOBAL COMMERCE

Channels Touchpoints (Technology, Device and Services)

i

In-Store

  • Mobile
  • w

Online Interactive

  • SMS

Portals & APIs

Application Deployment Data Visualization

  • Embedded

Agents/Adapters Lightweight Messaging Device Integration Data Analytics Behavioral Mapping

FRAUD LAYER

Device Finger Printing

PROCESSING LAYER Processing Services Data Collection

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www.netelement.com

OMNI-CHANNEL SHOPPING

MOBILE Search for items on mobile device and reserve chosen item at nearest store DESKTOP/ONLINE Digital cart is synched with the store database and

  • nline profile

IN-STORE Pick up the item and use smartphone to find a coupon which is applied at checkout Omni-channel shoppers spend between 50-300% more than single shoppers. Consumers will reward a connected journey, one that is seamless regardless of where and how they pay 24

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www.netelement.com

THE FUTURE OF COMMERCE IS UNIFIED

To succeed, retailers must start from the ground up with a single commerce platform supporting all customer touch points and channels. This eliminates integration issues and supports real-time visibility, allowing the organization to work together for a unified view of the customer, inventory, fulfillment, etc. SINGLE CHANEL MULTI CHANEL OMNI CHANEL UNIFIED COMMERCE Nirvana Legacy Reality Aspiration 25

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www.netelement.com

STRONG PRESENCE THROUGHOUT VALUE CHAIN

SalesCentral

  • 100+ payment

methods 50 countries served 300+ payment providers Omni-channel platform Secure PCI compliance

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  • MOBILE COMMERCE

We offer targeted billing solutions via Premium SMS, Direct Operator Billing, WAP automated phone, and online via credit card. All in one place. Leverage our Direct Operator connections to multiple countries. Target millions of mobile and web users around the world with Digital Provider’s global mobile billing solutions.

JOIN THE MOBILE REVOLUTION

MOBILE BILLING

We provide online billing and precise mobile billing solutions for use in m-

  • commerce. One-click

payments, SMS billing, WAP Billing, and other mobile payment

  • ptions

S

MOBILE MESSAGING

Use our ready-made solutions or your own applications for quizzes, SMS Bulk messaging and more. Messaging powered by our unique platform

MOBILE CAMPAIGNS

Mobile marketing. Our mobile campaign tools allow for the delivery of scalable mobile

  • solutions. Deliver your

campaigns with Mobile Marketing

SECURE COMMERCE

Simplifying security. End-to-end encryption

  • f cardholder data

upon swipe. Tamper resistant hardware ensuring reader integrity

24/7 SERVICE

Great Service, great

  • support. Our operation

is the right size for your

  • peration. Unlimited

access to a robust reporting and support

!

Available on the

Mobile Device

!

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MOBILE POS

Unified Payments mobile POS is the easiest and cheapest way for merchants to start accepting payments through their smartphone

MOBILE PAYMENTS

Future is Mobile

Smart phones are widely expected to have a significant impact on the electronic payment industry because they fill an immediate and strong need to move everyday transactions from cumbersome cash to cards and

  • ther forms of electronic payments

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ALL-IN-ONE DIGITAL POS SOLUTIONS

RESTAURANT POS SYSTEM FOR THE DIGITAL AGE

  • VISUAL POS

Ingredient of the

  • future. Aptito’s Apple

iPad-based POS solution includes everything that your business needs to streamline its management and

  • perations

MOBILE ORDERING

Ordering on the go. Allow your customers to order directly from their mobile devices, tablet and the web. Works seamless with Aptito mPOS

DIGITAL MENUS

Bring your menus to

  • life. Digital menus are

deployed at the POS and available for download on personal tablets to provide a self-help solution that drives sales

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ALL-IN-INE DIGITAL POS SOLUTIONS

FEATURE-PACKED SOLUTION FOR RETAIL BUSINESSES

|

  • INVENTORY

MANAGMENT

Manage Inventory. Allows retailers to manage their inventory quickly and accurately from anywhere. Create different products variations with simple templates

OFFLINE MODE

Always On. The need for uptime in a retail environment is paramount and as such

  • ur local server allows

merchants to remain

  • nline, even if the

Internet connection to the cloud is lost

BUSINESS ANALYTICS

Aptito Retail POS allows retailers to anticipate customer needs by tracking purchasing habits with customized solutions available through Unified Insights

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TRANSFORMING POS TO POINT OF INTERACTION

SEAMLESS ADD-ON TO EXISTING POS

MOBILE MENU

Enhance the customer experience and make lasting impression with

  • ur fully customizable

digital menus

STAND ALONE KIOSK

Faster table turnover during peak hours. Fewer mistakes & reduced strain on staff during busy peak hours

MPOS FOR SERVERS

Servers can manage more tables and provide a higher level

  • f customer service, a

true win-win

31

!

Available on the

Existing POS

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GLOBAL ONLINE PAYMENT SOLUTION

Enabling Global Commerce

HOSTED CHECKOUT Hosted, customizable checkout pag es that securely collect sensitive billing information. Integrate with a broad range of shopping carts RECURRING BILLING Support recurring, subscription and installment payments. Consolidate

  • ne-time and recurring payment

processing on a single platform 24/7 SERVICE Our operation is the right size for your operation. Unlimited access to a robust reporting and support Unified back-office; fraud management and settlement, e- commerce and mobile in-app SDK available for single integration ONE-STOP SOLUTIONS Over 100 payment methods in 50 countries available for true global

  • commerce. Accept traditional and

alternative payment options THE GLOBAL COMMERCE Set customized risk preferences to control which transactions are automatically approved or declined with powerful fraud mitigation tools SECURE

PCI-DSS compliant

LEVEL 1

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www.netelement.com

THIRD-PARTY E-COMMERCE INTEGRATIONS

  • ENABLING SALES INSIDE APPLICATIONS. PayOnline SDK will

simplify your approach to mobile payments. Your consumers can seamlessly and securely make their purchases right from your website or a mobile application IMPLEMENTATION WITH EASE. PayOnline SDK is engineered to connect your apps and web to the new payment solution in the fastest and easiest way possible. With just a few lines of code, you are on your way PAYMENT SOFTWARE DEVELOPER KIT (SDK). Our Payment SDK helps developers integrate to the PayOnline platform by building in the required technical specifications and compliance elements, thereby reducing coding time and effort, while giving you the tools to innovate new solutions. Our SDK libraries for instant integration are available on the following technologies: .NET, PHP, Windows Universal App, Node.JS and iOS

  • The world's best commerce portfolios are never limited to just one platform. Most enterprise customers have unique requirements when it

comes to integrating systems. PayOnline makes it easy to connect to a wide range of third-party systems.

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  • STORED VALUE

Our customized gift cards and stored value programs can help boost your revenue

LOYALTY

Approximately 83% of consumers are part of loyalty programs. Make sure they can be part of yours by using one of

  • ur loyalty solutions

WHITE LABEL

Our sales partners turn to us for white-labeled gift and loyalty

  • fferings because our

flexible and easy to use solutions help build their portfolios

CUSTOMER APPRECIATION MADE SIMPLE

  • Build. Configure. Improve. Boost

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www.netelement.com

BUSINESS ANALYTICS

Information at your fingertips. From merchant statements to online portal and dashboard, we offer comprehensive reporting solutions for merchants of all sizes MERCHANT REPORTING Information is power, we bring a proactive, convenience-oriented approach to notifying our merchants of time-sensitive reconciliation and dispute events ALERTS Chargeback system offers full cycle management, from retrievals to arbitration, all from a single interface, thus enabling faster resolution CHARGEBACK MANAGEMENT Real-time insights. Measure your credit and debit card revenue, transactions, and average purchase size over time TRANSACTIONAL DATA See what others see. Monitor your

  • nline reputation, ratings, and

reviews on top sites where your customers comment on your business ONLINE REPUTATION Stay in touch with your clients. Track your Facebook and Twitter activity, identify your newest fans, and see who is engaging with your social media pages SOCIAL MEDIA

MAKE SMARTER

BUSINESS DECISIONS 35

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www.bestppt.com

3363 NE 163rd Street, Suite 705 North Miami Beach, FL 33160 Phone: +1 305 507 8808 Email: investors@netelement.com Web: www.netelement.com HEADQUARTERS Commonwealth Independent States European Union Russian Federation United Arab Emirates United States WORLDWIDE LOCATIONS

GET IN TOUCH WITH US