Online Marketing Workshop Presented by: Virginia Community Capital
TITLE OF THIS PRESENTATION
Online Marketing for Small Businesses Online Marketing for Small Businesses
Sandy Ratliff
Assistant VP - Community Impact Advisor
Virginia Community Capital
Sandy Ratliff
Assistant VP - Community Impact Advisor
Virginia Community Capital
Virginia Community Capital
- A Community Development Financial Institution, VCC’s
mission is to create jobs, energize places and promote an enhanced quality of life for Virginians.
- Established in 2006 as a CDFI with an initial $15 million investment
- Our lines of businesses – impact, lending and investments
- $1.5
Billion in Impact from loan support to small businesses, create jobs, revitalize downtowns, provide affordable and workforce housing, and improve buildings’ energy efficiency.
- 783 Total loans - - Equaling $543 million and
26,000 Hours of free advising services
Lending Programs
- Real Estate
- Affordable Housing
- Multi & Single-family Investment Property
- Commercial Real Estate
- Grocery/Food Access
- Solar/Energy
- Small Business
- Debt Refinancing
- Equipment Purchase
- Working Capital
- Tenant Improvements
- Business/Franchise Acquisition
- Owner-Occupied Commercial Real Estate Purchase
Loan Structures
- Loan Size = $150,000 - $5,400,000
- Eligible Uses:
- Predevelopment Project Costs
- Real-Estate Acquisition
- New Construction or Build Rehabilitation
- New Market Tax Credits - Gap Financing
- Historic Tax Credits - Gap Financing
- Equipment Lending
- Working Capital Line of Credit
Types of Lending:
- 5-7 Year Term Loan
- SBA 7(a) Loan Program
- SBA 504 Loan Program
- USDA Guarantee Programs
Types of Lending:
- 5-7 Year Term Loan
- SBA 7(a) Loan Program
- SBA 504 Loan Program
- USDA Guarantee Programs
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