INVESTMENTS DEBT CROWDFUNDING OR CROWDLENDING IS A NEW FINANCING - - PowerPoint PPT Presentation

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Sep 21, 2022 386 likes •491 views

PARTICIPATIVE FINANCING FOR POSITIVE IMPACT INVESTMENTS DEBT CROWDFUNDING OR CROWDLENDING IS A NEW FINANCING ALTERNATIVE Traditional financing model Crowdlending model Financial institution (bank, funds, ..) Company, private person or

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PARTICIPATIVE FINANCING FOR POSITIVE IMPACT INVESTMENTS

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DEBT CROWDFUNDING OR CROWDLENDING IS A NEW FINANCING ALTERNATIVE

Traditional financing model Crowdlending model

Financial institution (bank, funds, ..) Company, private person or institution Company, private person or institution

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CROWDLENDING IS SHOWING SOLID GROWTH AND IS REGULATED BY THE CNMV

Since 2015 crowdfunding (participative finance) is regulated by the financial authority CNMV. ECrowd! was one of the first lending platforms to obtain a license 10 20 30 40 50 2013 2014 2015 2016 Total Spanish crowd lending volume (Millions of €) 250% yearly

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ECROWD! SOLVES TWO PROBLEMS IN TRADITIONAL FINANCE

Financing volume (€) Probability to obtain financing Investments between 30k€ y 1M€

Analysis based on history and balance sheet instead of future and cash flow Difficult to obtain financing for medium sized non standard financing

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ECROWD! FOCUSSES ON MEANINGFUL INVESTMENTS

Renewable energy and energy efficiency Clean water and zero waste Health Municipalities TYPES OF INVESTMENTS Private companies Public services, like schools, sport centers, libraries Communities, like building

wner, water communities, etc

TYPES OF BORROWER Community based investments

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IT’S A FAST AND AGILE PROCESS: WEEKS INSTEAD OF MONTHS

Due Diligence

5 - 10 days

Campaign

1 - 4 weeks

Project preparation

2 – 5 days

Project analysis

1 week

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EXAMPLE OF CURRENT OPEN INVESTMENTS

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ECROWD! HAS FINANCED MORE THAN 50 OPERATIONS

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CONTACT

Matthieu van Haperen +34 664 336 758 MvHaperen@ecrowdinvest.com