INTEGRATED COMMERCE & PAYMENT AUTOMATION A value proposition - - PowerPoint PPT Presentation

INTEGRATED COMMERCE & PAYMENT AUTOMATION

A value proposition from AppZone www.tradeport.com.ng

01 APPZONE COMPANY OVERVIEW

Integrated Commerce & Payment Automation

AppZone is Africa’s leading provider of Home- grown Banking and Payment solutions

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

To provide technology that empowers people with unlimited access to quality financial services

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Mission

A financial cloud platform servicing a Billion users and processing most of Africa’s Financial transactions

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Vision

Highly Motivated personnel

Over

SERVICING

Commercial Banks

Over

Microfinance Banks

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

MORE THAN

Account Holders

WITH ABOUT

in Desposits

billion

PROCESSING

Transactions Daily

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

million

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Key Industry Partners

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Other Strategic Partners

70%

70% of Nigerian Comm. Banks as Customers

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Core Investor & Infrastructure Partner

SA LEADING IT SERVICES GROUP

by Market Share

7000

MORE THAN 7000 STRONG WORK FORCE

in 9 Countries

%

‘

s

ANNUAL REVENUE EXCEEDING

million

built and

• wns two

tier 4

Data Centers

CLIENTS INCLUDE

SA Stock Exchange & Reserve Bank

Head Office - Iron Bar Street, Lekki Phase I Divisional Office - 50 Queen Street, Yaba Northern Sales Office - The Valley Mall, 215 Ademola Adetokunbo Crescent , Wuse II, Abuja. Eastern Sales Office - No 14 Ziks Avenue Awka, Anambra state. Data Center Site - Rack Center, Oregun, Ikeja

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Facilities

Integrated Commerce & Payment Automation

MD/CEO MD/CEO

ED, Technology & Core Services

Divisional Head Technology Division

MD/CEO

Divisional Head e-Banking & Payment Division Head, Software Testing Unit Head, Infrastructure Management Unit Head, Switch Management Unit Head, Rapid Adhoc & New Feature Development Unit Group Head, Technology Group Head, Service Delivery Head, Business Development Unit Head, Solution Delivery Unit Head, Application Support Unit Head, Systems Integration Unit Divisional Head Corporate Services Division Head, Finance Head, Human Capital Management Unit Head, Office Administrative Unit Head, Operational Excellence (OPEX) Unit Head, Corporate Communications Unit Head, Financial Agency Head, Retail Commerce Cloud Head, Integrated Payment Scheme Divisional Head Software Development Division

ED, Business Operations & Expansion

Group Head, Service Delivery Head, Client Relations Unit Head, CBA Implementation Unit Head, Payment Services Unit Head, Core Banking Application Business Analysis Head, Financial Institutions Acquisition Unit Head, e-Channel Business Development Unit Group Head, Technology Head, Application Support Unit Head, Systems Integration Unit Head, Customizations Management Unit AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 01. Company Overview

Total full time staff = 74 Total contract staff = 30 Grand Total = 104

02 INDUSTRY ACCESSMENT

Integrated Commerce & Payment Automation

Retail/distribution had the second largest contribution to Nigeria GDP ahead of Oil & Gas Nigeria is the largest consumer market in Africa generating high demand for consumer products There are more than 17million SMEs in Nigeria most of which are in retail/ distribution Retail & distribution contribution to 2013 GDP stands at more than $80B

N N

$20B

N N

$20B

N N

$20B

N N

$20B

PAY

2012

2013

Gross Domestic Product (GDP)

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 02. Industry Accessment

Industry Potential

Lack of access to finance from Banks

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 02. Industry Accessment

Industry Challenges

Poor adoption

• f electronic

payment systems In-ability to leverage technology and the Internet Lack of transparent and accurate financial records In-adequate automation and operational in-efficiencies

Limited distribution and customer reach

Retail sector remains mostly informal and thereby not part of formal economy Industry is fragmented with limited ability for operators to scale Huge scaling gap will allow established foreign retail brands dominate Lost business for Banks in area of SME Limited growth of the overall retail industry and economy at large

Integrated Commerce & Payment Automation

Impact of Challenges

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 02. Industry Accessment

03 PRODUCT OVERVIEW

Integrated Commerce & Payment Automation Integrated Commerce & Payment Automation

TradePort is an integrated cloud and thin-client software application, that automates retail store operations, provides alternative distribution channels and enables seamless adoption of electronic Banking/payment for micro, small and medium scale retailers on an affordable pay per use basis.

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 03. Product Overview

Automation of retailer operations at affordable pay- per-use rates Minimal requirement for IT infrastructure and expertise

• n Retailer part

Expansion of Retailer business through mobile and web based distribution channels Direct integration to mainstream e-Banking and payment systems

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 03. Product Overview

Core Value proposition to Merchants

Accelerated acquisition of Merchants due to enhanced value proposition Reduced cost of payment terminal deployment Secured flow of merchant revenue from card payments Strategic lock-in of merchant account

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 03. Product Overview

Visibility into merchant business for lending and upselling and cross selling purposes

Core Value proposition to Banks

04 PRODUCT DESCRIPTION

Integrated Commerce & Payment Automation

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Terminal Client Features

Order item selection interface Sales check-out interface and

• rder summary

Support for cash, card & hybrid payments Offline cash transaction processing

Periodic transaction and product synchronization

Instant sales reports with order Item breakdown

Product and Product category management Stock keeping unit management Promo programme creation and management Centralized stock and Inventory reports GL account posting and management P&L and Balance Sheets reports Extensive operational reports

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Merchant Core Admin Features

Direct-to-account Salary Payments Electronic invoice payments Electronic invoice presentment Consolidated Bank account management Settlement and reconciliation reports

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Merchant e-Banking Features

Web and mobile store front for product display Integrated shopping cart and check-out flow International and local Payment card acceptance Integration to courier services Customer order reports Email and SMS notifications to customers

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Customer Self-Service Features

Graphic design of forms to capture new requirements Simple graphic design of new reports as required by merchants Drag & drop workflow designer Simple web forms for creating data elements and specifying new feature requirements Auto-generation of code snippets to accelerate development speed

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Platform Development Features

4 to 6 inch Android Mobile phone 10 inch Android tablet Tablet stand Bluetooth mPOS device with keypad and screen Bluetooth thermal printer Support for GPRS, 3G, or Wifi connectivity

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

In-Store Hardware Configuration

Verifone E105 (Certification in Progress) Datex MPOS (Certified) PAX MPOS (Certified) ZKC MPOS (Not Certified)

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Supported MPOS Devices

PCI DSS certification in progress Payment application certification by NIBSS Terminal certification by NIBSS & CBN

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Regulatory Certifications

Integrated Commerce & Payment Automation

Other Banks Infrastructure

• NIBSS

Web Payment Gateway

• Verve, MasterCard,VISA

Bank Core Infrastructure

Courier Service Provider

• DHL, UPS,FEDEX

Retail Merchants Tradeport Client App

Internet Tradeport Cloud

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 04. Product Description

Solution Architecture

Integrated Commerce & Payment Automation

05 SERVICE DELIVERY & SUPPORT

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 05. Service Delivery & Support

Product capture and setup General business and accounting setup Sales rep and back office training Pilot test run

Swift & Seamless Merchant Setup

Automated case mgt & escalation In-app case logging 1st, 2nd, & 3rd level support processes TAT, Stability, SLA Compliance KPI tracking Electronic customer satisfaction survey Process doc. & Knowledge transfer Continuous process revision & improvement

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 05. Service Delivery & Support

World-Class Local Support

Integrated Commerce & Payment Automation

06 ROLE OF THE BANK

Prospecting of existing merchants in order to lock-in transaction volumes Signing on of new merchants for the bundled solution offering

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 06. Role of the Bank

Merchant Acquisition

Acquisition of hardware on behalf of merchants at a rate significantly cheaper than traditional

• ptions

Subsidizing the cost of implementation for each merchant in order to achieve speedy up take

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 06. Role of the Bank

Solution Deployment Funding

Traditional operations to ensure that funds from card payments are credited to merchant accounts accordingly

Integrated Commerce & Payment Automation

AppZone is Nigeria's leading provider of home grown Banking, Payment, & Ecommerce Software solutions and creator of Africa’s leading Banking and Payment Cloud solution for Microfinance Banks; BankOne

• 06. Role of the Bank

N

ALERT!

PAY

$ $

N N

Settlement

Integrated Commerce & Payment Automation

07 DEMO

INTEGRATED COMMERCE & PAYMENT AUTOMATION

A value proposition from AppZone

www.appzone-group.com