GlidePath:+ BCBSMs+Private+Exchange+Solu;on + Why+GlidePath?+ - PowerPoint PPT Presentation

GlidePath:+ BCBSM’s+Private+Exchange+Solu;on +

Why+GlidePath?+ It#sa&sfies#both#employer#and#employee#needs,# while#providing# predictability,+choice,+and+control.+ 2

GlidePath+Current+State+ Over+10,000+Michigan+residents+are+using+the+ GlidePath+plaForm!+ # #####Seven#ac&ve#groups#–#5,500#members# #####Two#re&ree#groups#–#4,900#members# # Who+is+eligible+for+GlidePath?++ ####During# Focused+Release+ phase,#fully#insured# and#selfCfunded#ac&ve## ####groups,#51+#FTEs# 3

2013+–+5+Product+Families+ ! High Coverage Low Low Premium+Costs High 4 4 4

2014+Product+Families+ Menu%A* Coinsurance OOPM PCP+OV/SPEC+OV/UC/ER PPO HMO+ Simply#Blue#1000 BCN#1000 20% $3,500 30/50/60/150 Simply#Blue#HSA#1250# BCN#HSA#1250 20% $2,250 80%#aTer#inCnetwork#deduc&ble,#with#20%#coinsurance Simply#Blue#2500 BCN#2500 20% $5,000 30/50/60/150 Simply#Blue#HSA#3000 BCN#HSA#3000 20% $4,000 80%#aTer#inCnetwork#deduc&ble,#with#20%#coinsurance Simply#Blue#4000 BCN#4000 30% $6,350 30/50/60/150 Menu%B* PPO HMO Simply#Blue#250 BCN#250 20% $1,750 20/40/60/150 Simply#Blue#500 BCN#500 20% $2,000 20/40/60/150 Simply#Blue#1000 BCN#1000 20% $3,500 30/50/60/150 Simply#Blue#HSA#1250 BCN#HSA#1250 0% $2,250 N/A Simply#Blue#HSA#2000 BCN#HSA#2000 0% $3,000 N/A *2014#menu#op&ons#are#dependent#on#OFIR#approval# Pharmacy+Op;ons:+ PPO HMO Rx#Op&on#A 15/50/50%/20%/25% 4/15/40/80/20%/20% Rx#Op&on#B 10/40/80 10/40/80 5

2014+Sponsored+Dental+and+Vision+Op;ons++ Dental:++ Vision:+++ Note: Sponsored Ancillary Options require a minimum monthly contribution. Dental: $15 - Vision: $3.75 - Both: $16.65 (This is a per subscriber contribution ) 6 +++

2014+Voluntary+Dental+and+Vision+Op;ons++ Dental:++ Vision:+++ 7

GlidePath+Process+ This+process+“engages”+ employees+in+the+health+ insurance+buying+decision+ 8

Significant+GlidePath+Results+ 66%+ of#employees#substan&ally# � bought##down � #on#the#exchange # # 62%+ of#employees#took#the#GlidePath# Decision#Support#survey # # 79%+ of#members#believe#their# enrollment#experience#is#as#good#as# or#be]er#than#last#year # 9

Working+with+GlidePath+Advisors+ Licensed Trusted GlidePath+Advisor+ Available++ Customer- 8+am+–+11+pm++ Individualized Eastern+;me+ focused Seven+Days+a+ Week!+ 10

Resource%for%Employee%Empowerment% ! OneConCone#support#to# navigate#the#health#care# system.# ! Consumer#health#care# educa&on#and#coaching# ! Staffed#by#registered# nurses#and#other# creden&aled#advisors# ! Available#to#the#en&re# family,#including#parents #

The+GlidePath™+Service+Advantage+ Delivering#a#bestCinCclass,#high#touch# end%to%end #customer# experience#from#selec&on#through#u&liza&on# # Employer+ Employee+ Member+ Selec;on+ “Shopping”+ Service+ ! Broad+na;onwide+ ! GlidePath+Advisors+ ! Health+Advocate™+ provider+networks+ ! Online+enrollment+ ! Customer+Service++ ! Neutral+to+agent+and+ system+ Professionals+ consul;ng+partners+ ! Walkein+Centers+ ! Access+to+besteine class+providers+ na;onwide+ 12

A+Review+of+Our+Experience+With+GlidePath+ • Two#years#of# experience# opera&ng#a#private# exchange#serving# Michigan# Companies# • Provide#stability# before #market# introduc&on# • Sa&sfied#group# references# 13