Fixed Income Presentation First Quarter 2015 Disclaimer The - PowerPoint PPT Presentation

Fixed Income Presentation First Quarter 2015

Disclaimer The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed in this presentation are subject to change without notice and BCP is under no obligation to update or keep current the information contained herein. The information contained herein does not purport to be complete and is qualified in its entirety by reference to more detailed information appearing elsewhere, if any. BCP and its respective affiliates, agents, directors, partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material. This presentation may contain statements that are forward-looking subject to risks and uncertainties and factors, which are based on current expectations and projections about future events and trends that may affect BCP’s business. You are cautioned that any such forward-looking statements are not guarantees of future performance. Several factors may adversely affect the estimates and assumptions on which these forward-looking statements are based, many of which are beyond our control. 2

Economic highlights

Social Indicators and Banking Penetration

Peruvian Financial System NPL

BCP’s Competitive Position in Peru

BCP Highlights 1,907 1,649 1,506 575 466 2012 2013 2014 1Q14 1Q15

Assets and Liabilities Structure

Asset Quality NPL 2012 2013 2014 1Q15

Funding Structure & Maturity Profile 9,415 2% 5% 7% 37% Líneas promocionales, CDs y BAF Remesas 3,256 3,114 3,004 2,775 Préstamos garantizados 2,469 2,348 Adeudos y sindicados 50% 1,900 1,814 Subordinado e híbrido 821 Corporativo Repos BCR 58 58

Capital Management 8.9 8.6 7.6 7.2 6.1

P&L Highlights 38.00% 33.00% 28.00% 23.00% 18.00% 13.00% 5,921 8.00% 4,577 3,921 3.00% 1,671 1,288 -2.00% 2012 2013 2014 1Q14 1Q15 ROAA ROAE

BCP’s Strategy         

Anexos

BCP’s / Credicorp’s History

Credicorp Ltd Assets: PEN 135 billion Net Income attributable to Credicorp: PEN 2,388 million Employees: 32,313 FuM: PEN 36.7 billion AuM: PEN 25.6 billion AuM: US$ 6.1 billion Assets: PEN 8.7 billion Assets: PEN 116 billion Collections: PEN 688 million Employees: 996 Deposits: US$ 1.6 billion Net Earned Premiums: NII: PEN 5,998 million Employees: 114 Employees: 669 Employees: 27,750 PEN 2,252 million Employees: 2,784 ** Bolivia Pacifico Vida * Pacifico EPS Note: The chart shows the main subsidiaries of Credicorp after the establishment of the regional investment banking platform under Credicorp Capital Ltd. Source: BCP as of December 31, 2014.

Selected Financial Information

Selected Financial Information

BCP’s ratings