Fixed Income Presentation First Quarter 2015 Disclaimer The - - PowerPoint PPT Presentation

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Fixed Income Presentation First Quarter 2015 Disclaimer The - - PowerPoint PPT Presentation

Fixed Income Presentation First Quarter 2015 Disclaimer The information contained herein has been prepared by Banco de Crdito del Per (BCP) solely for informational purposes and is not to be construed as a solicitation or an offer to


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Fixed Income Presentation

First Quarter 2015

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The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation

  • r an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representation or warranty, either express or implied, is

provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed in this presentation are subject to change without notice and BCP is under no obligation to update or keep current the information contained herein. The information contained herein does not purport to be complete and is qualified in its entirety by reference to more detailed information appearing elsewhere, if any. BCP and its respective affiliates, agents, directors, partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material. This presentation may contain statements that are forward-looking subject to risks and uncertainties and factors, which are based on current expectations and projections about future events and trends that may affect BCP’s business. You are cautioned that any such forward-looking statements are not guarantees of future

  • performance. Several factors may adversely affect the estimates and assumptions on which these forward-looking statements are based, many of which are beyond
  • ur control.

Disclaimer

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Economic highlights

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Social Indicators and Banking Penetration

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Peruvian Financial System

NPL

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BCP’s Competitive Position in Peru

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1,506 1,649 1,907 466 575

2012 2013 2014 1Q14 1Q15

BCP Highlights

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Assets and Liabilities Structure

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Asset Quality

2012 2013 2014 1Q15

NPL

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Funding Structure & Maturity Profile

58 7% 821 58 2,469 3,114 3,004 2,348 9,415 1,900 3,256 1,814 2,775 5% 50% 37% 2% Adeudos y sindicados Subordinado e híbrido Remesas Préstamos garantizados Líneas promocionales, CDs y BAF Repos BCR Corporativo

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Capital Management

6.1 7.2 8.6 7.6 8.9

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ROAA ROAE

P&L Highlights

3,921 4,577 5,921 1,288 1,671

  • 2.00%
3.00% 8.00% 13.00% 18.00% 23.00% 28.00% 33.00% 38.00%

2012 2013 2014 1Q14 1Q15

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BCP’s Strategy

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Anexos

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BCP’s / Credicorp’s History

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Credicorp Ltd

Note: The chart shows the main subsidiaries of Credicorp after the establishment of the regional investment banking platform under Credicorp Capital Ltd. Source: BCP as of December 31, 2014.

Bolivia Pacifico EPS

Assets: PEN 135 billion Net Income attributable to Credicorp: PEN 2,388 million Employees: 32,313 Assets: PEN 116 billion NII: PEN 5,998 million Employees: 27,750 Assets: PEN 8.7 billion Net Earned Premiums: PEN 2,252 million Employees: 2,784** AuM: US$ 6.1 billion Deposits: US$ 1.6 billion Employees: 114 AuM: PEN 25.6 billion Employees: 996 FuM: PEN 36.7 billion Collections: PEN 688 million Employees: 669

Pacifico Vida

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Selected Financial Information

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Selected Financial Information

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BCP’s ratings

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