Fixed Income Presentation Fourth Quarter 2014 Disclaimer The - - PowerPoint PPT Presentation

fixed income presentation
SMART_READER_LITE
LIVE PREVIEW

Fixed Income Presentation Fourth Quarter 2014 Disclaimer The - - PowerPoint PPT Presentation

Fixed Income Presentation Fourth Quarter 2014 Disclaimer The information contained herein has been prepared by Banco de Crdito del Per (BCP) solely for informational purposes and is not to be construed as a solicitation or an offer to


slide-1
SLIDE 1

Fixed Income Presentation

Fourth Quarter 2014

slide-2
SLIDE 2

The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation

  • r an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representation or warranty, either express or implied, is

provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed in this presentation are subject to change without notice and BCP is under no obligation to update or keep current the information contained herein. The information contained herein does not purport to be complete and is qualified in its entirety by reference to more detailed information appearing elsewhere, if any. BCP and its respective affiliates, agents, directors, partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material. This presentation may contain statements that are forward-looking subject to risks and uncertainties and factors, which are based on current expectations and projections about future events and trends that may affect BCP’s business. You are cautioned that any such forward-looking statements are not guarantees of future

  • performance. Several factors may adversely affect the estimates and assumptions on which these forward-looking statements are based, many of which are beyond
  • ur control.

Disclaimer

2

slide-3
SLIDE 3

Economic highlights

slide-4
SLIDE 4

Social Indicators and Banking Penetration

slide-5
SLIDE 5

Peruvian Financial System

slide-6
SLIDE 6

BCP’s Competitive Position in Peru

slide-7
SLIDE 7

1,441 1,506 1,649 1,907

2011 2012 2013 2014

BCP Highlights

slide-8
SLIDE 8

Assets and Liabilities Structure

slide-9
SLIDE 9

Asset Quality

2011 2012 2013 2014

slide-10
SLIDE 10

Funding Structure & Maturity Profile

9,064 3,185 1,875 1,211 1,419 3,012 1,754 2,695 2,195 56 56 773 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2025+ Short Term Local Currency Short Term Foreign Currency Long Term Local Currency Long Term Foreign Currency

slide-11
SLIDE 11

Capital Management

5.1 6.1 7.2 8.6

slide-12
SLIDE 12

ROAA ROAE

P&L Highlights

3,258 3,921 4,577 5,921

0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00%

2011 2012 2013 2014

slide-13
SLIDE 13

BCP’s Strategy

slide-14
SLIDE 14

Anexos

slide-15
SLIDE 15

BCP’s / Credicorp’s History

slide-16
SLIDE 16

Credicorp Ltd

Note: The chart shows the main subsidiaries of Credicorp after the establishment of the regional investment banking platform under Credicorp Capital Ltd. Source: BCP as of December 31, 2014.

Bolivia Pacifico EPS

Assets: PEN 135 billion Net Income attributable to Credicorp: PEN 2,388 million Employees: 32,313 Assets: PEN 116 billion NII: PEN 5,998 million Employees: 27,750 Assets: PEN 8.7 billion Net Earned Premiums: PEN 2,252 million Employees: 2,784** AuM: US$ 6.1 billion Deposits: US$ 1.6 billion Employees: 114 AuM: PEN 25.6 billion Employees: 996 FuM: PEN 36.7 billion Collections: PEN 688 million Employees: 669

Pacifico Vida

*

slide-17
SLIDE 17

Selected Financial Information

slide-18
SLIDE 18

Selected Financial Information

slide-19
SLIDE 19

BCP’s ratings

slide-20
SLIDE 20