FIRST THINGS FIRST PARENTS: If you have *NOT* already joined our - - PowerPoint PPT Presentation

FIRST THING’S FIRST

PARENTS: If you have *NOT* already joined our Senior Parent group on Remind…

Enter this number: 81010 Text this message: @h677h7

Major Clarity

https://platform.majorclarity.com/ Click on CONTINUE WITH GOOGLE Sign in using 1770 account email and password

COLLEGE ESSAYS

• Not all college applications require an
• essay. When a college offers an
• pportunity to write an essay, DO IT!
• STUDENTS SHOULD PROOFREAD THEIR

ESSAY!

• Students may make an appointment

with their English teacher if they need assistance with their essay.

• Save a copy of the essay. Often times

these can be used for other applications or even scholarships with minor changes.

LETTERS OF RECOMMENDATION

• Not all colleges require letters
• f recommendation.
• Some colleges have strict

requirements on how many and how they are received.

• Give teachers & community

members at least TWO WEEKS to write your recommendation.

• All individuals writing letters

should be given a copy of a resume beforehand.

SAT

• Register at CollegeBoard.org
• Plan to take the SAT at least TWICE
• Cost of test: $49.50, w/Essay: $64.50
• If payment is a concern please see School Counselors for more info.

*SATs given at LBHS

TEST DATE DEADLINE November 2 October 3 December 7* November 8 March 14* February 14 May 2 April 3 June 6* May 8

SAT SUBJECT TESTING

• 20 subject tests in 5 areas: English, history, languages,

mathematics and science

• One hour multiple choice test
• Can take up to 3 tests on any test date
• Register online at CollegeBoard.org
• Check with each college you are interested in to see whether or

not they require or accept these tests.

• Some colleges use it for admission criteria or placement

purposes.

ACT

• 4 Multiple Choice Sections:

○ English ○ Math ○ Reading ○ Science

• The above 4 produce a COMPOSITE score

○ Optional Writing Test

TEST DATE DEADLINE December 14 November 8 February 8 January 10 April 4 February 28 June 13 May 8 July 18 June 19

ACT

• Test fee:

○ $52 ○ $68 with Writing

• ACT scores are accepted by all four-year colleges and

universities in the United States.

• Register for one of the testing dates at:

○ www.actstudent.org

• Students will request all of their

transcripts through their Parchment account.

• Go to www.parchment.com to login.
• Give the School Counselors TWO

WEEKS to process transcript requests.

• If you have any problems with

Parchment, please email the School Counselors.

PARCHMENT - TRANSCRIPT REQUESTS

• Community College Transcripts
• Request through your college student account online
• Test Scores on Transcripts
• SAT: Included on transcript but some colleges will only take the
• fficial score report from College Board
• ACT: Included on transcript but some colleges will only take

the official score report from ACT

• AP: Not included on transcript – must be sent from College

Board.

• Most colleges superscore test results

ADDITIONAL SCORES & TRANSCRIPTS

Winter Break Transcript Request Deadline:

Thursday, December 19th

ADMISSIONS TERMS

• Early Decision:

○ This is BINDING. You must sign a commitment to attend this school if accepted. ○ Only allowed to apply to one Early Decision college and then you MUST attend that college if accepted.

• Early Action/Priority:

○ Allows you to receive a decision prior to normal deadline response date. ○ This is NOT binding. ○ Check application deadlines on the college website

ADMISSION TERMS

• Rolling Admission: Applications are read throughout the year

and decisions are made immediately upon receiving the completed application.

• Regular Decision: Colleges accept applications from prospective

students and delay decisions until the admissions deadline is reached.

• Open Enrollment: Any student that meets the admission standard

is admitted. Most commonly used by community colleges.

• Admissions Counselors

from colleges and universities come to speak with students for a short informational session.

• Students may sign up on

the bulletin board outside

• ur office.
• Dates are sent by Remind.
• If students cannot make a

college visit, they may request extra materials be left for them.

COLLEGE VISITS

VIRGINIA WESTERN CCAP

• CCAP: Community College Access Program

○ A program that makes college available tuition-free to 2020 graduates of public high schools in this area. ○ Application opens October 1st! ○ Covers the cost of tuition for up to 3 years at Virginia Western ○ BOTETOURT COUNTY = 2.5 GPA ○ Proof of residency = living in Botetourt for at least 2 years while attending LBHS. ○ Contact ccap@virginiawestern.edu for more information!

CCAP Remind

Enter this number: 31996 Text this message: CCAP2020

NCAA ELIGIBILITY

www.eligibilitycenter.org

○ When registering for SAT/ACT, use the code “9999” as a score recipient to send

• fficial scores directly to the

Eligibility Center. ○ Be sure to request a transcript from every school you have attended. ○ After graduation, request your final transcript be sent to the NCAA Eligibility Center.

• All scholarships that LBHS

receives are posted on the LBHS School Counseling website and will be sent through Remind.

• Continue to check the

website for additions throughout the school year. The majority of scholarships are added during the Spring semester.

• Scholarship opportunities

available through MajorClarity, CollegeBoard, work, bank, schools attended, etc.

SCHOLARSHIP INFO

FAFSA Presentation

Thank you to Mr. Chad Sartini from Virginia Tech’s Financial Aid Department for coming to present the FAFSA 2020-2021 information. https://studentaid.ed.gov/sa/fafsa

Presented by: Virginia Tech, University Scholarships and Financial Aid

Introduction to Financial Aid

What is Financial Aid?

▪ Financial aid is monetary assistance provided to students to help pay for educational expenses ▪ Financial aid can pay for tuition, fees, room, food, books, and other expenses needed to attend school ▪ Consists of: scholarships, grants, loans, work study

What is Cost of Attendance (COA)?

▪ Direct costs (tuition, fees, food, room = the bill) ▪ Indirect costs (transportation, personal = other costs the student may need, not on bill) ▪ Direct costs + indirect costs = estimated cost of attendance for one year ▪ Amount of financial aid for one year cannot exceed the cost of attendance ▪ Varies widely from college to college, ex.19-20: Harvard - $73,800 Virginia Tech - $27,730 VA Community College - $15,478

What is the Expected Family Contribution Number (EFC)?

▪ A number that is calculated using data from the Free Application for Federal Student Aid (FAFSA) ▪ Amount family can reasonably be expected to contribute

▪ Stays the same regardless of college attending

▪ School will use EFC to determine the financial aid package

What is Financial Need?

Cost of Attendance (COA) – Expected Family Contribution (EFC) = Financial Need (the number used to award need-based financial aid)

What is Financial Need?

$27,730 (Cost of Attendance) – $9,000 (Expected Family Contribution) = $18,730 (Financial Need)

Sources of Financial Aid

▪ Federal government ▪Largest source ▪Primarily based on financial need ▪Must file Free Application for Federal Student Aid (FAFSA) every year ▪ States ▪Most states use FAFSA ▪ Colleges and universities ▪ Private sources ▪Civic organizations and churches ▪ Employers

Federal Programs for Student Aid

▪ Federal Pell Grant ▪ Iraq and Afghanistan Service Grant (IASG) ▪ Federal Supplemental Educational Opportunity Grant (FSEOG) ▪ Federal Work-Study (FWS) ▪ Subsidized and Unsubsidized Federal Direct Student Loans (Direct Loans) ▪ PLUS Loans for Parents

• r Graduate Students

Types of Financial Aid

▪ Scholarships ▪ Grants ▪ Loans (Yes, loans are financial aid!) ▪ Employment (Work-study)

Gift Aid Self-Help Aid

This Photo by Unknown Author is licensed under CC BY

Gift Aid

▪ Money that does not have to be paid back ▪ Awarded on the basis of merit, skill, or unique criteria ▪ Usually some form of application is required ▪ Money that does not have to be paid back ▪ Usually awarded on the basis of financial need

Grants: Scholarships:

How to find Scholarships!

▪ Use search tools such as Fastweb or ScholarshipMonkey.com ▪ Ask at church, within your community, parent’s employers, or civic groups ▪ Check college websites. ▪ VT has a General Scholarship Application for internal/departmental scholarships– application is open now for 2019-20 academic year ▪ Deadline January 22, 2010 ▪ Must submit admissions application for access ▪ FAFSA required ▪ Ask your guidance counselor!

▪ Never pay to apply for a scholarship!

Grants

▪ Federal ▪ Pell Grant – high need (low EFC) ▪ Supplemental Education Opportunity Grant – high need ▪ Specific populations

▪ Irag Afghanistan Service Grant ▪ Teach Grant

▪ State – VA Residents ▪ Public Institutions

▪ Virginia Guaranteed Assistance Program (VGAP) – VA high school grad with 2.5 minimum GPA, need based, varies by institution, full-time enrollment ▪ Commonwealth Grant – need based, varies by institution, minimum half-time enrollment

▪ Private Institutions

▪ Virginia Tuition Assistance Grant – separate application required

▪ Institutional - varies

Self-Help Aid: Loans

▪ Money students and/or parents borrow to help pay college expenses ▪ Repayment usually begins after student graduates ▪ Borrow smart!!! Only borrow amount you need ▪ Look at loans as an investment in the future

• Federal Direct Loans
• FAFSA required
• Subsidized loan – government subsidizes interest while student is

enrolled at least half-time.

• Unsubsidized loan – accrues interest from the date it disburses to the

student’s account.

• Interest rate for both subsidized and unsubsidized loans for 19/20 is

4.53%

• Private/Alternative loans
• Apply through private lender – banks or other lending institution
• Credit-based application. Not “automatically” approved
• Interest rates and repayment plans vary based on lender

Types of loans – for students

• Federal Direct Parent PLUS loan
• 3 steps to apply
• 1. Submit FAFSA on time and provide other requested docs
• 2. Apply at www.studentloans.gov
• Loan in parent’s name – parent required to repay
• Repayment can be deferred while student is enrolled
• Interest rate for 19/20 is 7.08%
• Private/Alternative loans
• Some lenders will provide a parent loan – credit based application
• Interest rates and repayment plans vary

Types of loans – for parents

Self-Help Aid: Employment

Federal Work Study (FWS):

▪ Opportunity to work part time through FWS program ▪ Allows student to earn money to help pay educational costs

▪ A paycheck; or ▪ Nonmonetary compensation, such as room and board

▪ Student may choose to accept or decline work study opportunity ▪ 8-10 hours/week ▪ FAFSA required

▪ Select ‘yes’ on FAFSA if interested

Colleges and Universities

▪ Award aid on the basis of both merit and financial need ▪ Offered aid may be gift aid, self-help aid, or a combo ▪ Use information from the FAFSA and/or institutional applications ▪CSS Profile ▪ Deadlines and application requirements vary by institution

How do we get started?

THE FAFSA

Free Application for Federal Student Aid (FAFSA)

▪ A standard application that collects demographic and financial information about the student and family ▪ May be filed electronically on the web, mobile app, or in paper form

▪ Fill out online for quicker processing ▪ Available in English and Spanish ▪ www.FAFSA.gov

FAFSA on the Web

myStudentAid mobile app

FAFSA

▪ Available NOW for next year!!! (opened Oct. 1, 2019) ▪Uses 2018 taxes ▪ File EARLY! ▪ Most colleges set FAFSA filing deadlines – check the deadlines! Priority deadline for many schools (including VT) is March 1, 2020 ▪www.schev.edu ▪ More information at www.studentaid.ed.gov

What do we need to fill out the FAFSA?

▪ Social Security number

▪ Student and parent

▪ Alien registration number

▪ Student and parent

▪ Federal income tax returns, W-2, and other records earned income

▪ Student and parent

▪ Investment information

▪ Student and parent

▪ Records of untaxed income

▪ Student and parent

▪ FSA ID

▪ Student and parent

▪ List of colleges

▪ Student

Special Circumstances

▪ Loss of income, divorce, unusual expenses, etc. ▪ Cannot be documented using FAFSA. ▪ Reach out to individual college for their process. ▪ College will review and request additional information if necessary. ▪ Decisions are final and cannot be appealed to U.S. Department of Education. ▪ Dependent student status

VT Financial Aid Timeline

▪ Early Decision – complete FAFSA by December 1 ▪ *Early Action – complete FAFSA by February 1 ▪ *Regular Decision and Transfers – complete FAFSA by March 1 The FAFSA for 2020-21 uses 2018 tax year information, so there’s no need to wait!

Pointers

▪ Know and meet deadlines ▪ VT – January 22, 2020 for scholarships and March 1, 2020 for state and institutional aid ▪ Keep your FSA ID (student and parent) ▪ Get the Social Security Numbers correct ▪ FAFSA and Admissions application ▪ Attempt to use the IRS Data Retrieval Tool ▪ Use the FAFSA help tools ▪ Complete and submit the application for in-state tuition – part

• f the admissions application

▪ We are happy to help answer your questions! ▪Email: finaid@vt.edu ▪Phone: 540-231-5179 Resources: ▪ www.fafsa.gov FAFSA ▪ www.studentaid.ed.gov Resource for questions about FSA ▪ fsaid.ed.gov Create your FSA ID ▪ www.schev.edu – financial aid deadlines in VA

Questions??