SLIDE 23 23
STRICTLY PRIVATE AND CONFIDENTIAL
Disclaimer
The following presentation, including a hard copy of these slides, the talks given by the presenters, the information communicated during any delivery of the presentation and any question and answer session and any document or material distributed at or in connection with the presentation (together, the "Presentation"), has been prepared and issued by the directors of Curtis Banks Group plc (the "Company"). By attending (whether in person or by telephone) or reading the Presentation, you agree to be bound by the conditions set out below. The Presentation does not constitute or form part of, and should not be construed as investment advice or any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for, any shares or other securities of the Company, nor shall it (or any part of it), or the fact of its distribution, form the basis of, or be relied on in connection with or act as any inducement to enter into, any contract whatsoever relating to any securities or financial instruments, acquisition
- r investment in the Company, or financial promotion. No person affiliated with the Company, its directors, officers,
employees, affiliates, agents or advisers has been authorised to give any information or to make any representation not contained in the Presentation and, if given or made, such information or representation must not be relied upon. The Presentation is being made, supplied and directed only at persons in member states of the European Economic Area who are qualified investors within the meaning of Article 2(1)(e) of the Prospectus Directive (Directive 2003/71/EC and amendments thereto, including Directive 2010/73/EU to the extent implemented in a relevant EEA Member State) and, additionally in the United Kingdom, to those qualified investors who (1).(a) are persons who have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (investment professionals) or (b) fall within Article 49(2)(a) to (d) of that Order (high net worth companies, unincorporated associations etc) and (2) are “Qualified Investors” as defined in Section 86(7) of the Financial Services and Markets Act, 2000 (all such persons being "Relevant Persons"). Any person who is not a Relevant Person may not attend the Presentation and should not act or rely on this Presentation or any of its contents. Any investment or investment activity to which the Presentation relates is available only to Relevant Persons and will be engaged in only with Relevant Persons. The Presentation is provided solely for general information only and must not be used or relied upon for the purpose of making any investment decision or engaging in any investment activity. The information in the Presentation is provided as at the date of the Presentation (unless stated otherwise) and is subject to updating, completion, revision and further
- verification. While such information is believed to be reliable for the purposes used in the Presentation, some of the
information in this Presentation is still in draft form. No reliance may be placed for any purpose whatever on the information
- r opinions contained or expressed in the Presentation or on the accuracy, completeness or fairness of such information
and opinions. The Company disclaims, to the fullest extent permitted by law, all or any liability, whether arising in tort, contract or otherwise, which they might otherwise have in respect of the Presentation. To the extent available, the industry, market and competitive position data contained in this Presentation comes from
- fficial or third party sources. While the Company reasonably believes that each of these publications, studies and surveys
has been prepared by a reputable source, the Company has not independently verified the data contained therein. In addition, certain of the industry, market and competitive position data contained in this Presentation comes from the Company’s own internal research and estimates based on the knowledge and experience of the Company’s management in the markets in which the Company operates. While the Company believes that such research and estimates are reasonable and reliable, they, and their underlying methodology and assumptions, have not been verified by any independent source for accuracy or completeness and are subject to change. Accordingly, undue reliance should not be placed on any of the industry, market or competitive position data contained in this Presentation. Nothing in the Presentation is, or should be relied on as, a promise or representation as to the future. The Presentation includes certain statements, estimates and projections provided by the Company that are, or may be deemed to be, “forward-looking statements”. Forward-looking statements are identified by the use of such terms as “believe”, “could”, “envisage”, “estimate”, “potential”, “intend”, “may”, “plan”, “will”, or the negative of those, variations or comparable expressions, including references to
- assumptions. By their nature, forward-looking statements involve substantial known and unknown risks, uncertainties,
assumptions, estimates and other factors which may or may not prove to be correct and because they may relate to events and depend on circumstances that may or may not occur in the future and may be beyond the Company’s ability to control or predict that could cause the actual results, performance or achievements of the Company to be materially different from future results, performance or achievements expressed or implied by such forward-looking statements. Past performance should not be taken as an indication or guarantee of future results and you are cautioned not to place undue reliance on forward-looking statements. No representations or warranties of any kind are made by any person as to the fairness, accuracy or completeness of the contents of this Presentation or any other statement made or purported to be made in connection with the Company, or that any
- f the forward-looking statements, projections or forecasts will come to pass or that any forecasted result will be achieved. No
person is under any obligation (and the Company expressly disclaims any intention) to update, revise, complete or keep current any information contained in this Presentation (including without limitation any forward-looking statements). To the fullest extent permitted by law, no liability whatsoever is accepted by any person for any errors, omissions or inaccuracies in this Presentation
- r for any loss howsoever arising, directly or indirectly, from any use of this Presentation or such information or opinions
contained herein or preparation or otherwise arising in connection herewith. No statement in the Presentation is intended as a profit forecast or a profit estimate. The Presentation is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to local laws or regulations, nor does it constitute or form part of an offer or invitation to issue or sell, or the solicitation
- f an offer to subscribe or purchase, any securities to any person in any jurisdiction to whom or in which such offer or solicitation
is unlawful, and, in particular, is not for distribution or transmission in or into the United States, Australia, Canada or Japan. This Presentation does not constitute an offer or solicitation to purchase or subscribe for securities in the United States. The securities of the Company to which the Presentation relates have not been registered, and will not be registered, under the U.S. Securities Act of 1933, as amended (the “U.S. Securities Act”), or under the securities laws of any state or other jurisdiction of the United States and may not be offered or sold in the United States unless they are registered under the U.S. Securities Act or pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the U.S. Securities Act. There will be no public offering of securities in the United States. Neither this Presentation nor any copy of it may be (i) taken or transmitted into the United States of America, (ii) distributed, directly or indirectly, in the United States of America, its territories or possessions, or (iii) taken or transmitted into or distributed in Canada, Australia or Japan or to any resident thereof. Any failure to comply with these restrictions may constitute a violation of the securities laws of any such jurisdiction. The distribution of this Presentation in other jurisdictions may be restricted by law and recipients are required to inform themselves of, and comply with, all such restrictions or prohibitions. This Presentation and its contents are confidential and you and your directors, officers, employees, agents and affiliates must hold this presentation and any oral information provided in connection with this Presentation in strict confidence. This Presentation must not be distributed, published or reproduced (in whole or in part) or disclosed by recipients to any other person, whether or not such person is a Relevant Person. If you have received this presentation and you are not a Relevant Person, you must return it immediately to the Company. By accepting receipt of, attending any delivery of, or electronically accessing, the Presentation, you agree to be bound by the above limitations and conditions and, in particular, you represent, warrant and undertake that: (i) you are a Relevant Person (as defined above); (ii) you will not forward the Presentation to any other person, or reproduce or publish this Presentation, in whole
- r in part, for any purpose and (iii) you have read and agree to comply with the contents of this notice.
