DHHL Beneficiary Study 2014 Lessees March 3, 2015 1 DHHL - - PowerPoint PPT Presentation

DHHL Beneficiary Study 2014

Lessees March 3, 2015

February 12, 2015

1

DHHL Beneficiary Study 2014 - Lessees

Objectives

 Update data on beneficiaries’

characteristics

 Identify beneficiaries’ housing needs  Quantify community satisfaction  Identify trends/differences from 2008 study

DHHL Beneficiary Study 2014 - Lessees

Methodology

 Two surveys were developed, one for traditional

and the other for undivided interest lessees

 Every lessee that had a postal service approved &

deliverable address were mailed a survey.

 8,532 and 925 surveys

 Of these SMS received 1,933 and 173 completed

surveys within the submittal deadline which was extended for two weeks beyond the date stated.

 1,822 surveys by mail (152 undivided)  111 surveys completed online (21 undivided)

DHHL Beneficiary Study 2014 - Lessees

Overview of Lessees

Traditional Undivided Category Number % Number %

Total names received from DHHL

8,688 966

Total mailed

8,532 98.3% 925 96.8%

Returned mail due to bad address

30 0.3% 18 1.9%

Total likely received by Lessees

8,502 97.9% 907 98.0%

Completed surveys

1,933 22.2% 173 19.1%

By Mail

1,822 94.3% 152 87.9%

Online

111 5.7% 21 12.1%

Sample Error at 95% Confidence level

+/-2.27% +/-6.8%

DHHL Beneficiary Study 2014 - Lessees

Change from 2008

2008 2014 Change Original List: Traditional Lessees 8,002 8,688 +8.6% Original List: Undivided Interest Lessees 1,234 966

• 21.7%

Total 9,236 9,654 +4.5%

DHHL Beneficiary Study 2014 - Lessees

Traditional Lessees

DHHL Beneficiary Study 2014 - Lessees

Types of Lessees

240 641 7125 391 1073 7224 2000 4000 6000 8000 Pastoral Agricultural Residential 2014 2008 2003

DHHL Beneficiary Study 2014 - Lessees

Current status

 93% have a home on their DHHL award

 72% with a mortgage  28% paid off their mortgage  A few have their mortgages paid by

someone else

DHHL Beneficiary Study 2014 - Lessees

Lessees getting older – 2014 median age 62, ’08-56, ’03-51

DHHL Beneficiary Study 2014 - Lessees

Household size similar to 2008, but 1 to 2 person HH increasing

31% 32% 28% 8% 2% 0% 10% 20% 30% 40% 50% 1 to 2 3 to 4 5 to 7 8 to 10 10+ 2014 2008 2003

Average Household Size: 4.2

DHHL Beneficiary Study 2014 - Lessees

However, more households with children

41% 37% 17% 5% 0% 10% 20% 30% 40% 50% None 1 to 2 3 to 4 5+ 2014 2008 2003

DHHL Beneficiary Study 2014 - Lessees

High Level of Employment

 85% of households have one or more adults

currently employed fulltime

 About the same as 2008 but lower than 2003

 Most often in services

 23% Other services  15% Construction  13% Education  13% Health care/social assistance  12% Transportation/warehousing/utilities  11% Hotel/accommodations/food services

DHHL Beneficiary Study 2014 - Lessees

Median household income has increased from $48,731 to $59,600

2% 3% 14% 13% 25% 18% 10% 10% 6%

0% 10% 20% 30% $200,000 or more $150,000 to $199,999 $100,000 to $149,999 $75,000 to $99,999 $50,000 to $74,999 $35,000 to $49,999 $25,000 to $34,999 $15,000 to $24,999 Less than $14,999 2014 2008 Hawn HH Statewide

Hawaiian household income from US Census 2013 ACS, Household income in past 12 months, Native Hawaiian and other Pacific Islander Alone Householder . Median HH Income: $50,591

DHHL Beneficiary Study 2014 - Lessees

More households at/below 80% HUD AMI. 54% in 2014, 46% in 2008

12% 13% 21% 21% 18% 12% 11%

16% 13% 26% 16% 8% 10% 11%

0% 5% 10% 15% 20% 25% 30%

< 30% 30 to 50% 51 to 80% 81 to 120% 121 to 140% 141 to 180% >180% 2014 2008

DHHL Beneficiary Study 2014 - Lessees

Condition of House & Neighborhood

DHHL Beneficiary Study 2014 - Lessees

Current condition & desires of house

 73% of Lessees say the size of their current

home is sufficient

 48% have three bedrooms  40% have four or more bedrooms

 67% of Lessees have made changes to their

current house

 20% new room(s)  62% other improvements to house or land

 Future changes desired

 33% no change  Of the remaining 66%

 88% more bedrooms  88% another bathroom  85% another room

DHHL Beneficiary Study 2014 - Lessees

More homes in need of repairs

15% 26% 30% 25% 14% 23% 25% 36%

18% 30% 26% 28% 0% 10% 20% 30% 40% Major Repairs Minor Repairs OK Excellent 2014 2008 2003

DHHL Beneficiary Study 2014 - Lessees

Exterior work such as painting, gutters, siding listed most often as a major repair

62% 54% 41% 34% 0% 20% 40% 60% 80% Exterior work Minor repairs Replace Window Plumbing

DHHL Beneficiary Study 2014 - Lessees

Many Lessees who need repairs cannot afford to pay for repairs

23% 14% 7% 77% 11% 20% 15% 53%

0% 20% 40% 60% 80%

Pay with cash Pay with bank loan By other means Cannot afford to pay

Minor Repairs Major Repairs

DHHL Beneficiary Study 2014 - Lessees

Significantly more Households below 30% HUD AMI Need Major Repairs

37% 32% 16% 15% 18% 37% 27% 18% 18% 32% 27% 26% 0% 10% 20% 30% 40% Major Repairs Minor Repairs OK Excellent 51 to 80% 30 to 50% < 30%

DHHL Beneficiary Study 2014 - Lessees

Most Lessees have Homeowner insurance

Homeowner 79% Flood Insurance, 25% None, can't afford, 12%

DHHL Beneficiary Study 2014 - Lessees

98% of Lessees plan to pass on their lease to children/relatives

<12.5%, 2% 12.5 to 24%, 7% 25 to 49%, 52% 50%+, 36% Don't Know, 3%

% Hawaiian of children/relatives

DHHL Beneficiary Study 2014 - Lessees

Community

DHHL Beneficiary Study 2014 - Lessees

More Lessees continue to believe their community is a great place to live. 80%

would not move if given the option

4% 32% 64% 3% 28% 69% 3% 28% 68%

0% 20% 40% 60% 80%

Not a good place to live Just like other neighborhoods A great place to live

2014 2008 2003

DHHL Beneficiary Study 2014 - Lessees

Homestead Community Problems – Top Ten in 2014 (overall improvements)

48% 40% 42% 43% 47% 68% 37% 39% 44% 46% 36% 36% 36% 39% 40% 40%

0% 20% 40% 60% 80% Dogs running loose Too many parked cars on street Homes not being maintained Yards not being maintained No where for children to play` Abandoned cars or trash in yards 2014 2008 2003

% who indicated this is a small problem or big problem

DHHL Beneficiary Study 2014 - Lessees

Community Well Being - constant

66% 76% 84% 81% 88%

67% 80% 83% 84% 87%

0% 20% 40% 60% 80% 100% Residents share Hawaiian cultural values I feel safe day & night In our community we look out for each other I know & trust my neighbors My hope is my family lives here for generations 2014 2008

% who somewhat or strongly agree

DHHL Beneficiary Study 2014 - Lessees

Community Governance signals less participation

89% 76% 38% 87% 72% 36% 75% 62% 27%

0% 20% 40% 60% 80% 100%

Communities work better with participation in Comm. Assoc. I'm willing to actively participate in Comm Assoc I'm willing to take a leadership role

2014 2008 2003

% who somewhat or strongly agree

DHHL Beneficiary Study 2014 - Lessees

Undivided Interest Lessees

DHHL Beneficiary Study 2014 - Lessees

966 Undivided Interest Lessees

 Median age 55 – younger than traditional

lessees

 88% one or more adult employed fulltime  Median income $64,933 – higher than

traditional lessees

 20% receive food stamps  13% live in public assisted housing

 Homeownership

 50% rent, 38% homeowners

 82% of homeowners own a single family dwelling

 69% live in a single family dwelling

DHHL Beneficiary Study 2014 - Lessees

Undivided Interest Award Preference

 First Choice

 57% - Turn key house  27% - Lot with infrastructure, no house  7% - Rental with an option to buy

 Ability to finance house:

 Affordable monthly payment

 14% below $500  39% $500 to $1,099  35% over $1,100  12% not sure

DHHL Beneficiary Study 2014 - Lessees

Undivided Lessee Perceptions

 Expect lot to be available:

 24% within a year  27% - two years  39% - three to five years  16% - more than five years

 Expect to be financially prepared

 61% yes, 9% no, 31% not sure

 Understand the details of award

 31% fully understand  62% somewhat understand  7% do not understand at all

DHHL Beneficiary Study 2014 - Lessees

Summary

 Lessees continue to get older, however more

households with children

 Challenge with aging houses

 Those with the greatest need are least able to

pay for repairs

 Communities continue to have high well

being, but residents less willing to participate in governance

 Undivided interest lessees are mixed in ability

to financially qualify for a home

 Large number do not fully understand the

nature of their award