CZECH REPUBLIC AND AND INSURANCE SECTOR Prague 21.9.2012 2012 - - PowerPoint PPT Presentation

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CZECH REPUBLIC AND AND INSURANCE SECTOR Prague 21.9.2012 2012 - - PowerPoint PPT Presentation

Mar 09, 2024 293 likes •554 views

CZECH REPUBLIC AND AND INSURANCE SECTOR Prague 21.9.2012 2012 CZECH REPUBLIC - INTRO RODUCTION Capital Prague (1 272 690) Area 78 867 km Total population 10 507 566 Life Expectancy 77,5 years Education - University

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SLIDE 1

CZECH REPUBLIC

AND AND

INSURANCE SECTOR

Prague 21.9.2012 2012

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SLIDE 2

CZECH REPUBLIC - INTRO RODUCTION

  • Capital Prague (1 272 690)
  • Area 78 867 km²
  • Total population 10 507 566
  • Life Expectancy 77,5 years
  • Education - University (14,6%), High school graduation

(33,7%), High school (35,2%), Elementary school (16,3%)

2

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SLIDE 3

CZECH REPUBLIC

Indicators 2006 2007 2008 2009 2010 2011

Inflation rate (%) 2,5 2,8 6,3 1 1,5 1,9 Unemployment rate (%) 7,7 6 6 9,2 9,6

8,6

GDP (% change) 7 5,7 3,1

  • 4,7

2,7 1,7 State debt (public) / GDP (%) 23,9 24,4 26 31,5 35,6 39,4 State budget balance (CZK bn)

  • 97,3
  • 66,4
  • 19,4
  • 192,4 -156,4
  • 142,8

State (public) debt (CZK bn) 802 892 999 1.178 1.344 1.499 3

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SLIDE 4

MAC ACRO ROECONOMIC INDICATORS 1

4

2006 2007 2008 2009 2010 2011 Inflation rate (%) 2.5 2.8 6.3 1 1.5 1.9 Unemployment rate (%) 7.7 6 6 9.2 9.6 8.6 GDP (%, y/y, real terms) 7.0 5.7 3.1

  • 4.7

2.7 1.7

  • 5
  • 3
  • 1

1 3 5 7 9 11

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SLIDE 5

5

4.5 1.4

  • 0.1

2.6 1.6 2.1 3 6.3 0.6 1.2 2.1 8.8 8 5.8 6.3 5 6.6 7.2 7.8 3.3 2.2 1.4

  • 1

1 2 3 4 5 6 7 8 9 10 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011

Growth of Harmonized Index of Consumer Prices (HICP) Average gross monthly wage

MAC ACRO ROECONOMIC INDICATORS 2

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SLIDE 6

6

23.9 24.4 26.0 31.5 35.6 39.4

0.0 5.0 10.0 15.0 20.0 25.0 30.0 35.0 40.0 45.0 2006 2007 2008 2009 2010 2011

State debt / GDP (%)

  • 97.3
  • 66.4
  • 19.4
  • 192.4
  • 156.4
  • 142.8
  • 250
  • 200
  • 150
  • 100
  • 50

2006 2007 2008 2009 2010 2011

State budget balance (CZK bn)

MAC ACRO ROECONOMIC INDICATORS 3

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SLIDE 7

7

23.9 24.4 26.0 31.5 35.6 39.4

  • 97.3
  • 66.4
  • 19.4
  • 192.4
  • 156.4
  • 142.8
  • 250
  • 200
  • 150
  • 100
  • 50

50 100

  • 250.0
  • 200.0
  • 150.0
  • 100.0
  • 50.0

0.0 50.0 100.0 2006 2007 2008 2009 2010 2011

CZK bn % State debt / GDP (%) State budget balance (CZK bn)

MAC ACRO ROECONOMIC INDICATORS 4

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SLIDE 8

8

20 40 60 80 100 120 140 160 180 2007 2008 2009 2010 2011 Czech Republic Germany France Great Britain Spain Greece Poland

PUBLIC DEBT DEBT % OF GDP

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SLIDE 9

STATE BUDGET BA BALANCE / DEBT DEBT

9

  • 97.3
  • 66.4
  • 19.4
  • 192.4
  • 156.4
  • 142.8

802.5 892.3 999.5 1178.2 1344.1 1499.4

  • 400
  • 200

200 400 600 800 1000 1200 1400 1600 2006 2007 2008 2009 2010 2011

State budget balance (CZK bn) State debt (CZK bn)

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SLIDE 10

WAG AGES AND PENSIONS

5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 45,000 50,000 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011

Average monthly gross wage per employee Average monthly gross wage per employee in Financial intermediation Average monthly amount of pension

10

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SLIDE 11

PENSION IN % WAG AGE

44.0 43.4 43.5 42.4 40.6 41.1 40.8 40.6 40.2 41.6 41.2 42.0

38.0 39.0 40.0 41.0 42.0 43.0 44.0 45.0 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011

Average pension vs Average gross wage (pension in % wage)

11

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SLIDE 12

7 7 MOST IMPORTANT COMPANIES

12

Company Turnover 2011 (in CZK) Branch ŠKODA AUTO, a.s. 252 562 000 Automotive ČEZ, a.s. 209 761 000 Energy RWE Transgas, a.s. 135 984 147 Energy AGROFERT HOLDING, a.s. 117 606 814 Agriculture FOXCONN CZ, s.r.o. 102 327 509 Electronics UNIPETROL, a.s. 97 427 586 Petrochemicals MORAVIA STEEL 65 972 567 Industry

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SLIDE 13

13

35,903 32,627 24,714 24,224 13,693 5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 Česká pošta, s.p. ČEZ, a.s. ŠKODA AUTO, a.s. AGROFERT HOLDING, a.s. OKD, a.s.

5 MOST IMPORTANT EMPLO LOYERS

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SLIDE 14

CAPITAL APPRECIATION BY STOCK EXCHANGE

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1,032 1,473 1,589 1,815 858 1,117 1,225 911 4,256 5,408 6,597 8,067 4,810 5,957 6,914 5,898 10,783 10,718 12,463 13,265 8,776 10,428 11,578 12,218 11,489 16,111 17,226 15,308 8,860 10,546 10,229 8,455

2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000 18,000

2004 2005 2006 2007 2008 2009 2010 2011 Index value

PX DAX Dow Jones Nikkei 225

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SLIDE 15

CZECH FINANCIAL SECTOR

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SLIDE 16

BA BANKS, INSURANCE AND BRO ROKERS

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2009 2010 2011 Banks 39 41 49 Insurance companies 53 53 54 Insurance brokers 91 064 109 914 132 578

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SLIDE 17

5 5 LARG RGEST BA BANKS IN CZECH REPUBLIC

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25% 23% 20% 8% 5% ČSOB, a.s. Česká spořitelna, a.s. Komerční banka, a.s. UniCredit Bank, a.s. Raiffeisenbank, a.s.

81%

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SLIDE 18

5 5 LARG RGEST INSURANCE IN CZECH REPUBLIC

18

23.5% 18.0% 7.8% 4.8% 8.3%

Česká pojišťovna, a.s. Kooperativa pojišťovna, a.s. Allianz pojišťovna, a.s. Komerční pojišťovna, a.s. ČSOB Pojišťovna, a.s.

62,4%

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SLIDE 19

ASSETS ASSETS (CZK BILLIONS)

19

3,476.6 4,045.5 4,094.8 4,192.3 4,476.5 369.2 345.1 396.9 370.0 436.3

0.0 500.0 1,000.0 1,500.0 2,000.0 2,500.0 3,000.0 3,500.0 4,000.0 4,500.0 5,000.0 2007 2008 2009 2010 2011

Banks Insurance

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SLIDE 20

PREMIUMS WRITTEN (CZK MILLIONS)

20

132,896 139,841 144,171 155,997 155080 54,128 56,901 60,209 71,765 72010 78,768 82,940 83,962 84,233 83070

20,000 40,000 60,000 80,000 100,000 120,000 140,000 160,000 180,000 2007 2008 2009 2010 2011

Insurance business Life-insurance business Non-life insurance business

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SLIDE 21

THE RATIO OF PREMIUMS (%)

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40.7% 41.0% 41.0% 46.0% 46.4% 59.3% 59.0% 59.0% 54.0% 53.6% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 2007 2008 2009 2010 2011

Life-insurance business Non-life insurance business

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SLIDE 22

CZECH REPUBLIC AND EU EU (%)

22

40.7 41.0 41.0 46.0 59.3 59.0 59.0 54.0

0.0 10.0 20.0 30.0 40.0 50.0 60.0 70.0 80.0 90.0 100.0 2007 2008 2009 2010

Czech Republic

Share of Non-Life insurance % in Czech Rep. Share of Life insurance % in Czech Rep.

65.2 61.0 62.0 61.7 34.8 39.0 38.0 38.3

10 20 30 40 50 60 70 80 90 100 2007 2008 2009 2010

EU

Share of Non-Life insurance % in EU Share of life insurance % in EU

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SLIDE 23

HEALTH INSURANCE SECTOR

23

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SLIDE 24

HEALTH INSURANCE COMPANIES

In the Czech Republic are 8 health insurance

  • 60,1 % - Všeobecná zdravotní pojišťovna (VZP)
  • 5,8% - Vojenská zdravotní pojišťovna
  • 7%
  • Česká průmyslová pojišťovna
  • 6,7% - Oborová zdravotní pojišťovna zaměstnanců bank,

pojišťoven a stavebnictví

  • 1,3% - Zaměstnanecká pojišťovna Škoda
  • 11,1% - Zdravotní pojišťovna ministerstva vnitra ČR
  • 4%
  • Revírní bratrská pokladna, zdravotní pojišťovna
  • 4,1% - Zdravotní pojišťovna METAL-ALIANCE

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