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Current and future payment ecosystems Olivier Maas Worldline R&D Trusted Services 24-03-2014 Current and future payment overview Buyer Seller 2 Current and future payment overview Buyer Seller 3 Current and future payment

  1. Current and future payment ecosystems Olivier Maas Worldline R&D – Trusted Services 24-03-2014

  2. Current and future payment overview … Buyer Seller 2

  3. Current and future payment overview … Buyer Seller 3

  4. Current and future payment overview … POS SE EMV EMV Payment Payment App App Buyer Seller 4

  5. Current and future payment overview … POS SE EMV EMV Payment Payment App App EMV Offline “Card present” Buyer Seller 5

  6. Current and future payment overview … Good old EMV POS SE payment … EMV EMV Payment Payment App App EMV Offline “Card present” Buyer Seller 6

  7. Current and future payment overview … Sure? POS SE EMV EMV Payment Payment App App EMV Offline “Card present” Buyer Seller 7

  8. Current and future payment overview … POS SE EMV EMV Payment Payment App App EMV Offline “Card present” Buyer Seller App 8

  9. Current and future payment overview … POS SE EMV EMV Payment Payment App App EMV Offline “Card present” Buyer Seller App App 9

  10. Current and future payment overview … POS SE EMV EMV Payment Payment App App EMV Offline “Card present” Buyer Seller App App 10

  11. Current and future payment overview … POS SE Good old web EMV EMV payment! Payment Payment App App EMV Offline App App “Card present” Buyer Web Browser 11

  12. So, EMV or web payment? 12

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