Bank Asset/Liability Management June 22, 2018 Cori Krebs, CFA, SVP - - PowerPoint PPT Presentation

A G E N D A

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A Day in the Life:

Bank Asset/Liability Management

June 22, 2018 Cori Krebs, CFA, SVP – Corporate Treasury Division, U.S. Bank Graig Gorder, VP – Investment Officer, BNC National Bank

1 Introductions 2 Background & Career Path 3 Firm/Team Overview 4 A Day in the Life - Duties/Responsibilities of an ALM Manager 5 Opportunities/Challenges 6 Skill Set 7 Q & A A G E N D A

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Background & Career Path

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Cori Krebs, CFA Education

• University of St. Thomas
• Business Administration / Finance

Work History Volunteer Work/Professional Development

• Junior Achievement, Feed My Starving

Children

• Mentor, U.S. Bank internship program

Graig Gorder Education

• North Dakota State University
• Business Administration

Work History

• BNC National Bank
• Investment/ALM Analyst
• Credit Analyst
• VP, Asset/Liability Manager
• VP, Investment Officer

Volunteer Work/Professional Development

• Special Olympics
• Coach (Football, Baseball, Basketball)
• U.S. Bank
• Treasury Analyst / Fixed Rate Desk
• Financial Analyst/ Corp Banking
• AVP/VP, Economic Capital
• SVP, Pricing & Profitability

Firm Overview

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Cori Krebs, CFA U.S. Bank

• U.S. Bancorp (NYSE: USB)
• 74,000 employees; 3,054 branches/4,729 ATMs
• $460 billion in assets
• Primary Areas of Focus
• Consumer & Business Banking
• Branch Banking, Small Business

Banking, Mortgage Banking and

• mnichannel delivery
• Corporate & Commercial Banking
• Corporate Banking, Commercial

Banking and Commercial Real Estate

• Payment Services
• Retail Payment Systems, Global

Merchant Acquiring and Corporate Payment Systems

• Wealth Management & Securities Services
• Wealth Management, Asset

Management, Corporate Trust, Fund Services and Custody

Graig Gorder BNC National Bank

• BNCCORP, INC. (OTCQX Ticker: BNCC)
• 250+ employees; 13 Bank Branches
• ~$995 million in Assets
• Primary Areas of Focus
• Commercial Banking
• Small to Middle-Market Businesses
• Retail and Mortgage Banking
• Deposits/Personal Lending
• Residential Lending
• Wealth Management
• Retirement Plans, Trust Services,

Personal Wealth Advisory

• Tax and Business Planning,

Accounting, Payroll

A DAY IN THE LIFE - D U T I E S & R E S P O N S I B I L I T I E S

• Funds Transfer
• Liquidity
• Risk Management
• Forecasting
• Budgeting
• Capital Planning
• Investing
• Pricing/Return Hurdles
• Regulatory
• Other

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Opportunities/Challenges

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Opportunities Challenges

Job Diversity Data and Integration Development Technology Strategy Regulation Visibility Resources/Time Engagement Control Growth/Path

S K I L L S R E Q U I R E D

• Analytical
• Communication
• Diligence
• Entrepreneurial
• Focus
• Ethical
• Accountability
• Nimble
• Prioritization
• Risk Discipline

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Questions?

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DOFU 2-2018 432062