ANGUILLA SOCIAL SECURITY BOARD COVERAGE OF - - PDF document

ANGUILLA SOCIAL SECURITY BOARD

COVERAGE OF DIFFICULT-TO-COVER-GROUPS

COVERAGE OF THE SYSTEM

The Anguilla Social Security Board was established under the Social Security Act 1980, on November 3rd, by Mr. James Ronald Webster the then Honorable Chief Minister of Anguilla. Operations commenced on 1st January 1982.

Who is covered?

It is mandatory that all persons between the ages of 15 and 65 years register with the Social Security Board immediately upon obtaining employment; including the Self-Employed.

Who is excluded?

Nobody is excluded from coverage. There is a Non contributory old age pension (NCOAP)for persons who did not have the opportunity to be covered. This pension is means tested.

STATISTICS ABOUT COVERED PERSONS

Year Amount EC$

• No. of Persons

2016 340,540 179 2015 314,918 166 2014 220,005 133 2013 229,795 109 2012 209,275 122 Self-Employed Contributions 2012 - 2016

Benefit Type Male Female Male Female Benefit Type Male Female Male Female Age Pension 32 12 304,991 114,365 Age Pension 37 17 458,255 147,658 Disability Pen. Disability Pen. 1 1 6,270 2,145 Survivors Pen. 3 27,729 Survivors Pen. 3 1 28,829 12,633 Age Grant 3 41,215 Survivors Grant 1 968 Funeral Grant 1 5,000 Funeral Grant 1 1 5,000 5,000 Maternity Grant 1 1,200 Maternity Grant 1 1,200 Maternity Ben. 1 9,193 Maternity Ben. 1 1,240 Sickness Ben. 18 36 42,066 Sickness Ben. 14 41 10,424 33,662 TOTAL 57 50 378,935 166,824 TOTAL 57 63 509,746 203,538 Benefits Paid to the Self-Employed - 2015 & 2016

• No. of Persons

Amount Paid EC$ 2015 2016

• No. of Persons

Amount Paid EC$

THESE FIGURES PROVIDE EVIDENCE THAT MOST SELF-EMPLOYED “TOP UP” ON REGULAR CONTRIBUTIONS AFTER BEING COMPULSORILY INSURED AS EMPLOYED PERSONS

CONTRIBUTION RATES

Current contribution rates are:

10% for the Employed persons and 8% for the Self-Employed (SE) persons.

Earnings considered for paying SE contributions:

Category Weekly Income EC$ Weekly Contribution EC$ A 1,250.00 100.00 B 1,000.00 80.00 C 800.00 64.00 D 600.00 48.00 E 400.00 32.00 F 200.00 16.00

There are no special arrangements for certain

groups - example, reduction in contribution rates, subsides in contribution, etc. However, the Self- Employed has a lower contribution rate of 8%. They receive all the social security benefits offered to the Employed.

ADMINISTRATIVE PROCEDURES

There are no administrative procedures for affiliation.

• no cash payments or cash collections.
• no registration outside of the Social Security Office.

INCENTIVES TO FORMALIZATION

No incentives for formalization. However a Certificate

• f Good Standing is issued if in compliance with

Social Security. This facilitates award of Government Work Permits and Government Contracts.

No incentives by any other national/regional policies

for affiliation.

DIFFICULT-TO-COVER GROUPS

Which are the difficult-to-cover groups?

The difficult-to-cover groups are classified as Self–Employed and Informal Sector workers. They include: Street Vendors, Taxi drivers, Farmers, Fishermen, construction workers, barbers hairdressers, Household/Domestic workers.

DIFFICULT-TO-COVER GROUPS Cont’d

Why are they difficult to cover?

They are considered difficult to cover because they: (a) are not easily detected; (b) have no formal wage records; (c) don’t have a set or consistent flow

• f income.

DIFFICULT-TO-COVER GROUPS Cont’d

Are there legal and administrative

barriers for coverage?

There are no legal barriers to coverage – coverage was extended to the Self- Employed in 2003 by law. Administrative barriers – not sufficient human resource/staff to police compliance.

EXAMPLES

Some examples of past, current and proposed practices in extending social security coverage to the difficult-to-cover groups. PAST:-

A Task Force was set up to reach the Self-

Employed and workers in the informal sector.

A number of public outreach programmes were

undertaken e.g. “Taking Social Security on the Road”, a calypso jingle “Come on Board” and a testimonial video produced and aired on the local television station ATV.

EXAMPLES Cont’d

CURRENT:-

Public Relations initiatives to target the

Self-Employed e.g. a billboard campaign, and other literature promoting - “You have the right to know that your contributions are being paid.”

Annual Customer Satisfaction Survey in

August.

One Inspector focusing on Customer

Relations Management.

EXAMPLES Cont’d PROPOSED:-

A change in culture.

• more accountability and transparency;
• public education programmes (in

schools and the community-wide).

THANK YOU

Anguilla Social Security Board “Improving The Quality of Life for All”

264-497-2201/2 Fax: 264-497-5649 Email: info@ssbai.com

ssb_ai ssbai1980