ANGUILLA SOCIAL SECURITY BOARD COVERAGE OF DIFFICULT-TO-COVER-GROUPS COVERAGE OF THE SYSTEM The Anguilla Social Security Board was established under the Social Security Act 1980, on November 3 rd , by Mr. James Ronald Webster the then Honorable Chief Minister of Anguilla. Operations commenced on 1 st January 1982. � Who is covered? It is mandatory that all persons between the ages of 15 and 65 years register with the Social Security Board immediately upon obtaining employment; including the Self-Employed. � Who is excluded? Nobody is excluded from coverage. There is a Non contributory old age pension (NCOAP)for persons who did not have the opportunity to be covered. This pension is means tested.
STATISTICS ABOUT COVERED PERSONS Self-Employed Contributions 2012 - 2016 Year Amount EC$ No. of Persons 2016 340,540 179 2015 314,918 166 2014 220,005 133 2013 229,795 109 2012 209,275 122 Benefits Paid to the Self-Employed - 2015 & 2016 2015 2016 No. of Persons Amount Paid EC$ No. of Persons Amount Paid EC$ Benefit Type Male Female Male Female Benefit Type Male Female Male Female Age Pension 32 12 304,991 114,365 Age Pension 37 17 458,255 147,658 Disability Pen. Disability Pen. 1 1 6,270 2,145 Survivors Pen. 3 27,729 Survivors Pen. 3 1 28,829 12,633 Age Grant 3 41,215 Survivors Grant 1 968 Funeral Grant 1 5,000 Funeral Grant 1 1 5,000 5,000 Maternity Grant 1 1,200 Maternity Grant 1 1,200 Maternity Ben. 1 9,193 Maternity Ben. 1 1,240 Sickness Ben. 18 36 42,066 Sickness Ben. 14 41 10,424 33,662 TOTAL 57 50 378,935 166,824 TOTAL 57 63 509,746 203,538
THESE FIGURES PROVIDE EVIDENCE THAT MOST SELF-EMPLOYED “TOP UP” ON REGULAR CONTRIBUTIONS AFTER BEING COMPULSORILY INSURED AS EMPLOYED PERSONS CONTRIBUTION RATES � Current contribution rates are: 10% for the Employed persons and 8% for the Self-Employed (SE) persons. � Earnings considered for paying SE contributions: Weekly Weekly Category Income EC$ Contribution EC$ A 1,250.00 100.00 B 1,000.00 80.00 C 800.00 64.00 D 600.00 48.00 E 400.00 32.00 F 200.00 16.00
� There are no special arrangements for certain groups - example, reduction in contribution rates, subsides in contribution, etc. However, the Self- Employed has a lower contribution rate of 8%. They receive all the social security benefits offered to the Employed. ADMINISTRATIVE PROCEDURES � There are no administrative procedures for affiliation. � - no cash payments or cash collections. � - no registration outside of the Social Security Office. INCENTIVES TO FORMALIZATION � No incentives for formalization. However a Certificate of Good Standing is issued if in compliance with Social Security. This facilitates award of Government Work Permits and Government Contracts. � No incentives by any other national/regional policies for affiliation.
DIFFICULT-TO-COVER GROUPS � Which are the difficult-to-cover groups? The difficult-to-cover groups are classified as Self–Employed and Informal Sector workers. They include: Street Vendors, Taxi drivers, Farmers, Fishermen, construction workers, barbers hairdressers, Household/Domestic workers. DIFFICULT-TO-COVER GROUPS Cont’d � Why are they difficult to cover? They are considered difficult to cover because they: (a) are not easily detected; (b) have no formal wage records; (c) don’t have a set or consistent flow of income.
DIFFICULT-TO-COVER GROUPS Cont’d � Are there legal and administrative barriers for coverage? There are no legal barriers to coverage – coverage was extended to the Self- Employed in 2003 by law. Administrative barriers – not sufficient human resource/staff to police compliance. EXAMPLES Some examples of past, current and proposed practices in extending social security coverage to the difficult-to-cover groups. PAST :- � A Task Force was set up to reach the Self- Employed and workers in the informal sector. � A number of public outreach programmes were undertaken e.g. “Taking Social Security on the Road”, a calypso jingle “Come on Board” and a testimonial video produced and aired on the local television station ATV.
EXAMPLES Cont’d CURRENT :- � Public Relations initiatives to target the Self-Employed e.g. a billboard campaign, and other literature promoting - “You have the right to know that your contributions are being paid.” � Annual Customer Satisfaction Survey in August. � One Inspector focusing on Customer Relations Management. EXAMPLES Cont’d PROPOSED :- � A change in culture. � - more accountability and transparency; - public education programmes (in schools and the community-wide).
THANK YOU Anguilla Social Security Board “Improving The Quality of Life for All” 264-497-2201/2 Fax: 264-497-5649 Email: info@ssbai.com ssbai1980 ssb_ai
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