and focussing on customer experience, we are building the bank of - - PowerPoint PPT Presentation

Performance Highlights The Economy Transaction Overview Benefits At A Glance About Kina Bank What You Can Expect To See

By investing in technology and focussing on customer experience, we are building the bank

• f the future.

Performance Highlights

• Growth impacted by the 2018 Earthquake
• PNG’s first Sovereign Bond USD 500m
• Successful APEC Summit including USD

$1.7bn partnership AUS, NZ, US and Japan to power 70% of PNG by 2030

• Foreign Currency supply has improved but

remains tight

• Outlook for inflation and PGK / USD

relatively stable

• FY 2018 budget deficit of PGK 2.05 bn or

2.5% of GDP

• Large resource projects on the horizon,

investment est. USD 20bn.

• Coral Sea cable improving the coverage

and lowering the cost of the internet

The Economy

Acquisition enhances

• ur target customer

segments Retail, SME and Commercial. Improved competition

• provides PNG with

two very strong domestic retail banks. Leadership through innovative new digital products and channel

• fferings.

Significant capex investment with upgrade of infrastructure, core capability and retail network. Differentiation through customer service by design. 80 new jobs on-shore. All decisions local. Service agreement for remaining ANZ customers.

Benefits at a glance

Expanded national footprint Full network coverage (ATM, POS and Go-Money) 320 highly skilled staff Innovative digital technologies

21 Branches Nationwide

Largest Fund Administrator in PNG PGK12.0b FUA for over 750,000 members Leading Stockbroking company in PNG. Largest Wealth Management business in PNG PGK7.0b FUM Founding shareholder Fu Shan Investments sold entire stake in June, 2018 Strengthened Correspondent Banking arrangements Acquired Maybank’s PNG

• perations in May, 2015

Established in PNG in 1985. Dual listed on ASX and POMSOX Announced acquisition of ANZ PNG’s Retail, SME and Commercial businesses June, 2018

About Kina Bank

Our 2025 Vision

Vision To be the most dynamic, progressive and accessible financial services company in Papua New Guinea PNG’s leading digital bank Purpose Empowering Papua New Guinean's to have financial independence and security. 500,000 customers 50% digital in 5 years Values (FIRTH) Fairness Imagination Reflection Togetherness Honesty Priorities Growth Resilience Competitive Advantage Leadership and Culture Trust and Reputation

Simple offers, convenient and easy to access. Connect anytime, anywhere, anyhow. The best of both banks for fees and charges, and interest rates. Approved by BPNG. Kina Bank Business Facility Rate. Risk based pricing for SME and Commercial customers. Market leading home loan offer. Helping Papua New Guinean’s into their first home.

What you can expect to see

EMV chip Debit and Credit Cards that can be used offshore Same account and PIN numbers

You can continue to use blue plastic cards until they expire

What can you expect to see?

24/7 Call Centre and more self service Online Retail & Business FX

Access to Kina Bank personal and corporate banking mobile apps In branch, new signage, new corporate wardrobe and new teller system. World class ATM and Ingenico POS network (Tap n Go) Google Pay

What can you expect to see?

By the end of this year our product and service offering will...

ECLIPSE THAT OF EVERY OTHER BANK IN PAPUA NEW GUINEA

BSP Westpac ANZ Kina Bank Traditional cash accounts Cheque and other accounts Secured lending Unsecured lending Funds management Credit cards Online Banking ATM Branches Foreign exchange Funds administration Stockbroking Insurance Trustee Services Custodian Services EFTPOS

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www.kinabank.com.pg