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Accident Trending
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Accident Trending Safety Coordinator Training
ACCA 85th Annual Convention August 20-22, 2013
Perdido Beach Resort Orange Beach, Alabama
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Presented by Nickie Roth, CSP, ARM, CIE Regional Loss Control Manager Assistant Vice President-SE Region
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Loss Control Trending
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Why Loss Control Trending?
Trending is a way to predict the future.
The past will repeat itself. The past, “unless a change is implemented” history will repeat itself.
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Why Loss Control Trending?
Trending is the most effective and most efficient method to develop goals. Most Effective: A clear predictor of the future to
establish a target or goal.
Most Efficient: Avoid spending resources in areas
not specifically targeted.
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Areas for Loss Control Trending?
Most Common Trending:
Workers Compensation (Employee Injuries) Auto (Liability) and (Physical Damage) General Liability (injury to the public) Property (losses to county owned property)
UNDESIRABLE TRENDS (LOSSES/INJURIES) CAN BE CHANGED.
SLIDE 8 Trending Terminology:
Frequency: The number of events that occur “by type” most
Severity: The most costly event(s). Target: The goal(s) established to make a change. Impact: The overall results of the target.
SLIDE 9 How do I determine my County’s Frequency and Severity TRENDS? There are several methods to obtain trending data but historical methods are normally best. The 2 best sources of historical data are loss histories and accident investigations.
- 1. Trending information can be developed from
annualized loss histories (1, 2 or 3 years).
- 2. Trending Can be developed from Accident
Investigation Reports.
SLIDE 10 Develop a TREND. What causes your losses?
Loss History (1, 2 or 3 years)
- This looks at your history of losses
- We look at “Frequency” trends (# of like accidents)
- We look at “Severity” trends (Co$t of accidents)
SLIDE 11 Develop a TREND. What Causes Your Losses?
Summary of ACCIDENT INVESTIGATION reports.
- This looks at your history of losses
- We look at “Frequency” trends (# of like accidents)
- We look at “Severity” trends (Co$t of accidents)
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Where is the “Frequency” Trend coming from?
In 2011, county employees incurred 21 employee injuries.
2 cuts 7 strains from lifting 1 material in the eye 2 auto accidents 5 slips trips and falls 1 dog bite 1 bee sting 1 miscellaneous 1 repetitive motion carpal tunnel injury
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Where is the “Frequency” Trend coming from?
In 2012, county employees incurred 29 employee injuries.
4 cuts 9 strains from lifting 1 material in the eye 3 auto accidents 8 slips trips and falls 1 dog bite 1 poison ivy 2 miscellaneous 0 repetitive motion carpal tunnel injury
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Where is the “Frequency” Trend coming from?
In the first six months of 2013, county employees incurred 19 employee injuries.
2 cuts 8 strains from lifting 0 material in the eye 3 auto accidents 5 slips trips and falls 0 dog bite 0 bee sting 1 miscellaneous 0 poison ivy 0 repetitive motion carpal tunnel injury
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Where is the “Frequency” Trend coming from?
In the thirty months from 2011 to 2013, county employees incurred 69 employee injuries.
8 cuts 24 strains from lifting 2 material in the eye 8 auto accidents 18 slips trips and falls 2 dog bites 1 bee sting 4 miscellaneous 1 poison ivy 1 repetitive motion carpal tunnel injury
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Where is the “Frequency” Trend coming from?
In the thirty months from 2011 to 2013, county employees incurred 69 employee injuries.
8 cuts 24 strains from lifting 2 material in the eye 8 auto accidents 18 slips trips and falls 2 dog bites 1 bee sting 4 miscellaneous 1 poison ivy 1 repetitive motion carpal tunnel injury
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Where is the “Frequency” Trend coming from?
In the thirty months from 2011 to 2013, county employees incurred 69 employee injuries.
#1 24 strains from lifting #2 18 slips trips and falls #3 8 auto accidents #4 8 cuts #5 4 miscellaneous #6 2 dog bites #7 2 material in the eye #8 1 bee sting #9 1 poison ivy #10 1 repetitive motion carpal tunnel injury
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Based on the “Frequency” summary, WHERE are the Trends coming from?
#1 24 strains from lifting #2 18 slips trips and falls #3 8 auto accidents #4 8 cuts #5 4 miscellaneous #6 2 dog bites #7 2 material in the eye #8 1 bee sting #9 1 poison ivy #10 1 repetitive motion carpal tunnel injury
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Test Question:
Based on the “Frequency” summary, WHERE should we focus our targeted loss control and safety efforts?
A. Implement a dog bite awareness training program. B. Implement a fire extinguisher safety training program. C. Conduct safety inspections of all county buildings. D. Implement a lifting safety training program.
SLIDE 20 Test Question:
Based on the “Frequency” summary, WHERE should we focus our targeted loss control and safety efforts?
- A. Implement a lifting safety training program.
Always target and focus your efforts on the top 1, 2 or 3 most
#1 24 strains from lifting #2 18 slips trips and falls #3 8 auto accidents
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Where is the “Severity” Trend coming from?
In 2011, county employees incurred 21 employee injuries costing $286,155
2 cuts $275 7 strains from lifting $129,450 1 material in the eye $100 2 auto accidents $33,500 5 slips trips and falls $110,200 1 dog bite $150 1 bee sting $100 1 miscellaneous $400 1 repetitive motion carpal tunnel injury $11,980
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Where is the “Severity” Trend coming from?
In 2012, county employees incurred 29 employee injuries costing $293,925
4 cuts $1,500 9 strains from lifting $220,500 1 material in the eye $100 3 auto accidents $4,300 8 slips trips and falls $65,200 1 dog bite $150 1 poison ivy $75 2 miscellaneous $2,100 0 repetitive motion carpal tunnel injury $0
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Where is the “Severity” Trend coming from?
In the first six months of 2013, the county employees incurred 19 employee injuries costing $228,050.
2 cuts $750 8 strains from lifting $156,200 0 material in the eye $0 3 auto accidents $34,300 5 slips trips and falls $35,900 0 dog bite $0 0 bee sting $0 1 miscellaneous $900 0 poison ivy $0 0 repetitive motion carpal tunnel injury $0
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Based on the “Severity “ summary, WHERE are the Trends coming from? Total Incurred Incurred / Claim #1 24 strains from lifting $506,150 $21,090 #2 18 slips trips and falls $211,300 $11,739 #3 8 auto accidents $72,100 $9,013 #4 8 cuts $2,525 $316 #5 4 miscellaneous $3,400 $850 #6 2 dog bite $300 $150 #7 2 material in the eye $200 $100 #8 1 bee sting $100 $100 #9 1 poison ivy $75 $75 #10 1 carpal tunnel injury $11,980 $11,980
SLIDE 25 What else will “Frequency” Trending tell us?
- In 2011 the county employees incurred 21 employee
injuries.
- In 2012 the county employees incurred 29 employee
injuries.
- In 2013 (1st 6 months) the county employees incurred 19
employee injuries and 38 employees injured annualized. Hint: 21, 29, 38 The Frequency or number of employee injuries are going UP.
SLIDE 26 What else will “Severity” Trending tell us?
- In 2011 the county employees incurred 21 employee
injuries costing $286,155
- In 2012 the county employees incurred 29 employee
injuries costing $293,925
- In 2013 (1st 6 months) the county employees incurred 19
employee injuries costing $228,050. ($456,100 annualized) HINT: $286,155, $293,925, $456,100 The Severity of Costs are going up. Hint: 21, 29, 38 The Frequency or number of employee injuries are going UP.
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BOTH the Frequency and the Severity are going up!
Now What? What Should you do? What Should the County commissioners, administrators, engineers, risk managers and designated safety persons do?
SLIDE 28 Why Trending? Now What? What Should we do?
Every employee in a public sector has a:
- Moral - Responsibility to provide a safe work place
- Social - Responsibility to provide a safe work place
- Financial - Responsibility to provide a safe work
place
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- Why Trending?
- Now What?
- What Should we do?
Trending is a way to TARGET and focus our Goals and actions to Change the future and Impact the results. The past will repeat itself. The past, “unless a change is implemented” history will repeat itself.
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Take Aim and develop a “SPECIFIC TARGET”
If a duck hunter shoots every shot he/she has and does not take specific aim, he or she will not hit any intended game and simply will not be successful. We often attempt to control the safety outcome with the same general principals as taking a shotgun approach and just shooting our entire efforts to reduce our exposures to loss. This too will not hit any intended goal and simply will not be successful.
SLIDE 31 Take Aim and develop a “SPECIFIC TARGET”
Take aim at a specific target like a hunter with a scoped
- rifle. Put the crosshairs directly on the intended target
and most often you will hit the mark and you will be successful. If we take aim at our specific Frequency and Severity causes, we will develop goals aimed at our Target and will hit the mark with our entire efforts and we will be successful at reducing our exposures to loss. Reduce your exposures and you will have fewer losses (Impact).
Goal
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TARGET/GOAL
TARGET: Take aim. Never take the shotgun approach and try to hit everything. Take AIM and be specific. TARGET your activities to change the results and Impact the outcome.
Goal Goal Goal Goal Goal
Goal
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TARGET/GOAL
What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending?
Total Incurred Incurred / Claim #1 24 strains from lifting $506,150 $24,102 #2 18 slips trips and falls $211,300 $11,739 #3 8 auto accidents $72,100 $9,013
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TARGET/GOAL
What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending? Implement procedural and/or physical controls to change the lifting exposures by county employees? Where do I get these controls?
safetysurance.com
Total Incurred Incurred / Claim #1 24 strains from lifting $506,150 $24,102
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TARGET/GOAL
What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending? Implement procedural and/or physical controls to change the slip, trip and fall exposures by county employees? Where do I get these controls?
safetysurance.com
Total Incurred Incurred / Claim #2 18 slips trips and falls $211,300 $11,739
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TARGET/GOAL
What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending? Implement procedural and/or physical controls to change the driving exposures by county employees? Where do I get these controls?
safetysurance.com
Total Incurred Incurred / Claim #3 8 auto accidents $72,100 $9,013
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What is safetysurance.com?
Meadowbrook has developed a new safety website for our customers to access and obtain all of our consultant safety materials.
– Safety Programs – Specific Safety Controls – Specific Training Programs – 450 Specific Safety Videos streamed live (No longer need to order and wait) – Full Resource of Safety Materials – Tool Box Talks – Portal to other safety sources – FREE
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Summary
Trending is the most effective and most efficient method to develop goals. Most Effective: A clear predictor of the future to establish a target or goal. Most Efficient: Avoid spending resources in areas not specifically targeted.
SLIDE 39 Once your Frequency (or number of events that occur most often) and your Severity (or most costly events) are known; You can establish a Target or specific goal(s) to positively change the future. Efforts aimed at a specific target/goal will Impact the
- verall results of the target.
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- 1. Frequency
- 2. Severity
- 3. Target
- 4. Impact
ALL can be changed by the direction you apply your energies.
The Future is in YOUR Hands