20.2.2020 Opportunity for sustainably financial freedom Our - - PowerPoint PPT Presentation

Opportunity day 20.2.2020 Opportunity for sustainably financial freedom

Our - ACHIEVEMENT - ▪ ▪ ▪ Certificated Company of ▪ Thailand Sustainability Thailand Sustainability Investment Certificated Company of Thailand ’ s Private Sector Award Investment Award Thailand ’ s Private Sector ▪ ▪ Collective Action Coalition Certificated Company of Certificated Company of Thailand ’ s Collective Action Coalition Against Corruption ( CAC ) Against Corruption ( CAC ) Thailand ’ s Private Sector Private Sector Collective Action ▪ Coalition Against Corruption ( CAC ) Asian Corporate Governance ▪ Collective Action Coalition Asian Corporate Scorecard ( CRG ) , it was rated Against Corruption ( CAC ) ▪ Asian Corporate Governance Governance Scorecard ▪ Scorecard ( CRG ) at 5 stars. ( CRG ) , it was rated at 4 Asian Corporate Governance ▪ 95 Score AGM Checklist 2018 Scorecard ( CRG ) ▪ Total Innovation Management stars. Awards ▪ 95 Score AGM Checklist 2018 Northern Pitsanulok, Nakornsawan, Kampaengpetch, Phetchaboon, Pichit, Tak, Chiangmai, Chiangrai, Lampang, Lampoon, Sukhothai Central Bangkok, Suphanburi, Ratchaburi, Lopburi North-Eastern Nakornratchasima, Khonkaen, Roi-ed, Udonthani, Chaiyaphoom, Loey, Uthaithani, Kalasin, Nongbualamphoo, Sakonnakorn, Surin, Buriram, Srisaket, Mahasarakham, Buengkan, Srakaew Eastern Chonburi, Rayong, Chanthaburi, Trad Service Area Cover South Phuket, Songkhla, Krabi, Trang, Phanggha, Pattalung, 43 Provinces Suratthani, Petchburi

Stronger and Better 2020 Target 4,500 80 4,000 70 Net Profit 3,500 56 60 Inc. 55 3,000 2,719 50 20-30% 2,500 2,087 40 2,000 27 1,561 30 1,500 1,290 1,180 1,120 20 1,000 359 10 306 500 199 0 0 2017 2018 2019 Total Revenue New Loan Booking Total Asset Value Net Profit Data as of Dec 31, 2019

Bene nefits of of To To-be be Data AI & AI & Data a Ar Archit chitect cture SIGNI NIFI FICANT CANT IMPR MPROVEM EMEN ENT DATA & INFRA RETURN PEOPLE RISK MGMT 200 MB Business Continuity Digital Capability & Completeness Mindset Data Governance Accuracy Cost Saving / Year Data Literacy if 10x Business Speed Expansion Scalable Privacy Data Management Machine Learning Execution Customer Marketing Finance Loan Application Train Payment Transaction Model Products Collection Enterprise Data Automate Business Process Prepare Apply Data Model Big Data Location Social Weblog Capture Feedback Video Improve Customer Experience Text Audio Mobile E-Mail

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โอกาส วิกฤต 2562 Customer Business service Development Tele Sales น ้าท่วม Quality 2563 Sales Internal เงินบาทแข็ง Enabling & Sale Audit Marketing Support น ้าแล้ง Operation Human ปัญหาจาก IT Capital ต่างประเทศ Admin Product นักท่องเที่ยว ไวรัสโคโรน่า Marketing Risk หาย 2019 Accounting Corporate Collection Communica ปัญหา Credit tion PM 2.5 Finance Mgt. Investor Legal Office Relation

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