1831 Established in Trieste, Italy 2001 Generali China Life - - PowerPoint PPT Presentation

Assicurazioni Generali – Fortune 500

1831 Established in Trieste, Italy 2001 Generali China Life Ins. Co. is established in Guangzhou 2007 175th anniversary 2008 25th anniversary in HK 2010 Global 500 – 19th

* FORTUNE, Vol 162

Pedigree

180 years Generali has been a leading provider of insurance and financial services to a global market.

Position

Generali has a client base of over 70 million clients and has assets under management of over €425bn.

Prestige Presence

Generali operates in 68 countries, across some 40 markets and employs over 85,000 people.

• All information correct as at June 2010

The Generali Group – Overview

Assicurazioni Generali – China Presence

High Profile

Advertising in Beijing, Shanghai, Guangzhou and Shenzhen

Number One…

Foreign insurer in China!

Generali China Life Insurance Co Ltd.

A joint venture between Assicurazioni Generali and China National Petroleum Corporation (CNPC).

A closer look at Guernsey

Location and reputation

Strong Economy Stable Government GFSC Regulated

The Offshore Advantage

Tax-privileged growth on funds Multi-currency funds and products Greater flexibility than traditional retirement plans

Investor Protection

Assets equal to at least 90% of policyholders liabilities, with no upper limit.

Expertise

Over the last 50 years the financial services industry in Guernsey has established an enviable record of experience, expertise and innovation.

Credit Rating

Standard & Poor’s top credit rating of AAA, reflecting “a very robust fiscal position, based on sound fiscal policies”.

Reputation

Recent reports from the OECD and the IMF have endorsed Guernsey’s excellent reputation.

Policyholder Protection

Guernsey offers total peace of mind through its policyholder protection regime. The licensing conditions imposed by the Guernsey Financial Services Commission, under the Insurance Business (Bailiwick of Guernsey) Law 2002 (as amended), require that we hold assets representing at least 90% of liabilities to policyholders in trust with an independent third party trustee.

Tax Efficiency

The proceeds of Generali International policies are paid without deduction of Guernsey tax.

All information correct as at June 2010

Guernsey – World leading financial centre

We are here

CHOICE

Minimum Investment Amount USD22,500 / HKD190,000 Minimum Per Fund USD1,125 / HKD9,500 Minimum Partial Encashment At Anytime No Penalty Minimum Balance – 10% of investment amount Example: Initial Investment Amount = US$50,000 Current AUM = US$80,000 Max withdrawal Amount Minimum Balance = US$50,000 x 10% = US$5,000 Max withdrawal Amount = US$80,000 – 5,000 = US$75,000

Product Features

For Introducer and Financial Advisor use only

Establishment Charge 1.5% p.a. (0.375 per quarter) for first 5 years on Investment Amount Investment Management Charge 1% p.a. (charged quarterly) on Fund Value Fund Choices >130 Direct Funds Online Support Online Valuation Online Switching / Redirection Product Features

For Introducer and Financial Advisor use only

Refining Vision

Building on our Success

Refining Vision – Selling Point

Start from 3.6 months e.g. 5 year – 3.6 months 10 year – 13.2 months 1% to 5% e.g. US$300/HK$2,500 per month – 1% US$600/HK$5,000 per month – 3% US$1,250/HKD10,500 per month – 5% At 10th anniversary 5% of the total regular premium, thereafter every 5 years

Short ICP Extra Allocation Loyalty Bonus

>130 direct funds from various fund houses

Direct Funds

No charges

Credit Card Payment Investor Protection

• Min. 90%

Extra Allocations

M onthly Premium Extra Allocations USD150 / HKD1250 100% USD300 / HKD2500 101% USD450 / HKD3750 102% USD600 / HKD5000 103% USD834 / HKD7000 104% USD1250 / HKD10500 105%

For Introducer and Financial Advisor use only

Refining Vision - New Charging Structure

1.5% p.a. US$4.50 / HK$37.5 p.m. 1st -10th yr : 2% p.a. 11th years onwards : 0.3% p.a.

Administration Fee Plan Fee

Investment Administration

Charges and Bonus

Monthly Premium US$1,250, Investment Term 5 years, ICP = 3.6 months $600 $1,250 x 12 x 2 x 2% 2nd Year $300 $1,250 x 12 x 1 x 2% 1st year $4,500 Total $1,500 $1,250 x 12 x 5 x 2% 5th Year $1,200 $1,250 x 12 x 4 x 2% 4th Year $900 $1,250 x 12 x 3 x 2% 3rd Year

$4,500 / $1,250 = 3.6

Product Features

Policy options

Individuals, companies or trusts

Policy currencies

USD, GBP, EUR, HKD, JPY

Investment levels (Minimum Monthly Premium)

>10 years US$150 / HK$1,250 5 - 9 Years US$450 / HK$3,750

Payment Method

Credit Card (FREE) BSO ( for 中國銀行, 交通銀行,東亞銀行, 恆生銀行, 永隆銀行, 創興銀行 use their

• wn BSO forms)

Product Features

Fund Switching / Redirection

No fee. Allowed at any time

Premium Holiday

Clients can apply for a premium holiday After ICP and surrender value/accumulation units >US$3,000 / HK$25,000

Surr value = Account Value – ICP value

Partial Encashment

No Penalty After ICP and maintain at least US$1,500/ HKD12,500 in the accumulation units after withdrawal

Investor Protection

Generali (Guernsey) Others

90 – 100% 0 – 90% M inimum 3.6 M onths M inimum 18 M onths Initial Period FREE 1% Credit Card Charge Online Switching Yes No Fortune 500 Ranking 19th N/ A

Generali takes you further

For Introducer and Financial Advisor use only

Defined Cost Structure Yes N/ A 110+ Direct funds Mirror/Direct funds Investment Funds

One month extra premium to client with a monthly premium of at

least US$500 / HKD4,165 or annual equivalent and a minimum payment term at outset of 10 years

Offer is available until 30 June 2011

Furthermore… Client Incentive

For Introducer and Financial Advisor use only

Thank You

For Introducer and Financial Advisor use only

Initial Period

Premium Payment Term (Years) Initial Period (M onths) Premium Payment Term (Years) Initial Period (M onths) 1 0.3 16 16.2 2 0.8 17 16.8 3 1.5 18 17.4 4 2.4 19 18.1 5 3.6 20 18.8 6 5.1 21 19.6 7 6.8 22 20.4 8 8.7 23 21.2 9 10.8 24 22.1 10 13.2 25 23 11 13.6 26 23.9 12 14.1 27 24.9 13 14.5 28 25.9 14 15 29 26.9 15 15.6 30 28

For Introducer and Financial Advisor use only

Vision – Costs

Plan Fee USD4.5 per month Administration Fee 2% for first 10 years and reduced to 0.3% afterwards Taken annually in arrears Investment Admin Fee 1.5% per annum Including 0.75% Custodian Fee

For Introducer and Financial Advisor use only

Greater China

First State China Growth Value Partners Classic C HSBC Chinese Equity HSBC Hong Kong Equity Baring Hong Kong China JF Greater China Invesco Asia Infrastructure

Others

Man AHL Schroders Global Climate Change Templeton Global Bond JPM Global Natural Resources Invesco Asia Consumer Demand Invesco Global Health Care Baring Russia HSBC Brazil Fidelity EMEA JPM Eastern Europe Investec Global Energy BGF New Energy BGF World Gold

Fund Choices

www.generali-gi.com – Service Centre

1 2 Secure: Password protected for clients and brokers. Valuations: Access to current and previous valuations, for ease of reference. 3 Sales Support: Allows brokers search for details on their clients in a powerful way, Search by; name, number, anniversary date, birthday, fund name, overdue premiums. 4 Funds Information: Powered by Morningstar, a range of compelling analytical tools that provide meaningful insights to

• ur fund range.

5 Convenience:Bulk valuations of up to 50 individual pdfs by email or up to 100 client valuations in one pdf. Online switch instructions and commission information.