Your Rights Your Voice Diana Bernard: LBT presentation
What does SRS do? Free 1. Legal advice Confidential Independen 2. 3. t Advocacy Education For all of NSW 2
Why LBT women may find this information particularly relevant • To ensure your wishes are carried out & not disregarded by family or carers • To protect your partners rights (if you have one) 3
Why do I need a will? To ensure your assets are distributed according to your wishes 4
What is Power of Attorney/Enduring POA? • For financial decisions on your behalf • Joint or several • Can be revoked Trust 5
What is Guardianship/Enduring Guardianship? • Substitute decision maker • For when no longer have physical or mental capacity 6
What is an Advance Care Directive? Decisions about the medical care you want to receive or NOT if you can no longer speak for yourself 7
What about Superannuation? Can I leave my Super to whoever I want? 8
Enduring Power of Abuse of Enduring Helping your Psychological Financial Abuse Granny Flats Attorney Power of Attorney family financially Abuse
Example 2 Elderly man gives nephew access to bank card for Blind elderly man appoints shopping nephew power of attorney Nephew spends most funds on himself Enduring Power of Abuse of Enduring Helping your Psychological Financial Abuse Granny Flats Attorney Power of Attorney family financially Abuse
Financial Abuse Pressure to enter contract Attorney obligation Sign a will breach Contribute Hand over to mortgage bank card Abuse of Enduring Power Helping your Psychological Enduring Power Financial Abuse Granny Flats Physical Abuse of Attorney family financially Abuse of Attorney
Helping your family financially Ask yourself whether your home is at risk? Abuse of Enduring Power Helping your Psychological Enduring Power Financial Abuse Granny Flats Physical Abuse of Attorney family financially Abuse of Attorney
A loan or a gift? • Does it affect your pension? Get your agreement in writing • (FIS Officer 132300) Enduring Power of Abuse of Enduring Helping your Psychological Financial Abuse Granny Flats Attorney Power of Attorney family financially Abuse
What about Granny Flats? Get your agreement in writing Common arrangements Issues that can occur
Example of issue Greek elderly couple Owned their villa Sold and contributed to granny flat on Relationship broke child’s property down after 2 years Lost contribution Enduring Power of Abuse of Enduring Helping your Psychological Financial Abuse Granny Flats Attorney Power of Attorney family financially Abuse
Get independent legal advice before you sign 16
Contact us Phone : (02) 9281 3600 1800 424 079 Toll free Email: info@seniorsrightsservice.org.au Website: seniorsrightsservice.org.au 17
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