Tax Foreclosure one offs, batches and the NST Michael Schramm - - PowerPoint PPT Presentation

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Tax Foreclosure one offs, batches and the NST Michael Schramm - - PowerPoint PPT Presentation

Jul 30, 2023 263 likes •461 views

Tax Foreclosure one offs, batches and the NST Michael Schramm Director of IT and Research 1 Requesting a tax foreclosure Batching Cuyahoga Land Bank uses data analysis to supply Treasurers office with tax foreclosure candidates

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Tax Foreclosure one offs, batches and the NST

Michael Schramm Director of IT and Research

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Requesting a tax foreclosure

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  • Batching – Cuyahoga Land Bank uses

data analysis to supply Treasurer’s office with tax foreclosure candidates that comply with land banking acquisition criteria

  • One offs – tax foreclosure request for an

immediate end user or action

– Pass through needs to be signed if parcel does not meet Cuyahoga Land Bank acquisition criteria

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Requesting a One-off

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  • Vacant Structures – Cuyahoga Land Bank

is clearinghouse (Kim Steigerwald)

  • Vacant Land in Cleveland – City of

Cleveland Land Bank is clearinghouse.

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NEO CANDO Suite of Applications

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Contact April Urban (april.urban@case.edu)

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There’s gotta be a better way!

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What is the NST Web App?

  • Online, interactive, regularly updated property data interface

– Searchable – Filterable – Sortable – Map-able – Downloadable

  • Geographically referenced

– Wards, County council districts – Target areas (sii, nsp2, economic development) – Census (blocks, tracts, etc) – Municipal and neighborhoods

  • Parcel- level
  • Current snapshot (updated weekly)

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Community-driven

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Data Sources

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  • Cuyahoga Land Bank (pending acquisitions, acquisitions,

dispositions, demos, renovations, etc)

  • Foreclosure filings
  • Sheriff sales
  • Forfeiture (sheriff sale tab)
  • Transfers
  • Fiscal Officer and Treasurer (characteristics, delinquent taxes, tax

mailing address)

  • Cleveland Building and Housing (demo, violations, complaints,

rental registration, cert of occupancy, cert of disclosure, inspections, permits, housing court prosecutions)

  • Cleveland Housing Court – Community Control Properties
  • Cuyahoga County Demolition Fund
  • TCI/WRLC survey (Cleveland and East Cleveland)
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Added Value

  • Data mining- key text phrases like

“confirmation of sale” and “decree of foreclosure”

  • Data proxies

– Probable vacant lots

  • No building value
  • Not tax abated
  • Demolished by City of Cleveland, suburbs,

Cuyahoga Land Bank

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Data proxies

  • Destabilization indicator- tracks the where the

property is in relation to the foreclosure process

– At-risk – Active foreclosure case – Inactive foreclosure case – Dismissed foreclosure case – Scheduled for sheriff’s sale – Sheriff’s sale withdrawn or vacated – Sold at sheriff’s sale, deed recorded – Sold at sheriff’s sale, deed NOT recorded – In REO ownership – Out of REO ownership

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Searchable

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Filterable

  • Search data

set by any characteristic (foreclosure status, last sale date, geography)

  • All data is

filterable

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Sortable

Sorted in descending

  • rder by tax

delinquency

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Map-able

Tax delinquencies $500- $1,000 in Cleveland Heights

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NEO CANDO Suite of Applications

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Contact April Urban (april.urban@case.edu)

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Cuyahoga Land Bank – NEO CANDO – NST Data Trajectory Tiers

Tier 1 – UNDER CONROL

  • In Cuyahoga Land Bank Inventory
  • Properties pending transfer to Cuyahoga Land Bank
  • In Municipal Land Bank Inventory
  • State Forfeiture

Tier 2 – ABOUT TO BE UNDER CONTROL

  • Nuisance Demo (Municipal/Cuyahoga Land Bank)
  • Tax foreclosure Affidavit to Municipal Land Bank)
  • Tax foreclosure Affidavit to Cuyahoga land Bank
  • Fannie Mae
  • HUD

Tier 3 – CAN STEER TO PRODUCTIVE USE

  • Tax foreclosure affidavit – not sent to a Land Bank
  • Tax foreclosure (not dismissed)
  • Tax delinquency

Tier 4 – OTHER VACANT/BLIGHTED

  • Mortgage foreclosure (not dismissed)
  • Bank Owned (not HUD or Fannie Mae)
  • Other vacant lot
  • Other vacant structure

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Tiers 1, 2, 3 adjacency analysis greater than 2 acres

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  • First filter  HB 294 fast track eligible and is NOT already in

tax foreclosure system (vacant lot/vacant structure)

  • Second filter  eliminate properties that do not meet land

bank acquisition criteria (commercial/industrial/large apartment bldgs)

  • Third filter  properties land banks want

– target areas (NSP2, CDC, Economic Development) – vacant structures in nicer neighborhoods/suburbs (potential renovation or resale) – land aggregations (tier 3 properties [tax delinquent adjacent to other tax delinquent/tax foreclosure/land bank owned properties “aggregations”])

Using NST for tax foreclosure batching

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  • Batch 1 - Most Likely to be HHF demolitions

– Condemned by Cleveland – D/F Vacant Structures from TCI survey – Not part of Cuyahoga County Demo Fund

  • Batch 2 - Regular batch

– vacant lots in aggregations – Vacant lots created recent nuisance abatement demolitions – houses in tipping point neighborhoods that are not Ds/Fs that could be renovation or demolition candidates – Vacant houses/vacant lots in target areas

Two 2016 batches

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