Short-term Disability Helps you pay everyday living expenses and - - PowerPoint PPT Presentation

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Short-term Disability Helps you pay everyday living expenses and - - PowerPoint PPT Presentation

Jan 23, 2023 31 likes •82 views

Short-term Disability Helps you pay everyday living expenses and out-of-pocket expenses not covered by major medical plans. We provide income replacement if youre unable to work due to a covered injury or sickness. You can customize

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  • Short-term Disability
  • Helps you pay everyday living expenses and out-of-pocket expenses not covered by major

medical plans. We provide income replacement if you’re unable to work due to a covered injury or sickness. You can customize your benefits to last for 6 mo., 12 mo., or 24 mo. per event. Learn more: https://vimeo.com/72770882

  • Explanation:

If you couldn’t work due to accident or sickness, would you have enough money on the side to survive??? If not, what amount would you need to make sure you can cover your mortgage/rent, car payment, food, and other bills?? Colonial Short Term Disability can provide a supplement on top of CA State Disability.

Colonial Life Short-term Disability $1000 monthly benefit Issue Age 6 mo. Benefit Period 14/14 elim. Period 12 mo. Benefit Period 14/14 elim. Period 24 mo. Benefit Period 14/14 elim. Period 17-49 $31.40 $44.00 $60.00 50-64 $42.40 $66.60 $90.20 65-74 $51.30 $83.20 $180.40 Colonial Life Short-term Disability $2000 monthly benefit Issue Age 6 mo. Benefit Period 14/14 elim. Period 12 mo. Benefit Period 14/14 elim. Period 24 mo. Benefit Period 14/14 elim. Period 17-49 $62.80 $88.00 $120.00 50-64 $84.80 $133.20 $180.40 65-74 $102.60 $166.40 $360.80

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SLIDE 2
  • Accident Care
  • Helps cover out-of-pocket expenses for on or off the job injuries, emergencies and

hospitalization for any member of the family due to an accident. Learn more: https://vimeo.com/74762189

  • Explanation:

Are you active? Do you have kids that do sports? Do you travel? The accident plan provides benefits on or off the job if you are anywhere in the world. Benefits for:

  • Dr Office or ER Visits
  • Ambulance (air or ground)
  • Burns, coma, or concussions
  • Dislocations or Fractures
  • Hospital admissions plus daily benefit
  • Xray and Imaging
  • Rehab
  • AD&D
  • Wellness benefits - $200 mammogram and $50 from a group of 18 tests

Employee Only Employee + Spouse Employee + Children Employee + Family Basic $21.11 $29.87 $29.73 $38.50 Preferred $25.67 $35.91 $37.19 $47.42

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  • Medical Bridge
  • Program that provides a lump-sum cash benefit for hospital confinement and out-patient
  • surgery. Wellness benefits included. (Plan is for $1000 HC and $500/$1000 OPS and Medical

Treatment, plus wellness ). Learn more: https://vimeo.com/82036134

  • Explanation:

Some insureds have co-pays, co-insurance, or deductibles for the big “ticketed” items within their health insurance. The two biggest potential expenses are hospitalization and

  • ut-patient surgery. This plan helps insureds target those potential expense to have extra

benefits.

  • $1000 hospitalization benefit
  • $500/$1000 out-patient surgery benefit
  • Medical treatment – ambulance benefit, ER benefit, Xray benefit, Dr office visit benefit, and appliance

benefit

  • Plus $50 wellness benefit from a group of 18 tests

Age Bands ds Employ

  • yee

e Only EE + Spouse EE + Child EE + Family ly 17 17-49 49 $25.60 $48.15 $38.60 $61.15 50 50-59 59 $33.85 $63.80 $46.85 $76.80 60 60-64 64 $43.50 $82.15 $56.50 $95.15 65 65-75 75 $57.10 $107.95 $70.10 $120.95

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SLIDE 4
  • Cancer Insurance
  • Helps pay the direct and indirect out-of-pocket expenses not covered by major medical
  • plans. Coverage includes initial diagnosis, treatment, inpatient care, transportation and

lodging, and experimental treatment. Wellness benefits helps reduce cost of plan and encourage check-ups (mammogram, pap smear, PSA, Colonoscopy, etc.). Learn more: https://vimeo.com/78668022

  • Explanation:

Cancer plan is a two sided plan. Wellness on one-side and benefits if you are diagnosed with Cancer. Colonial provides these benefit on-top of what your insurance covers or doesn’t cover.

  • Wellness benefits - $100 mammogram, $70 pap smear, and $125 from a group of 18 tests.
  • Benefits if you are diagnosed from Cancer:
  • Radiation / Chemo
  • Hospitalization due to cancer
  • Experimental treatment
  • Transportation/Lodging
  • Surgical Procedures
  • Nursing care / hospice care
  • And more

Employ

  • yee

e Only Employ

  • yee

e + Childre dren Employ

  • yee

e + Family ly $36.50 $40.50 $60.40

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SLIDE 5
  • Critical Illness Insurance
  • Employee/Spouse can select from $5,000 to $50,000 lump sum payment for assistance if one

experiences certain critical illnesses. Wellness benefits helps reduce cost of plan and encourage check-ups (mammogram, pap smear, PSA, Colonoscopy, etc.). Learn more: https://vimeo.com/80832600

  • Explanation:

This is a lump sum type benefit, which covers certain sicknesses:

  • Heart Attack
  • Stroke
  • End stage renal failure
  • Major organ failure
  • Permanent paralysis due to a covered accident
  • Coma
  • Blindness
  • Coronary artery bypass
  • Wellness Benefits - $200 mammogram, $70 pap smear, and $50 from a group of 18 tests

Age 25 25-29 29 Age 30 30-34 34 Age 35 35-39 39 Age 40 40-44 44 Age 45 45-49 49 Age 50 50-54 54 Age 55 55-59 59 Age 60 60-64 64 EE Only $7.75 $8.55 $10.95 $12.55 $15.55 $19.15 $23.05 $27.95 Family ly $11.90 $13.20 $16.80 $19.20 $23.80 $29.40 $35.30 $39.90