Providence Health Assurance Medicare Advantage Plans Providence - - PowerPoint PPT Presentation
Providence Health Assurance Medicare Advantage Plans Providence - - PowerPoint PPT Presentation
Providence Health Assurance Medicare Advantage Plans Providence Medicare Advantage Plans 2020 Plan Year Changes Medicare - Align Group Plan + Rx (HMO) and Flex Group Plan + Rx (HMO-POS) The Prescription Drug out-of-pocket maximum per person
Providence Medicare Advantage Plans
2020 Plan Year Changes Medicare - Align Group Plan + Rx (HMO) and Flex Group Plan + Rx (HMO-POS)
- The Prescription Drug out-of-pocket maximum per person per
calendar year is $6,350
- Routine hearing exam covered after $45 copay. Must use
TruHearing providers. – One routine exam per calendar year.
- Hearing aid hardware options ($699 or $999) are available.
Must use TruHearing providers. – Up to two aids per calendar year.
The Value of the Providence Medicare Advantage
Plans and PHIP Partnership
Medical
- Lower cost shares, examples:
‒ Hospital, outpatient surgery, ambulance and ER
- Lower out-of-pocket maximum
- No cap on worldwide urgent and emergent coverage
Pharmacy
- No Part D deductible
- No coverage gap/donut hole
- No catastrophic coverage phase; the PHIP Rx plan has a true
- ut-of-pocket maximum
- A not-to-exceed per prescription cap of $250 for a month
supply
Providence Medicare Advantage Plans
Enrollment Service Area Oregon – Benton, Clackamas, Columbia, Crook, Deschutes, Hood River, Jefferson, Lane, Linn, Marion, Multnomah, Polk, Washington, Wheeler and Yamhill Washington – Clark
Providence Medicare Advantage Plan Options
Features Type of Plan Monthly Premium Out-of-Pocket Costs Provider Access Primary Care Physician Referral Requirement Align Group HMO Higher Premium Low In-Plan Only Required Referral Required
Both plans provide the same:
- Covered services
- Network of contracted providers
- Part D prescription drug program
Differences between the plans,
- utside of the monthly premium:
- Amounts paid at time of service
and overall out-of-pocket cost
- How you access a service (in or
- ut-of-network, with or without
a referral)
Flex Group HMO-POS Lower Premium Moderate In-Plan or Out-of-Plan Required Referral Optional
Providence Medicare Advantage Plan Options
Benefit Coverage Align (HMO) Plan Flex (HMO-POS) Plan Member Responsibility In-Network Out-of-Network Deductible None None None Out-of-Pocket Maximum $1,500 per individual $3,000 per individual Primary Care Office Visit $15 copay $20 copay $30 copay Specialist Office Visit $20 copay $25 copay $35 copay Inpatient Hospitalization $100 copay per day $500 maximum per admit $125 copay per day $500 max per admit 20% Outpatient Surgery $75 copay $150 copay 20% Lab Tests $0 $0 20% X-ray 10% 10% 20% Pharmacy 40% of charge up to $250 maximum per 31-day supply Pharmacy Out-of-Pocket Maximum $6,350 per individual
Providence Health Assurance
Pharmacy Formulary and Network
Covers a broad list of medications
- Formulary available online at
ProvidenceHealthAssurance.com/PHIP Pharmacies
- Over 34,000 participating pharmacies to choose from
throughout the nation
- Two types of contracted pharmacies:
‒ Network Pharmacies ‒ Preferred Network & Mail Order Pharmacies ▫ Deeper discounts, to help save you money ▫ Over 90% of our pharmacies are preferred
Network Pharmacies* Walgreens Target Fred Meyer Wal-Mart Safeway Rite Aid Costco Bi-Mart
*Not all contracted network pharmacies are listed. Pharmacies contracted with your health plan may change at any time. Your health plan will notify you if your pharmacy is no longer included in the network. Please contact your health plan for more details.
Providence Medicare Advantage Plans
Emergency and Travel Benefits
*No coverage limit on emergency, urgent care or ambulance
Service Align Group Flex Group Urgent Care* (worldwide coverage) $25 copay $25 copay Emergency Room* (worldwide coverage) $50 copay $65 copay Ambulance* (worldwide, air or ground) $50 copay $50 copay Travel Benefit (nationwide, must use a Medicare Provider) Follow-up care $1,000 allowance Providence pays 80% Member pays 20% $30 copay for a doctor visit $35 copay for a specialist visit 20% for all other services
- No lifetime reserve days limit on hospitalization
- Streamlined skilled nursing facility admission
- $500 annual benefit for health and wellness classes
- Annual routine vision exam covered
– Align plan $15 copay – Flex plan $20 copay
- $100 frame allowance once every 2 years
- No-cost fitness center membership
– For a list of contracted facilities visit Silverandfit.com
Providence Medicare Advantage Plans
Extra Benefits
Providence Medicare Advantage Plans
Extra Benefits TruHearing Benefit Includes:
TruHearing Advanced 32 Channels | 6 programs TruHearing Pemium* 48 Channels | 6 Programs $699 copay per aid $999 Copay per aid
*Rechargeable battery option is on select Premium aids for an additional $75 per aid
- Annual benefit
- $45 copay hearing exam
- Plan covers up to two hearing aids per year
- Three follow-up visits for fittings and adjustments at no additional cost
- A worry-free purchase with a 45-day trial and 3-year warranty
- 48 free batteries per aid included with non-rechargeable models
Providence Medicare Advantage Plans
Special Attributes
- Over 11,000 in-network providers and growing
- Providers closed to Medicare; may be open to see you with a
Providence Medicare Advantage Plan
- No balance billing
Providence Medicare Advantage Plans
Alternative Ways to Receive Care
Providence Express Care Virtual
- $0 Cost share on all plans
- Video visit with a Providence care
provider
- n a smartphone, tablet or computer
- No appointment necessary
- Available 7 days a week, 8 a.m. – midnight
- virtual.providence.org
providence.org/ourservices/expresscare/locations Providence Express Care Clinics
- Less expensive than urgent care ―
Same cost as a PCP visit
- Available 7 days a week, extended hours
- To locate an Express Clinic, visit:
Providence Medicare Advantage Plans
Special Attributes
Quality of service
- Local customer service; based in Beaverton, Oregon
- Dedicated service team for prospective members
- Free Nurse Advice Line — available 24 hours a day, 7 days a week
- Nurse Care Managers who personally assist with complex medical needs
Online resources
- Physician finder
- Rx formulary
- Detail about benefits
- Value-added services and discounts
- myProvidence
- Mobile ID App
- Visit providencehealthassurance.com/phip