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Wednesday, November 7, 2018 | 3:30-4:00 ET
Insights on the Impact of Fees
- n Low- & Moderate-Income
Carmen Shorter
- Sr. Manager for Learning, Field Engagement
Prosperity Now
on Low- & Moderate-Income Communities Wednesday, November 7, - - PowerPoint PPT Presentation
on Low- & Moderate-Income Communities Wednesday, November 7, - - PowerPoint PPT Presentation
Insights on the Impact of Fees on Low- & Moderate-Income Communities Wednesday, November 7, 2018 | 3:30-4:00 ET Welcome Carmen Shorter Sr. Manager for Learning, Field Engagement Prosperity Now Smart Growth for Credit Counseling
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Oct 17 Ideas on Motivating Debt Repayment from a Behavioral Economist w/ Jeremy Burke, University of Southern CA
Nov 7 Insights on the Impact of Fees on Low- & Moderate-Income Communities w/ Devin Fergus, University of Missouri
Smart Growth for Credit Counseling
Research Coffee Breaks
Join the Smart Growth for Credit Counseling Listserv https://prosperitynow.org/join-smart-growth-listserv Thanks to Capital One for making the Smart Growth Program and these coffee breaks possible!
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▪ This webinar is being recorded and will be shared within one week ▪ All webinar attendees are muted to ensure sound quality ▪ Share comments or ask questions at any time by typing the question into the text box of the GoToWebinar Control Panel ▪ If you experience any technical issues, email gotomeeting@prosperitynow.org
Housekeeping
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Prosperity Now’s mission is to ensure everyone in our country has a clear path to financial stability, wealth and prosperity.
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✓ Welcome & Introductions ✓ Discussion w/ Devin Fergus ✓ Audience Q&A ✓ Closing & Next Steps
Today’s Agenda
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Today’s Speakers
Devin Fergus
Arvarh E. Strickland Distinguished Professor, University of Missouri Visiting Professor, 2018-2021 Northumbria University
Spectra Myers
- Sr. Research Manager,
Human Insights Prosperity Now
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About Devin Fergus
Arvarh E. Strickland Distinguished Professor, University of Missouri Visiting Professor, 2018-2021 Northumbria University
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▪ 3 to 5 cups a day keeps the doctor away! ▪ Totally healthy…the problem is all the sugar and cream! ▪ You’re basically drinking poison! ▪ Depends. What’s your definition
- f “health effects?”
▪ People have researched this?!
Poll Question
What do you think about the research into the health effects of coffee?
cc: Nathan Dumlao - https://unsplash.com/@nate_dumlao
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"Spreading like kudzu in this deregulatory space, consumer financial fees have helped to choke off dreams of the middle class and middle-class aspirants alike."
How have hidden costs and fees redistributed wealth?
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Where are the hidden cost we should be looking for?
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What can we do to advocate for change?
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Audience Q & A
What questions do you have?
Share them in the Questions box!
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▪ Banking products ▪ Transportation ▪ Higher education ▪ Housing fees ▪ Other areas (share more in the chat box)
Use the Comment Box to let us know more!
Poll Question
Where are hidden costs most worrisome?
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Devin Fergus | Arvarh E. Strickland Distinguished Professor,
University of Missouri Visiting Professor, 2018-2021, Northumbria University fergus.devin@gmail.com @devin_fergus
Spectra Myers | Sr. Research Manager, Human Insights
Prosperity Now smyers@prosperitynow.org @SpectraMyers
Stay in Touch!
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Next Steps
▪ Complete the follow-up survey ▪ Listen to the Race & Wealth Podcast for a longer conversation with Devin Fergus at https://soundcloud.com/rwdpodcast/fees-fry-folks-fun- with-devin-fergus ▪ Explore Prosperity Now’s human insight tools at https://prosperitynow.org/human-insights-tools-resources ▪ Look out for a follow-up email with a recording of today’s session and related resources—and share with your colleagues ▪ For updates on future debt & debt management events, join the Smart Growth for Credit Counseling Listserv https://prosperitynow.org/join-smart-growth-listserv ▪ Stay tuned for future learning events!
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Expand Your Networks with the
Prosperity Now Community
◼ Racial Wealth Equity Network ◼ Adult Matched Savings Network ◼ Affordable Homeownership Network ◼ Financial Coaching Network ◼ Taxpayer Opportunity Network (VITA/community tax prep) ◼ Campaign for Every Kids Future (Children’s Savings Accounts) ◼ Medical Financial Partnerships Network (Health/Wealth) ◼ Innovations in Manufactured Housing (I’M HOME) Network
Visit any of the networks above at prosperitynow.org/get-involved to get started.
Sign up for listservs and working groups, volunteer to facilitate peer discussions, serve in a leadership role and more!
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