MasterCard and Cryptographic Research: an International Retail - - PowerPoint PPT Presentation

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MasterCard and Cryptographic Research: an International Retail - - PowerPoint PPT Presentation

MasterCard and Cryptographic Research: an International Retail Financial Services Industry perspective Michael Ward VP, Emerging Technologies Product Security MasterCard International STORK Cryptography Workshop, Bruges, 27 November 2002


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MasterCard and Cryptographic Research: an International Retail Financial Services Industry perspective

Michael Ward VP, Emerging Technologies Product Security MasterCard International

STORK Cryptography Workshop, Bruges, 27 November 2002

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Contents

Emerging Technologies and New Payment Channels Durable and Evolvable Cryptography Compound Mechanisms

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Emerging Technologies and New Payment Channels

Smart Cards: EMV, Electronic Purse, Data Storage Contact, Contactless E-commerce Internet M-commerce Mobile Phones Cardholder Verification

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Cardholder Verification

My body is my password

  • Iris scan
  • Facial recognition
  • Speaker / Voice
  • Fingerprint
  • Key strokes
  • Hand geometry
  • Signature verification

“My PIN is 1234”

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Threats

Registration Replay Identity theft Ease of use

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Durable & Evolvable Cryptography

International Standards ISO/IEC JTC1 SC17 Identification Cards ISO/IEC JTC1 SC27 Security Techniques ISO TC68 SC2 and SC6 Financial Services IEEE P1363 IETF PKIX NESSIE

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Durable & Evolvable Cryptography

Continued Research into Proofs of Security Security Models Proof Models (ROM, Generic Group) International Standards (ISO, IEEE, IETF) Asymmetric encryption (OAEP, PKCS)

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Compound Mechanisms

Authenticated Encryption Symmetric Key Exchange using Asymmetric cryptography Incremental cryptography Random number generation and key generation Mix and matching DPA-resistant hash using DES or RSA

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