For personal use only 11 FEBRUARY 2014 Trading Update 3 Months to - - PowerPoint PPT Presentation

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For personal use only 11 FEBRUARY 2014 Trading Update 3 Months to - - PowerPoint PPT Presentation

For personal use only 11 FEBRUARY 2014 Trading Update 3 Months to 31 December 2013 Capital & Risk Weighted Assets Risk Weighted Assets APRA Basel 3 Common Equity Tier 1 Ratio For personal use only Movement Dec 2013 v Sep 2013


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SLIDE 1

Trading Update 3 Months to 31 December 2013 11 FEBRUARY 2014

For personal use only

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SLIDE 2

Risk Weighted Assets Movement Dec 2013 v Sep 2013

Capital & Risk Weighted Assets

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APRA Basel 3 Common Equity Tier 1 Ratio

287.7 306.4 11.0 (0.3) 5.0 3.0

Sep 2013 Growth Risk FX Impact Other Dec 2013

$b 339.3 362.7 18.7 4.7

Sep 2013 CRWA Other RWA Dec 2013

$b

Credit Risk Weighted Assets Movement Dec 2013 v Sep 2013

7.8% 8.0% 7.7% 8.2% 8.5% 7.9% 9.8% 10.0% 9.7% 10.3% 10.8% 9.9% Mar 2012 Sep 2012 Dec 2012 Mar 2013 Sep 2013 Dec 2013 Internationally Harmonised Basel 3 CET1 APRA Basel 3 CET1 Up 6.5% Up 6.9%

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SLIDE 3

Credit quality

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43 45 44 40 38 38 36 36 36 135 128 122 120 112 105 99 93 83 178 173 166 160 150 143 135 129 119 Dec 2011 Mar 2012 June 2012 Sep 2012 Dec 2012 Mar 2013 June 2013 Sep 2013 Dec 2013 bps 90+ Days Past Due Loans as a % of GLA Impaired Assets as a % of GLA Non Performing Loans as a % of GLA

Non Performing Loans (90+ DPD plus Impaired Assets)1 Gross Impaired Assets1

6.22 5.58 5.34 5.20 4.69 4.41 4.01 Mar 2011 Sep 2011 Mar 2012 Sep 2012 Mar 2013 Sep 2013 Dec 2013 $b

Individual Provision Charge

105 125 543 513 294 293 285 157 0% 10% 20% 30% 1Q07 1Q08 1Q09 1Q10 1Q11 1Q12 1Q13 1Q14 1Q IP Charge ($m) 1Q IP Charge as a % of Full Year IP Charge (LHS)

  • 1. Presented on a regulatory basis, consistent with ANZ's APS 330 disclosure.
  • 2. GLA – Gross Loans & Advances.

2

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The material in this presentation is general background information about the Bank’s activities current at the date of the presentation. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice to investors or potential investors and does not take into account the investment objectives, financial situation or needs of any particular investor. These should be considered, with or without professional advice when deciding if an investment is appropriate This presentation may contain forward-looking statements including statements regarding our intent, belief

  • r current expectations with respect to ANZ’s business and operations, market conditions, results of
  • perations and financial condition, capital adequacy, specific provisions and risk management practices.

When used in this presentation, the words “estimate”, “project”, “intend”, “anticipate”, “believe”, “expect”, “should” and similar expressions, as they relate to ANZ and its management, are intended to identify forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Such statements constitute “forward-looking statements” for the purposes of the United States Private Securities Litigation Reform Act of 1995. ANZ does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. For further information visit

www.anz.com

  • r contact

Jill Craig Group General Manager Investor Relations ph: (613) 8654 7749 fax: (613) 8654 9977 e-mail: jill.craig@anz.com

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