Finding the Right Deal Nicola Firth - Founder & CEO of Knowledge - PowerPoint PPT Presentation

Jun 04, 2023 •150 likes •252 views

Finding the Right Deal Nicola Firth - Founder & CEO of Knowledge Bank Blurred Lines Equity Release Lending into Retirement Lifetime Mortgages Retirement Interest Only Later Life Lending The Customers Perspective

Finding the Right Deal Nicola Firth - Founder & CEO of Knowledge Bank
Blurred Lines • Equity Release • Lending into Retirement • Lifetime Mortgages • Retirement Interest Only • Later Life Lending
The Customer’s Perspective • Growing customer base • External factors • Complex needs • Increased flexibility • Needs dictating innovation
The Adviser’s Perspective • Efficiencies • Confident recommendations • Compliant • Remove the mystery • Encourage new entrants
Regulation • Evidence of Research • Compliance Audits • Suitability Letters
Approach to Sourcing • 5 x more products than in 2014 • Variations in criteria • Complex customer scenarios • Holistic approach • Emotional rationale
The Sourcing Situation Product Features Lending Criteria Loan Amount Construction Type of Property Downsizing Protection Monthly Income Products Residency and foreign income High Net Worth Inheritance Guarantee Protection Postcode Specific Lending Areas Letting Drawdown Facility Restrictive Covenants Acceptable Income Sources Supporting Documentation Loan to Value
The future of Sourcing
Nicola Firth Founder & CEO of Knowledge Bank Email: Nicola.firth@yourknowledgebank.co.uk Phone: 01226 107077 Click here to start your 30 day FREE trial For demo videos, click here

Download Presentation

Download Policy: The content available on the website is offered to you 'AS IS' for your personal information and use only. It cannot be commercialized, licensed, or distributed on other websites without prior consent from the author. To download a presentation, simply click this link. If you encounter any difficulties during the download process, it's possible that the publisher has removed the file from their server.

Recommend

Scholarships: Tips and Strategies for Finding and Being Competitive for Winning Them Tania

Scholarships: Tips and Strategies for Finding and Being Competitive for Winning Them Tania Rachkoskie NACAC Real Deal or No Deal Are you the next American idol? Write and submit an original song with lyrics and music. Win a contest as

786 views • 42 slides

Baltic Sea Seal & Cormorant TNC 1. Finding sustainable solutions to deal with the growing

Baltic Sea Seal & Cormorant TNC 1. Finding sustainable solutions to deal with the growing seal and cormorant populations 2. Researchers report of seal-conflict and possible solutions 3. The environment in focus HELCOM Workshop on

203 views • 17 slides

Roosevelt's New Deal Mr. Venezia Roosevelt's New Deal 1 Election of 1932 Roosevelt's New Deal

Roosevelt's New Deal Mr. Venezia Roosevelt's New Deal 1 Election of 1932 Roosevelt's New Deal 2 Successes and Failures of Roosevelts New Deal Programs When President Roosevelt took office in 1933, he feverishly created program

461 views • 43 slides

Lagrange Multipliers Math 115 Calculus 115 How to deal with constrained optimization. Calculus

Christopher Croke University of Pennsylvania Lagrange Multipliers Math 115 Calculus 115 How to deal with constrained optimization. Calculus 115 How to deal with constrained optimization. Lets revisit the problem of finding the cheapest

280 views • 26 slides

6. "Happy Days Are Here Again": FDR and the New Deal 6.1 FDR and the New Deal 6.2 A

6. "Happy Days Are Here Again": FDR and the New Deal 6.1 FDR and the New Deal 6.2 A New Deal 6.3 The First New Deal 6.4 The Second New Deal 6.5 Controversies and Critics 6.6 The New Deal's Legacy 6.1 FDR and the New Deal

486 views • 35 slides

The Green Deal Tracy Vegro Director, Green Deal Contents 1. Introducing the Green Deal 2. ECO

The Green Deal Tracy Vegro Director, Green Deal Contents 1. Introducing the Green Deal 2. ECO and the Green Deal 3. Stimulating Demand 4. Consultation & next steps 2 1. Introducing the Green Deal 3 VISION An innovative policy

595 views • 20 slides

Finding your way in a graph Finding your way in a graph Finding your way in a graph Finding your

Finding your way in a graph Finding your way in a graph Finding your way in a graph Finding your way in a graph = station One loop = junction A system of interconnected loops L L What is the best way to go from L to ? L L L 1 ? L

2.13k views • 166 slides

Solving the high-dimensional Vlasov equation with deal.II and hyper.deal Eighth deal.II Users and

Solving the high-dimensional Vlasov equation with deal.II and hyper.deal Eighth deal.II Users and Developers Workshop Peter Munch 12 , Katharina Kormann 3 , Martin Kronbichler 1 1 Institute for Computational Mechanics, Technical University of

403 views • 27 slides

Deal Activity - - 2006 2006 7,000 $80,000 Deal Activity $70,000 6,000 $60,000 5,000

2007 Multifamily Market: Review and Assessment Aubrey L. Layne, Jr. President Great Atlantic Management GREAT ATLANTIC Deal Activity and Headlines Economic and Operating Environment Outlook HR Apartment Deal Volume and Price

540 views • 4 slides

What does a deal look like? How do I get paid? What will I need? How long

What does a deal look like? How do I get paid? What will I need? How long will it take? There are actually only 3 main deal types in the house business. 1. Rehabs Buy it cheap, renovate it and sell at retail price and

883 views • 72 slides

STATUS COUNT FINDING APPROVED 5 FINDING CONDITIONAL 16 FINDING DENIED 11

STATUS COUNT FINDING APPROVED 5 FINDING CONDITIONAL 16 FINDING DENIED 11 LICENSED 148 PENDING 27 WITHDRAWN 32 TOTAL 239 ADUs reviewed as Special Exceptions Pre 2013 ZTA 12-11 Allows ADUs as

741 views • 14 slides

Why is it some people net a million or more every year and others struggle from deal to deal

Why is it some people net a million or more every year and others struggle from deal to deal and never get going? Are they smarter? Do they have more experience? Do they have more money? Are they lucky? The Answer

514 views • 39 slides

The Green New Deal Adrienne Buller Common Wealth The New Deal | Mural by Seymour Fogel | getty

The Green New Deal Adrienne Buller Common Wealth The New Deal | Mural by Seymour Fogel | getty images Blueprint for a Green New Deal The goal is simple but transformative: a deep and purposeful reorganisation of our economy so that it

490 views • 9 slides

61A Lecture 35 ! cant deal with huge data ! cant deal with infinite sequences Iterators

Last time: sequential data and iterators Sequences ! The sequence abstraction so far ! Length ! Element selection Lists and tuples ! Store all elements up-front 61A Lecture 35 ! cant deal with huge data ! cant deal with infinite

341 views • 4 slides

Multicore Processors Big deal? or No big deal? Steven Parker SCI Institute School of Computing

Multicore Processors Big deal? or No big deal? Steven Parker SCI Institute School of Computing University of Utah 1 SCI Institute SCI Institute software 3 No big deal SMP machines have been available for decades ccNUMA for 15+ 4 No big

351 views • 22 slides

The Deal Conference Wigan Council Deal for Communities Investment Fund & Community

The Deal Conference Wigan Council Deal for Communities Investment Fund & Community Engagement workshop Why an investment fund? Deal for the Future priorities: Communities helping to address local issues linked to our priorities Start

460 views • 25 slides

IORPS & International Pensions Update Presented by: Aidan Mc Loughlin Group Managing

IORPS & International Pensions Update Presented by: Aidan Mc Loughlin Group Managing Director About ITC Group Established 1994 Irish owned 65 Staff 3 billion of assets under trusteeship 4,000 schemes

499 views • 26 slides

How taking out money from your retirement savings affects your future This module applies if

How taking out money from your retirement savings affects your future This module applies if You are aged 55 or over. & You are thinking about taking all or part of your Retirement Account (or pot) as a cash sum instead of buying

511 views • 27 slides

Retirement Income Lessons from the UK: The UK Pensions System Jamie Jenkins Head of Global

Retirement Income Lessons from the UK: The UK Pensions System Jamie Jenkins Head of Global Savings Policy September 2019 This communication is intended for investment professionals only and must not be relied on by anyone else. The UK

210 views • 17 slides

Delivering on our Commitments Today and Tomorrow Deutsc utsche e Bank nk Global bal Financi

Delivering on our Commitments Today and Tomorrow Deutsc utsche e Bank nk Global bal Financi ancial al Serv rvices ices Confere ference nce New York | May 31, 2017 CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATION This document

492 views • 34 slides

Noosa Mining 20 July 2017 ASX:MMI 1 Important Notice No reliance: To the maximum extent

Noosa Mining 20 July 2017 ASX:MMI 1 Important Notice No reliance: To the maximum extent permitted by law, the information contained in this presentation is Mr McLean consents to the inclusion in this presentation of the matters based on

1.01k views • 31 slides

Financial Results for 2 nd Quarter 2018 2 August 2018 Important Notice This presentation shall

Financial Results for 2 nd Quarter 2018 2 August 2018 Important Notice This presentation shall be read in conjunction with OUE Commercial REITs Financial Results announcement for 2Q 2018 dated 2 August 2018. This presentation is for

576 views • 38 slides

Application to Amend Vista Ridge Drilling and Operating Permit No. POS-D&O/A&M-001d and

Application to Amend Vista Ridge Drilling and Operating Permit No. POS-D&O/A&M-001d and Transport Permit No. POS-T-0001d February 13, 2020 OUTLINE Current Permit Overview Requested Permit Amendments Applicable District

513 views • 32 slides

strategies at retirement John Anderson Steven Empedocles Actuarial Society 2016 Convention 23

The Retirement Income Frontier and its application in constructing investment strategies at retirement John Anderson Steven Empedocles Actuarial Society 2016 Convention 23 24 November 2016 The South African annuity puzzle Most SA

316 views • 14 slides