Enrollee Support for High Deductible Health Plans Workgroup Meeting
January 8, 2015
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Enrollee Support for High Deductible Health Plans Workgroup Meeting - - PowerPoint PPT Presentation
Enrollee Support for High Deductible Health Plans Workgroup Meeting January 8, 2015 1 Welcome and Introductions Steven Clauser, PhD, MPA Program Director, Improving Healthcare Systems 2 Question for this Working Group Are there
Enrollee Support for High Deductible Health Plans Workgroup Meeting
January 8, 2015
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Steven Clauser, PhD, MPA
Program Director, Improving Healthcare Systems
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Are there patient-centered comparative clinical effectiveness research questions that PCORI should fund in the area of providing enrollee support to positively impact access and utilization of health care services by persons enrolled in high deductible health plans?
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Time Agenda Item Speaker(s)
8:30 – 8:45 AM Welcome and Introductions Steve Clauser, PCORI 8:45 – 9:05 AM Setting the Stage Steve Clauser, PCORI Robert Kaplan, AHRQ 9:05 – 9:15 AM Background and Objectives of Work Group Penny Mohr, PCORI 9:15 – 10:15 AM Discussion of Research Gaps: Why now and what are the important questions? Leah Binder, the Leapfrog Group Lynn Quincy, Consumers Union 10:15 – 10:30 AM Break N/A 10:30 – 12:30 PM Breakout sessions – Discussion and ranking of PCOR questions N/A 12:30 – 1:30 PM Lunch N/A 1:30 – 3:00 PM Plenary session: Report back and discussion of prioritized PCOR questions Penny Mohr, PCORI 3:00 – 3:15 PM Break N/A 3:15 – 4:15 PM Priority Questions for PCORI and Justification Penny Mohr, PCORI 4:15 – 4:30 Closing Remarks Steve Clauser, PCORI Bryan Luce, PCORI
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Session is being webcast live and recorded; please use microphones when speaking and turn off your microphone when you are done Webinar participants can provide input via e-mail (info@pcori.org); via Twitter (#PCORI); or the webinar “chat” feature. Please submit questions as they occur to you. We will collect and synthesize these for inclusion in the meeting summary. We welcome additional input through January 23, 2015 at 5:00 pm ET via e-mail info@pcori.org
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The researchers, patients, and other stakeholders who have been invited to this workgroup will be involved in the process of determining the specific subject areas that we should address in the PFA. The broader community of researchers, patients, and other stakeholders who are participating by web, twitter and chat can be involved as well. Participants in this workgroup are eligible to apply for funding if PCORI decides to produce a funding announcement. Input received during the workgroup deliberations will be broadcast via webinar, and the webinar will be archived and made available to other researchers, patients, and stakeholders via the PCORI website.
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Webinar/teleconference and archiving this workshop This workshop is advisory! PCORI’s interest in collaborative funding of research
Setting the Stage – Current State of Evidence
Steven Clauser, PhD, MPA
Program Director, Improving Healthcare Systems
Robert Kaplan, PhD
Chief Science Officer Agency for Health Care Research and Quality
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“The purpose of the Institute is to assist patients, clinicians, purchasers, and policy- makers in making informed health decisions by advancing the quality and relevance of evidence concerning the manner in which diseases, disorders, and other health conditions can effectively and appropriately be prevented, diagnosed, treated, monitored, and managed through research and evidence synthesis...and the dissemination of research findings with respect to the relative health outcomes, clinical effectiveness, and appropriateness of the medical treatments, services...”
Care Act
Compares two or more options for prevention, diagnosis, or treatment (can include “usual care”) Considers the range of clinical
Conducted in real-world populations and real-world settings Attends to differences in effectiveness and preferences across patient subgroups Often requires randomized trial design
Compares effectiveness of important clinical management options that represent realistic choices faced by patients or other decision- makers Includes the range of clinical outcomes that are of interest to patients and their caregivers, including health, health-related quality of life, function, symptoms, safety from medical harm, survival and satisfaction with care
Assessment of Prevention, Diagnosis, and Treatment Options Improving Healthcare Systems Communication & Dissemination Research Addressing Disparities Accelerating PCOR and Methodological Research
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To support studies of the comparative effectiveness
provide information of value to patients, their caregivers and clinicians, as well as to healthcare leaders, regarding which features of systems lead to better patient-centered outcomes.
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Adapt PCOR model for CER beyond clinical treatment
Require inclusion of well articulated and valid comparators, for both trials and studies using
Focus on outcomes relevant to patients; Active involvement of patients and other stakeholders throughout the entire research process; Conduct research in real-life settings.
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PCORI Community
Patients/ Consumers Caregivers Family Members Clinicians Patient Advocacy Orgs Hospital/ Health System Training Institution Policy Maker Industry Payer Purchaser
PCORI Relies on Engagement in Setting its Research Agenda, Conducting Research and Disseminating Findings
PCORI’s Board and its Strategic Plan express great interest in co-sponsoring and collaborative management of research with
Quality
Contracts/MOUs from PCORI to manage targeted PFAs – PCORI provides funding, funding partner provides in-kind expertise In all cases, PCORI works with collaborators to ensure that its CER work complements, not conflicts, with the research mission
Robert M. Kaplan AHRQ Chief Science Officer January 8, 2015
Priority #1
Produce Evidence to Improve Health Care Quality Priority #2 Produce Evidence to Make Health Care Safer Priority #3 Produce Evidence to Increase Access to Health Care Priority #4 Produce Evidence to Improve Health Care Affordability, Efficiency and Cost Transparency
Practice Centers (EPCs)
Preventive Services Task Force (USPSTF)
Panel Survey (MEPS)
Infections Program
AHRQ-PCORI Collaboration: Comparing Treatments for Uterine Fibroids
► The most common noncancerous tumors in women of
childbearing age
► Second most common reason these women undergo surgery. ► Cause significant pain, bleeding, and fertility problems
►
watchful waiting
► drugs or hormones, ► embolization, ultrasound; ► partial or total hysterectomy.
women's ability to have children.
center based at Duke Clinical Research Institute and nine clinical centers,
patient registry records real treatment experiences and measures Patient Centered Outcomes (PCOR)
Dickersin, 1987 Koren, 1989 Balas, 1995 Poynard, 1985
Balas & Boren, 2000
variable 0.3 year 6 - 13 years 0.6 year 0.5 year 9.3 years
Kumar, 1992 Kumar, 1992 Poyer, 1982 Antman, 1992
“PUBLICATION PATHWAY” Negative results
Submission Acceptance Implementation Reviews, guidelines, textbook Publication Original Research
Inconsistent indexing
Lack of numbers
Bibliographic databases Expert
50% 46% 18% 35%
Balas & Boren, 2000
“PUBLICATION PATHWAY”
Implementation Original Research
years It takes
to turn
benefit of patient care
The Pivot- Some New Directions at AHRQ Accelerating Adoption of PCOR: Focusing on ABCS
ABCS
► Grants for dissemination of patient-centered outcomes
research to small- and medium-size primary care practices
► Focus: Million Hearts™ ABCS (aspirin use among
people with heart disease, blood pressure control, high blood cholesterol control and smoking cessation advice and support) campaign to prevent heart attacks and strokes
The U.S. Preventive Services Task Force…
review of existing peer-reviewed evidence
► Does not conduct the research studies, but
reviews & assesses the research
► Evaluates benefits & harms of each service
based on factors such as age & sex
► Is an independent panel of non-Federal experts
in prevention & evidenced-based medicine
Recommendation Grades
Letter grades are assigned to each recommendation statement. These grades are based on the strength of the evidence on the harms and benefits of a specific preventive service. http://www.uspreventiveservicestaskforce.org/uspstf/grades.htm
Grade de Defin init itio ion A
The USPSTF recommends the service. There is high certainty that the net benefit is substantial.
B
The USPSTF recommends the service. There is high certainty that the net benefit is moderate or there is moderate certainty that the net benefit is moderate to substantial.
C
The USPSTF recommends selectively offering or providing this service to individual patients based on professional judgment and patient preferences. There is at least moderate certainty that the net benefit is small.
D
The USPSTF recommends against the service. There is moderate or high certainty that the service has no net benefit or that the harms outweigh the benefits.
I S Statement ement
The USPSTF concludes that the current evidence is insufficient to assess the balance of benefits and harms of the service. Evidence is lacking, of poor quality, or conflicting, and the balance of benefits and harms cannot be determined.
plans must provide coverage for a range of preventive services and may not impose cost- sharing (such as copayments, deductibles, or co-insurance) on patients receiving these services.
recommendations made by four expert medical and scientific bodies, including the U.S. Preventive Services Task Force (USPSTF).
exceeds the threshold for HSA-eligible plans
account to pay for medical care associated with the plan
(continuous measures)
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HCUP Databases Research Tools User Support Statistics and Research
KID NIS NEDS SASD SEDD SID
HCUP is a comprehensive set of publicly available all-payer healthcare data Includes software tools, user support, descriptive statistics, research
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research agency
Implementation Science has become a core component of
in D&I at AHRQ
Setting the Stage – Current State of Evidence
Penny Mohr, MA Workgroup Moderator
Senior Program Officer Improving Healthcare Systems
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‘‘(A) IDENTIFYING RESEARCH PRIORITIES.—The Institute shall identify national priorities for research, taking into account factors of disease incidence, prevalence, and burden in the United States (with emphasis on chronic conditions), gaps in evidence in terms of clinical outcomes, practice variations and health disparities in terms of delivery and
Care Act
Prioritized Research Topics Topics Come from multiple sources Gap Confirmation Research Prioritization
(Multi-stakeholder Advisory Panels)
PCORI Website Workshops, Roundtables
comparative questions
similar questions
Research Gaps
Briefs
1:1 interaction w Stakeholders Guideline Efforts, Evidence Syntheses
IOM 100 AHRQ Future Research Needs
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Panel Process
Board with Advisory Panel Input
Prioritized Research Topics Further Topic Assessment and Refinement Landscape Reviews
Topic-specific Workshop Science Oversight Comm & Board Review
Board Approval Final Disposition
Place Topic in a Broad PFA Approve for Targeted PFA Place on PCS* List None of the above
“Fast track”
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*Pragmatic Clinical Study
1,000+ research topics collected 841 accepted 308 assigned to IHS program
89 resulted from Program Director screening, and were scored 15 scored highest and selected for Advisory Panel consideration
Link to PCORI Website - Full Description
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Topic was prioritized by IHS Patient and Stakeholder Advisory Panel in April 2013: Features of Health Insurance Coverage IHS staff worked with panelists and other stakeholders; two subtopics
Accountable Care Organizations (workgroup tomorrow) IHS staff commissioned updated topic briefs and conducted numerous key informant interviews to produce an initial set of PCOR questions Workgroup participants submitted additional questions, which we used to develop the final list
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What types of enrollee support provided by employers, insurers, or health organizations positively impact access to and utilization of health care services and patients’ care experience in insurance arrangements with high deductibles? Are there patient-centered comparative effectiveness research questions that PCORI should pursue? If so, how would this multi-stakeholder group prioritize these questions in terms of importance?
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Incentive Structures in Benefit Design Price and Quality Transparency Tools Decision Support Tools With and Without Incentives Patient Advocacy Tools and Services Targeted Disease and Care Management Programs
Individuals in the workforce and their families; People with chronic or complex illnesses; People with low health literacy; and/or People with low incomes relative to their deductible.
Compares two or more options for prevention, diagnosis, or treatment (can include “usual care”) Considers the range of clinical
Conducted in real-world populations and real-world settings Attends to differences in effectiveness and preferences across patient subgroups Often requires randomized trial design
PCORI funds studies that compare the benefits and harms
Cost-effectiveness: PCORI will consider the measurement
the alternatives such as out-of-pocket costs, but it cannot fund studies related to cost-effectiveness or the costs of treatments or interventions. Disease processes and causes: PCORI cannot fund studies that focus on risk factors, origins, or mechanisms of disease.
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How does the average consumer find an expert physician with the tools they have available? What is the impact of a high-deductible plan on health care cost per year and patient out-of-pocket costs? How do patient-centered outcomes compare for those enrolled high-deductible health plans with those in enrolled in standard plans?
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How can members be educated and well-informed so that they can make better decisions for themselves when it comes to the use of preference-based surgeries? Is the use of a personalized web portal paired with interactive voice response technology more effective than a web portal alone in ensuring treatment choice reflects personal values and improves patient quality of life, functional status, and satisfaction with
Comparators Patient-centered Outcomes
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Leah Binder, MA, MGA
President & CEO The Leapfrog Group
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January 8, 2015 Leah Binder, MA, MGA, President & CEO, The Leapfrog Group
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One in 5 workers in a high-deductible plan with HSA/HRA Average deductible over $2300/single & over
$4,300/family
Different from other plans: employees typically pay every
dollar (excluding some preventive care) underneath the deductible.
Creates a new kind of patient, suddenly price-conscious 50% escalation in overall deductibles for all types of health
coverage (ie PPOs, managed care, etc) since 2009
New Numbers from CMS Actuaries (2013) finds stable
growth of health spending, continuing impact of HDHPs
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No studies relating directly to effects of
PCORI funds many studies relating to
HDHPs are a relatively new but fast-
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Presented by Leah Binder , The Leapfrog Group
Significance
Rapid escalation in HDHPs creates major shifts in
nation’s $2.7 trillion health care system--driven in large part by patient decisions
Public and private sectors are grappling with ideas to
help consumers navigate, and need evidence on effectiveness of options that lead to best health
Cadillac Tax in 2018 accelerating the movement.
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Compare communication strategies for informing and engaging
patients who have HDHPs on choosing among providers, revealing price and quality of care, such that they achieve desired outcomes.
Studies could compare strategies for reaching certain subsets of
enrollees, ie diabetic patients, maternity patients, low-literacy populations, etc.
Studies could compare communication and education strategies
employers use, such as health plan materials, web-based materials, direct education, physician-based communication, to the extent enrollees make decisions that lead to best health outcomes.
Studies could compare outcomes for benefits design strategies
within HDHPs such as: incentives for participation in disease mgmnt programs, exemptions from deductible for certain services
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What are the best approaches to support people in
decisionmaking on price and quality of care?
What are best practices for engaging key populations
with HDHPs, so that they get the best outcomes for themselves and their families?
What strategies work best for employers educating
employees in making best use of HDHPs to achieve best
What are the effectiveness of different benefits
strategies within HDHPs to achieve outcomes for employees?
Lynn Quincy, MA
Associate Director Health Reform Policy Consumers Union
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Lynn Quincy Associate Director, Health Policy PCORI Jan 8, 2015
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Health plans with a “high deductible” HSA Qualified Plans (2015: individual deductible= $1,300) Plans with a funded HSA or HRA HSA= Health Savings Account; HRA= Health Reimbursement Arrangement
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Health plans with a “high deductible” “Consumer-Directed Health Plans” = HDHP with shopping tools HDHP with shopping tools that consumers use…
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Source: http: / / www.catalyzepaymentreform.org/ images/ documents/ NationalScorecard.pdf
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Faced with high cost-sharing, enrollees cut back on both needed and unneeded care. Once care is initiated, remaining course of treatment directed by provider, not patient. According to one study: prices paid by CDHP vs. traditional enrollees did not differ significantly. Vulnerable populations may experience adverse outcomes.
See: Goodell and Swartz, Cost-sharing: Effects on Spending and Outcomes, 2010; and Sood et al, Price Shopping in Consumer-Directed Health Plans, April 2013.
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Low enrollee understanding of HDHP/ HSA features. Little in the way of trusted, actionable, just-in-time shopping tools. An extremely blunt policy lever:
Creates very different affordability propositions, depending on consumer income & health Doesn’t signal where the good values are
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Four barriers:
a preference for “best care,” regardless of expense; inexperience with making trade-offs between health and money; a lack of interest in costs borne by insurers and society as a whole; and a willingness to act in their own self-interest although they recognize that by doing so, they are depleting limited resources.
Source: Roseanna Sommers et al, “Focus Groups Highlight That Many Patients Object To Clinicians’ Focusing On Costs,” Health Affairs, February 2013.
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How HDHP+ shopping tools compare to other, more targeted consumer interventions like VBID, tiered provider networks, reference pricing, and “fair” pricing. More nuanced benefit designs that send better signals to consumer and take into account individual affordability considerations and overall value of the treatment/ provider. Replacement for the expression: “skin in the game”
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Resources from www.consumersunion.org:
Designs (Jan 2013)
Pricing Program (Aug 2014)
Containment: A Closer Look (Nov 2013)
A Resource Guide for Consumer Advocates (Nov 2013)
Questions? LQuincy “at” consumer.org
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Why this is an important area that needs research (what makes this compelling) Why this is an issue where PCORI can play a unique role- compared with other groups funding research in this area (what makes this a particularly patient centered question?) What are some of the key questions that PCORI research might address?
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10:15 – 10:30 a.m.
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Penny Mohr, MA
Senior Program Officer Improving Healthcare Systems
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Communication and Education for Enrollee Support
Social and Financial Incentives
Clinical Programs and Care Management
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Describe effective models or approaches to provide enrollee support Why or why not are the questions particularly well suited for PCORI to fund? What specific questions would you recommend PCORI target? If you have developed more than one question – which
What are the challenges raised in conducting research
be addressed?
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Clearly describe the comparators What populations should be targeted? Which patient-centered outcome should be examined?
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Focus: Provide targeted input without scientific jargon Participate: Encourage exchange of ideas among diverse perspectives that are present today:
Be respectful: Disagree with ideas, not people
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Webinar participants are invited to submit questions via: Email: info@pcori.org Twitter: #PCORI Website: http://www.pcori.org/events/2015/enrollee- support-high-deductible-health-plans-workgroup
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10:30 a.m.– 12:30 p.m.
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12:30 – 1:30 p.m.
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Moderated by Penny Mohr, MA
Senior Program Officer Improving Healthcare Systems
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3:00 – 3:15 p.m.
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Moderated by Penny Mohr, MA
Senior Program Officer Improving Healthcare Systems
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Patient-Centeredness: is the comparison relevant to patients, their caregivers, clinicians or other key stakeholders and are the outcomes relevant to patients? Impact of the Condition on the Health of Individuals and Populations: Is the condition or disease associated with a significant burden in the US population, in terms of disease prevalence, costs to society, loss of productivity or individual suffering? Assessment of Current Options: Does the topic reflect an important evidence gap related to current options that is not being addressed by
Likelihood of Implementation in Practice: Would new information generated by research be likely to have an impact in practice? (e.g. do
Durability of Information: Would new information on this topic remain current for several years, or would it be rendered obsolete quickly by new technologies or subsequent studies?
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1 (low) 2 3 (modest) 4 5 (high) Patient- Centeredness Impact on Health and Populations Assessment of Current Options Likelihood of Implementation Durability of Information Overall Importance
What are the most effective mechanisms to provide ongoing care/disease management support to the chronically ill population within high deductible plans and who should do it to most effectively improve patient outcomes? Score this topic from (1 – low / does not or barely meets the criterion) to (5 – High scoring / fully addresses the criteria). Please reference the scoring criteria guide as reference. The total score will measure how highly this topic is prioritized.
Given your consideration of all CER questions, which one would you recommend that PCORI should pursue and why?
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Steven Clauser, PhD, MPA
Program Director, Improving Healthcare Systems
Bryan Luce, PhD, MS, MBA
Chief Science Officer, Office of the Chief Science Officer
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We welcome your input on today’s discussions. We are accepting comments and questions for consideration on this topic through January 23rd, 2015 via email (info@pcori.org) We will take all feedback into consideration.
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