3 S AKCHYAM A CCESS TO F INANCE Challenge Fund - - PowerPoint PPT Presentation

3 s akchyam a ccess to f inance challenge fund
SMART_READER_LITE
LIVE PREVIEW

3 S AKCHYAM A CCESS TO F INANCE Challenge Fund - - PowerPoint PPT Presentation

2 S AKCHYAM A CCESS TO F INANCE Challenge Fund Co-Investment Leverage 3 S AKCHYAM A CCESS TO F INANCE Challenge Fund


slide-1
SLIDE 1
slide-2
SLIDE 2

2

SAKCHYAM ACCESS TO FINANCE

slide-3
SLIDE 3

3

SAKCHYAM ACCESS TO FINANCE

  • Challenge Fund
  • Co-Investment
  • Leverage
slide-4
SLIDE 4

4

SAKCHYAM ACCESS TO FINANCE

  • Challenge Fund
  • Co-Investment
  • Leverage
slide-5
SLIDE 5

5

SAKCHYAM ACCESS TO FINANCE

  • Challenge Fund
  • Co-Investment
  • Leverage
slide-6
SLIDE 6

6

SAKCHYAM ACCESS TO FINANCE

  • Challenge Fund
  • Co-Investment
  • Leverage
slide-7
SLIDE 7

SAKCHYAM ACCESS TO FINANCE

slide-8
SLIDE 8

8

SAKCHYAM ACCESS TO FINANCE

slide-9
SLIDE 9

9

SAKCHYAM ACCESS TO FINANCE

slide-10
SLIDE 10

10

SAKCHYAM ACCESS TO FINANCE

slide-11
SLIDE 11

11

SAKCHYAM ACCESS TO FINANCE

slide-12
SLIDE 12

12

SAKCHYAM ACCESS TO FINANCE

slide-13
SLIDE 13

13

SAKCHYAM ACCESS TO FINANCE

29.2 30.9 127.5 159.4

  • 40

10 60 110 160 Borrower's Growth % Savers' Growth % 2016 2017

33.4 55.4 149.4 548.8

100 200 300 400 500 600 Interest Income Growth % Interest Expense Growth % 2016 2017

slide-14
SLIDE 14

14

SAKCHYAM ACCESS TO FINANCE

  • Indicators

Status as of July 2015 Status as of July 2016 Status as of July 2017 Status as of 14th Jan 2018 Poush end 2074 9,098 13,711 21,318 26,365 6,023 9,114 14,586 16,945 59 92 144 181 172 175 162 144 19,269,499 58,600,736 151,910,412 219,903,280 242,928,655 431,650,768 878,697,635 1,083,524,380 402,999,507 63,358,408 118,082,960 86,506,820 8,461,131 13,946,546 39,348,587 39,899,320 1.14% 1.16% 1.82% 3.70% 115.34% 118.35% 114.69% 106.72%

slide-15
SLIDE 15

15

SAKCHYAM ACCESS TO FINANCE

Several instances of over indebtedness through multiple borrowing Inadequate financial literacy initiatives Missing linkage for enterprise development and training Loan repayments were not aligned with client’s cash flows Ineffective credit information sharing mechanism Over indebtedness resulting into increased delinquency Practices of passing on bad clients to other MFIs; claiming on the money as soon as the bad client receives a loan from another MFI Decline in OSS due to increased cost of fund and increased delinquency

slide-16
SLIDE 16

16

SAKCHYAM ACCESS TO FINANCE

slide-17
SLIDE 17

17

SAKCHYAM ACCESS TO FINANCE

slide-18
SLIDE 18

18

SAKCHYAM ACCESS TO FINANCE

  • 200,000

400,000 600,000 800,000 1,000,000 1,200,000 1,400,000 1,600,000 1,800,000 2014 July 2015 July 2016 July 2017 December

Total Borrowers

  • 10,000

20,000 30,000 40,000 50,000 60,000 70,000 80,000 2014 July 2015 July 2016 July 2017 December

Overdue Borrowers

  • 100,000

200,000 300,000 400,000 500,000 600,000 Total Number of Centres Total Number of Groups

Trend of Group and Centres Growth

2014 July 2015 July 2016 July 2017 December

  • 500

1,000 1,500 2,000 2,500 Number of Branches Per Branch Member Per branch Centres Per Branch Groups

Trend of MFI Branch Business

2014 July 2015 July 2016 July 2017 December

29% 49%

slide-19
SLIDE 19

19

SAKCHYAM ACCESS TO FINANCE

slide-20
SLIDE 20

20

SAKCHYAM ACCESS TO FINANCE

slide-21
SLIDE 21

21

SAKCHYAM ACCESS TO FINANCE

slide-22
SLIDE 22

22

SAKCHYAM ACCESS TO FINANCE

slide-23
SLIDE 23

23

SAKCHYAM ACCESS TO FINANCE

slide-24
SLIDE 24

24

SAKCHYAM ACCESS TO FINANCE

Mexico Indonesia

slide-25
SLIDE 25

25

SAKCHYAM ACCESS TO FINANCE

  • India
  • Azerbaija

n Azerbaijan

slide-26
SLIDE 26

26

SAKCHYAM ACCESS TO FINANCE

slide-27
SLIDE 27

27

SAKCHYAM ACCESS TO FINANCE

slide-28
SLIDE 28

28

SAKCHYAM ACCESS TO FINANCE

slide-29
SLIDE 29

29

SAKCHYAM ACCESS TO FINANCE

slide-30
SLIDE 30

30

SAKCHYAM ACCESS TO FINANCE