3 S AKCHYAM A CCESS TO F INANCE Challenge Fund - - PowerPoint PPT Presentation
3 S AKCHYAM A CCESS TO F INANCE Challenge Fund - - PowerPoint PPT Presentation
2 S AKCHYAM A CCESS TO F INANCE Challenge Fund Co-Investment Leverage 3 S AKCHYAM A CCESS TO F INANCE Challenge Fund
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
- Challenge Fund
- Co-Investment
- Leverage
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SAKCHYAM ACCESS TO FINANCE
- Challenge Fund
- Co-Investment
- Leverage
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SAKCHYAM ACCESS TO FINANCE
- Challenge Fund
- Co-Investment
- Leverage
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SAKCHYAM ACCESS TO FINANCE
- Challenge Fund
- Co-Investment
- Leverage
SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
29.2 30.9 127.5 159.4
- 40
10 60 110 160 Borrower's Growth % Savers' Growth % 2016 2017
33.4 55.4 149.4 548.8
100 200 300 400 500 600 Interest Income Growth % Interest Expense Growth % 2016 2017
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SAKCHYAM ACCESS TO FINANCE
- Indicators
Status as of July 2015 Status as of July 2016 Status as of July 2017 Status as of 14th Jan 2018 Poush end 2074 9,098 13,711 21,318 26,365 6,023 9,114 14,586 16,945 59 92 144 181 172 175 162 144 19,269,499 58,600,736 151,910,412 219,903,280 242,928,655 431,650,768 878,697,635 1,083,524,380 402,999,507 63,358,408 118,082,960 86,506,820 8,461,131 13,946,546 39,348,587 39,899,320 1.14% 1.16% 1.82% 3.70% 115.34% 118.35% 114.69% 106.72%
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SAKCHYAM ACCESS TO FINANCE
Several instances of over indebtedness through multiple borrowing Inadequate financial literacy initiatives Missing linkage for enterprise development and training Loan repayments were not aligned with client’s cash flows Ineffective credit information sharing mechanism Over indebtedness resulting into increased delinquency Practices of passing on bad clients to other MFIs; claiming on the money as soon as the bad client receives a loan from another MFI Decline in OSS due to increased cost of fund and increased delinquency
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
- 200,000
400,000 600,000 800,000 1,000,000 1,200,000 1,400,000 1,600,000 1,800,000 2014 July 2015 July 2016 July 2017 December
Total Borrowers
- 10,000
20,000 30,000 40,000 50,000 60,000 70,000 80,000 2014 July 2015 July 2016 July 2017 December
Overdue Borrowers
- 100,000
200,000 300,000 400,000 500,000 600,000 Total Number of Centres Total Number of Groups
Trend of Group and Centres Growth
2014 July 2015 July 2016 July 2017 December
- 500
1,000 1,500 2,000 2,500 Number of Branches Per Branch Member Per branch Centres Per Branch Groups
Trend of MFI Branch Business
2014 July 2015 July 2016 July 2017 December
29% 49%
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
Mexico Indonesia
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SAKCHYAM ACCESS TO FINANCE
- India
- Azerbaija
n Azerbaijan
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SAKCHYAM ACCESS TO FINANCE
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SAKCHYAM ACCESS TO FINANCE
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