NEW MARKET TAX CREDITS INTRODUCTION WHAT ARE NMTCS The NMTC was - - PowerPoint PPT Presentation

new market tax credits introduction what are nmtcs
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NEW MARKET TAX CREDITS INTRODUCTION WHAT ARE NMTCS The NMTC was - - PowerPoint PPT Presentation

NEW MARKET TAX CREDITS INTRODUCTION WHAT ARE NMTCS The NMTC was authorized in the Community Renewal Tax Relief Act of 2000, as part of a bi-partisan effort to stimulate investment and economic growth in low income urban neighborhoods and


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NEW MARKET TAX CREDITS INTRODUCTION

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WHAT ARE NMTCS

  • The NMTC was authorized in the Community Renewal Tax Relief Act of 2000, as part of a bi-partisan effort to stimulate

investment and economic growth in low income urban neighborhoods and rural communities.

  • NMTC’s are a federal income tax credit issued to investors who commit capital to job creating-growth projects in qualified

census tracts (LICT’s).

  • NMTC investors receive credits equal to 39% of the total project cost, issued over a 7-year compliance period (5% annually

for first 3 years, 6% for remaining 4 years).

  • This program is administered by the CDFI Fund, a division of the U.S. Treasury.
  • The CDFI Fund issues “allocation” to selected Community Development Entities (CDE’s), which act as stewards of the

program, identifying, qualifying, and closing NMTC investment deals.

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WHAT ARE NMTCS

  • The NMTC allocation application process is highly competitive:
  • For the previous round ($3.51 billion authorized by Congress):
  • 263 applicants
  • 76 CDE’s awarded (28.9% success rate)
  • Average award of $46.2M
  • 7 first time winners (2.6% of the applicant pool, MIRF being one)
  • This is a scarce resource, with demand consistently outstripping supply.
  • Historically, the overwhelming majority of NMTC economic benefit has been delivered to investment real estate

construction, both in commercial properties and civic projects.

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HOW DO NMTC’S WORK

  • CDE’s seek eligible projects that have a financing gap
  • A CDE is a mission driven for profit company approved by the Treasury that invests in

projects that have a strong community impact

  • CDE’s have a specific investment footprint that range from City specific to national
  • CDEs select the type of projects they will specialize in
  • There are no Kansas-based CDEs
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PARAMETERS OF PROJECTS

  • Projects must be located in distressed or highly distressed census tracts
  • 20% poverty (30% Poverty for Highly Distressed*)
  • Median family income below 80% AMI
  • High migration rural county, median family income below 85% of statewide median income
  • Typical project minimum size is $5 million
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PROJECT IMPACTS

  • Creating quality living wage jobs in low-income communities
  • Assisting minority, women-owned and low-income community businesses
  • Offering flexible or below market lease rates to tenant businesses
  • Providing goods and services in low-income areas
  • Improving access to healthy and affordable food options
  • Improving environmental sustainability
  • Pioneering developments that will catalyze additional private investments in the community
  • Public/Private partnerships
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COMMON NMTC PROJECTS

  • Commercial offices and retail
  • Mixed-used properties
  • Factories and industrial/manufacturing facilities
  • Community centers
  • Educational facilities
  • Health-related facilities – FQHCs, CAHs
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EXCLUDED PROJECT TYPES

  • Race tracks or gambling related businesses
  • Business that primarily sell alcohol
  • Tanning salons and massage parlors
  • Golf clubs, country clubs
  • Farming*
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BENEFIT TO PROJECT

  • NMTCs provide between 20%-22% equity to a project
  • NMTC equity is in the form of an interest-only loan for 7 years
  • Loan is converted to equity after compliance period
  • Reduces amount of borrower equity
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CHALLENGES OF PROGRAM

  • Complexity
  • Many banks are unfamiliar with NMTC structure and requirements
  • Must have a strong guarantor or non-profit
  • Highly competitive
  • Timing of allocations
  • Chicken and egg scenario
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KANSAS’ COMPETITIVE ADVANTAGE

  • High priority state for Treasury
  • Rural projects are difficult to find
  • CDEs seek interesting impactful stories for application
  • Job creation is low compared to other states
  • CDEs commit to high priority states and rural minimum
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SDG SEEKING CDE CERTIFICATION

  • Projects between $5 million - $20 million
  • Seeking project for application pipeline
  • Healthcare expansion
  • Education
  • Community facilities
  • Industrial/manufacturing
  • Grocery stores
  • Timeline: 2017 – 2018
  • Rural Kansas projects
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CONTACT INFORMATION

Chris Vukas Director of Economic Development Sunflower Development Group 1520 Grand Boulevard, Floor 2 Kansas City, MO 64108 cvukas@sunflowerkc.com 816-581-3996