Home Repair Program North Philadelphia & West Philadelphia - - PowerPoint PPT Presentation

Home Repair Program

North Philadelphia & West Philadelphia Repair Program

Who is Habitat for Humanity Philadelphia?

Housing nonprofit

• rganization that works in

partnership with eligible Philadelphia homeowners to provide affordable home repair services. Working in Philadelphia for over 30 years Built over 220 affordable homes for homeownership Repaired over 500 homes for low-income families

What we do…

We repair homes in partnership with homeowners in low-income neighborhoods to keep homes SAFE, WARM, and DRY by addressing…. Critical Home Repairs:

– Weatherization – Façade Improvement – Health and Safety – Aging in Place – Referrals for Wrap-Around Services

What we do…

• Habitat provides a full house

assessment and we prioritize the work that needs to be done on your home to ensure that it is safe, warm and dry.

• Habitat focuses on critical repairs

designed to make it possible to keep you safely in your home.

• Habitat performs repairs done by skilled,

supervised volunteer labor, trained Habitat staff and licensed and insured subcontractors to provide affordable repairs.

Selection for the Repair Program is Based on….

• Both HOMEOWNER and HOUSE must be a good fit for this program
• **Applicants with a member of the household who has verified disabilities will be

prioritized for service in this particular program

Need

• Household income at
• r below 80% AMI
• Owners unable to

afford repair

Willingness to Partner

• Turn in complete

application and required documentation

• Make home available

for required assessments, estimate and repair schedules

• Complete Sweat

Equity

Ability to Pay

• Pay a flat fee, in four

equal payments, based on your income

House Eligibility

Habitat looks to some of these factors to determine whether your home is eligible for our services:

Water infiltration Structural hazards Safety issues High utility bills/energy use Exterior disrepair Homeowner’s quality of life within the home

House Eligibility (cont.)

• Necessary work must be within the

capacity and budget of the program.

• Homes must be safe and accessible

for staff, subcontractors, and volunteers.

• Homes with elevated levels of

garbage, animal waste and pest infestation may not be considered until the issue has been resolved by the homeowner.

• Homes with residential zoning

violations may not be considered.

House Eligibility (cont.)

• The applicant must be an owner of the home and live in it.
• The house to be repaired must be the only house you own.

Owner-occupied home

• The deed to the house must be in the applicant’s name, or the applicant must be

working to clear up ownership. Clear title to property

• The applicant cannot owe the City property taxes, or must be up-to-date in a

property tax agreement with the City. Up to date on taxes

• The applicant cannot be delinquent in paying a mortgage on the home, or must

be “current” in a payment agreement with the lender. Up to date on mortgage

• The house must be within the designated neighborhood boundaries
• There may be other Habitat Repair programs that are available to you if your

home is not in these areas. Home in designated service neighborhood

• Repair services will be offered at a flat fee

based upon homeowner income

• Payable in four equal payments
• First payment is due at contract signing
• Applicant must be willing to provide

updated income verification documentation if necessary when the repair project is complete

Fee for Repairs

Income Guidelines

• This repair program serves households with a

maximum income of 80% of Area Median Income (“AMI”)

• 2020 HUD Income Guidelines

Household Size

Maximum Income (80% AMI) 1 $54,150 2 $61,850 3 $69,600 4 $77,300 5 $83,500 6 $89,700

Flat Fee Scale

Households will pay a flat fee based on their household AMI.

Household AMI Total Flat Fee 1st Payment Due at Sign-On 3 Additional Monthly Payments 0-20% $350.00 $87.50 $87.50 21-40% $750.00 $187.50 $187.50 41-80% $1,000.00 $250.00 $250.00

Service Area for….

• North Philadelphia
• Northern border:

Susquehanna Ave.

• Southern border: Poplar St.
• Western border: North 33rd

St.

• Eastern border (varies): N.

23rd St., N. 24th and N. 25th

Service Area for….

• Mantua
• Mill Creek
• Belmont
• Northern borders: N. 48th St. and Girard Ave. to
• N. 44th St. & W. Girard Ave.
• Southern borders: N. 51st St. & Haverford Ave.

to N. 40th St. & Haverford Ave. N. 40th St . & Spring Garden Ave. to 36th St. & Spring Garden St.

• Western borders: N. 51st St. to

Haverford Ave.

• North Eastern borders: Belmont
• Ave. to 36th St. & Mantua Ave.
• Eastern borders: Mantua Ave.

to N. 36th St. & Spring Garden St.

Timeline

Complete Application

• No Application Deadline
• Limited number of projects
• Fill out as completely as possible -
• if you need help, contact Habitat

Home Assessment

• Applicants will be notified

for Home Assessments done by Habitat staff

Program Acceptance

• 1-3 months after

completed application is submitted

Project Work

• The duration of each

project will vary based on project size (work days are not typically consecutive)

Thank you!

Tiffany Gilliam tiffanyg@habitatphiladelphia.org Lois Napper loisn@habitatphiladelphia.org 215-765-6000 x 18

If you have questions, contact:

Click here to take the Home Repair Quiz