he Clima limate e Change hange Ada dapt ptation ion Project - - PDF document

SLIDE 1

8/31/12 ¡ 1 ¡

¡

The he Clima

limate e Change hange Ada dapt ptation ion Project

• ject
• n
• n Building

uilding Clima limate e Res esilient ilient Far arming ming Communit

• mmunities

ies in in Agus gusan an del del Nor Norte e thr hrough

• ugh

Inno nnovativ ive e Ris isk k Trans ansfer er Mec echanis hanisms ms (CCAP , , Philippines hilippines) ¡

¡ ¡

¡ ¡

Lur Lurraine aine Bay aybay bay Villacor illacorta

ILO ¡Philippines ¡MDG-­‑F ¡CCA ¡Project ¡Manager ¡(Former) ¡ Regional ¡Programmes ¡Consultant ¡ ¡ ¡ ¡on ¡Green ¡Jobs ¡& ¡Climate ¡Change ¡(Current) ¡ ILO ¡Regional ¡Office-­‑ ¡Asia ¡& ¡Pacific ¡ Bangkok, ¡Thailand ¡ ¡ ¡ ¡ ¡ ¡

¡ ¡

¡

Gr Green een Jobs

• bs in

in Asia ia Regional gional Conf

• nfer

erence ence

Surabaya, ¡Indonesia ¡ 29-­‑31 ¡Aug ¡2012 ¡ ¡

¡

¡ ¡ ¡ ¡ ¡

CCAP is Outcome 3.4 Demo Project under the MDG-­‑F ¡1656 ¡Joint ¡Programme ¡on ¡Strengthening ¡the ¡Philippines’ ¡ ¡ InsTtuTonal ¡Capacity ¡to ¡Adapt ¡to ¡Climate ¡Change ¡ ¡ A ¡ ¡ U N

• ­‑

G O P ¡ a n d ¡ P u b l i c

• ­‑

¡ P r i v a t e ¡ ¡ P a r t n e r s h i p ¡

SLIDE 2

8/31/12 ¡ 2 ¡ Clima limate-r e-rela elated ed dis disas aster ers repr epres esent ent a a major major sour

• urce

ce of

• f ris

isks ks for

• r

the he POOR OOR in in par particular icular, , the he FARMERS who ho ar are e dependent dependent

• n
• n “good

good wea eather her” ” for

• r their

heir sur urviv ival al and and liv livelihood! elihood! Capacity to Adapt to Climate Change is determined by:

1-E

• Economic

conomic condit condition ion

2-A

• Availa

ailabilit bility of

• f

and and acces access to

• financial

inancial & pr product

• ductiv

ive e res esour

• urces

ces

SLIDE 3

8/31/12 ¡ 3 ¡ Project

• ject Object

Objectiv ives es

1-D

• Develop

elop and and tes est financial inancial saf afet ety net nets for

• r clima

limate e vulner ulnerable ble far arming ming popula populations ions, , es esp. . women

• men

2-T

• To
• de

develop elop the he ca capacit pacities ies

• f
• f vulner

ulnerable ble popula populations ions to

• avail

ail of

• f the

he benef benefit its under under economic economic div diver ersif ifica ication ion and and a a democr democratiz ized ed go gover ernance nance system em

CCAP Priority Areas

Agus gusan an del del Nor Norte e

“w “wher here e water er flo lows” ” allus allusion ion to

• the

he might mighty Agus gusan an Riv iver er 1 1 cit city, , 10 10 municipalit municipalities ies 167 167 bar barangay angays, , 126 126 rur ural al 273,024 273,024 hect hectar ares es 314,027 314,027 popula population ion 57 57 % % or

• r 31,913

31,913 hous households eholds liv live e belo below po pover erty line. line. Major ajorit ity ar are e far arming ming HHs HHs 7 7 banks banks wit ith h MF F funct unction ion

• per
• perate

e in in Agus gusan an del del Nor Norte. e.

SLIDE 4

8/31/12 ¡ 4 ¡ Far armer mers in in Agus gusan an del del Nor Norte... e...

Lac Lack k acces access to

• cr

credit edit Inf nfor

• rma

mation ion Generally obtain financing from traders at very high interest Lac Lack k accept acceptable ble colla collater eral al Ha Have e uns unstable ble income income & cas cash h flo low Ha Have e lo low pay paying ing ca capacit pacity-

• Lo

Low availment ailment of

• f ins

insur urance ance (cr crop

• p,

, Lif Life/ e/Non-lif Non-life) e) Wit ith h limit limited ed bus busines iness kno knowledge ledge and and exper xperience ience

…meas …measur ures es to pr provide ide acces access to “mar “market et-bas

• based

ed ins instrument uments”

• f
• ften

en fail ail as as they hey do do NO NOT ad addr dres ess the he COR ORE PROB OBLE LEM… the he POOR OOR jus just could could NO NOT af affor

• rd

them! hem!

SLIDE 5

8/31/12 ¡ 5 ¡

¡

l Lo

Low int inter eres est

l Non-colla

Non-collater eraliz alized ed

l Les

Less document document requir equirement ements

l Simplif

implified ied pr proces

• cessing

ing

l Product

• duction-c

ion-cycle le res espons ponsiv ive e releas eleasing ing

l Coop/

• op/RB:

: Savings ings component component

l Bundled

undled wit ith h Non- Non- Financial Financial ser ervices ices

• Clima

limate e Change hange & Envir ironment

• nment Brief

iefings ings

• Financial

Financial Lit Liter erac acy

• Ag

Agri ri/Ent nter erpr pris ise e Tec ech h Suppor upport (FFS FFS))

• Market Info/Assistance

l Ins

nsur urance ance

• Health, Credit/Life
• Crop
• p (Tradit

aditional ional & WI WIBI)

0.83% 0.83% 1% 1% 2.3% 2.3%

Financing Financing as as Us Usual ual: : LGU

GU, , Coop

• op & Rur

ural al Bank ank Models

• dels

NO NOT

^ ^ Int ntegrated ed Financial Financial Pac acka kage ge

¡

l Affor

• rda

dable ble pr premiums emiums

l Fas

aster er pay pay-out

• outs
• No
• No field

ield as asses essment ments

• f
• f dama

damages ges

• No
• No need

need for

• r filing

iling of

• f claims

laims pay pay-out

• out aut

automa

• matic

ic upon upon br breac each h of

• f inde

index x

¡

l Bundled

undled wit ith h suppor upport ser ervices ices: :

• WIBI literacy
• Techno Training:

Recommended Agri Tech & Pest Control (FFS-IPM)

3.04% 3.04% Rice ice 6.18% 6.18% Cor

• rn

n

¡

Ins nsur urance ance as as Us Usual ual: Wea

eather her-I

• Inde

ndex x bas based ed Ins nsur urance ance (WI WIBI) Pac acka kage ge : : Rice

ice and and Cor

• rn-

n- Lo Low and and Exces cess Rainf ainfall all NO NOT

^ ^

SLIDE 6

8/31/12 ¡ 6 ¡

¡

l Wea

eather her Ins nstrument uments/ EWD WDs ins installed alled

l Municipal/

unicipal/Bar arangay angays wit ith h oper

• perational

ional EWS WS plans plans and and trained ained monit monitor

• rs
• l Local

Local AWS WS Ref efer erence ence Stations ions

l Bac

ack-up k-up Stations ions and and EWD WDs

¡

Financing Financing + Ins nsur urance ance + + Ris isk k Reduct eduction ion -

• Ear

arly War arning ning & Dis isas aster er Prepar eparednes edness

¡

Immedia

mmediate e Benef enefit its -

• Valida

alidated ed Res esult ults

CCAP CCA-Support Programme (CCAP Follow-Through- Cycle 2 & 3)

SLIDE 7

8/31/12 ¡ 7 ¡

¡

Immedia

mmediate e Benef enefit its -

• Valida

alidated ed Res esult ults

CCAP CCA-Support Programme (CCAP Follow-Through- Cycle 2 & 3)

¡

Immedia

mmediate e Benef enefit its -

• Valida

alidated ed Res esult ults

CCAP CCA-Support Programme (CCAP Follow-Through- Cycle 2 & 3) Php1.2M ¡

SLIDE 8

8/31/12 ¡ 8 ¡

Addit ditional ional income income from

• m

div diver ersif ified ied sour

• urces

ces – – Gr Green een Jobs

• bs

¡

l

Wor

• rk

k in in the he Or Organic ganic Fer ertiliz ilizer er Product

• duction

ion Plant lants

l

Wor

• rk

k in in Hauling Hauling & truc ucking king for

• r

was aste e collect collection ion / Or Organic ganic Fer ertiliz ilizer er pr product

• duction

ion

l

Local Local la labour bour -

• rur

ural al pr prot

• tect

ectiv ive e struct uctur ures es/water er

l

mana management gement facilit acilities ies

l

Fabr brica ication ion of

• f Wea

eather her/Ear arly War arning ning de devices ices (EWD WDs)

l

EWD WD Monit

• nitor
• ring/

ing/ Maint aintenance enance

¡

Development elopment: :

l

Understanding target groups’ characteristic and and needs needs for

• r financial

inancial and and non-f non-financial inancial ser ervices ices thr hrough

• ugh

rele elevant ant anal analysis is inc.

• inc. V&A,

, FV FVCA & MR, , ar are e cr crit itical ical in in the he des design ign of

• f div

diver ersif ified, ied, af affor

• rda

dable ble and and sus ustaina ainable ble pac packa kages ges Pac acka kage ge Component

• mponents/Fea

eatur ures es:

l

Bundling financial services with non-financial services makes the package more attractive to the poor while increasing their opportunities to maximize outputs and diversify their productive activities.

l

Gr Group

• up solidar
• lidarit

ity as as colla collater eral al subs ubstit itut ute e – – allo allows availment ailment and and acces access by by as asset et-poor

• poor communit

communities ies

Les Lessons

• ns Lear

Learnt nt

SLIDE 9

8/31/12 ¡ 9 ¡

¡

l

Emphas mphasis is on

• n of
• ffer

ering ing savings ings pr product

• ducts (volunt
• luntar

ary or

• r

compuls compulsor

• ry) help farmers to better deal with

emergencies including disasters and to be less loan dependent for their economic activities

l

Integrating insurance and other social protection mechanisms- to include crop, health & medical insurance, strengthen confidence of farmers to engage in agriculture risk taking while protecting their crops and their families.

l

Integrating risk reduction measures to financial packages work to reduce exposure for more effective resilience-building work.

¡

Les Lessons

• ns Lear

Learnt nt

Int ntegrated ed and and Inno nnovativ ive e pac packa kages ges

• f
• ffer

er grea eat pot potent ential ial for

• r “Financial

Financial inc inclus lusion ion” ” thus hus sus ustaina ainable ble liv livelihoods elihoods & & res esilience ilience of

• f CC-

vulner ulnerable ble Communit

• mmunities

ies

¡

Les Lessons

• ns Lear

Learnt nt

l

Engaging in Public and Private Partnership with LGUs, training institutes, financial service providers inc. insurers) facilitate the effective, greater reach for financial and/or non-financial services and sustainability of delivery.

SLIDE 10

8/31/12 ¡ 10 ¡

Scaling-Up and Replication

Replicating in Asia- Pacific Region

Project Concept Preparation (Green Jobs Team-AP in coordination with COs)

• Sustainable Livelihoods
• Climate Resiliency

Scaling-up in Southern Philippines

Project Document Preparation (GEF)

• Policy Advocacy &

Knowledge

• Climate Risk

Financing & Transfer

Strengt engthening hening & For

• rging

ging New New Par artner nerships hips at na national ional & regional gional le levels els: :

Priv ivate e Sect

ector

• r (Financial

Financial Indus ndustry-

• inc.
• inc. Ins

nsur urer ers/ Re-ins e-insur urer ers)

Thank hank you!

• u!

For the CCAP Videos: Adapting to Climate Change & Innovative Risk Transfer Mechanisms

ILO O TV YouT

• uTube

ube

http://www/youtube.com/ watch? v=frtLdxj3PT8

Join

• in the

he Gr Green een Jobs

• bs Net

Networ

• rk

k ! ! ht http:/ p://apg pgreenjobs eenjobs@ilo ilo.or .org g