BSN MICRO/i KREDIT PRIHATIN & SPECIAL RELIEF FACILITIES Micro - - PowerPoint PPT Presentation

BSN MICRO/i KREDIT PRIHATIN & SPECIAL RELIEF FACILITIES

Micro Business Division RETAIL BANKING DEPARTMENT

COVID 19 – FINANCING SCHEME

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BSN Micro/i Kredit Prihatin Special Relief Facilities

SCHEME 1 SCHEME 2

SCHEME 1 : BSN MICRO/i KREDIT PRIHATIN

SCHEME 1 – BSN MICRO/i KREDIT PRIHATIN

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SCHEME 1 – BSN MICRO/i KREDIT PRIHATIN

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FEATURES

All business sectors Sectors

• Up to RM75,000

(Between 1 to 5.5 years)

• Interest rate: 0 % p.a

Loan Amount & Interest Rate Micro financing scheme which is

• ffered to Micro Enterprises whose

businesses are impacted by COVID -19 outbreak. What is BSN Micro/i Kredit Prihatin? 6 days upon receipt of application form together with complete supporting documents. Loan Process The privilege of BSN Micro/i Kredit Prihatin is 6 months moratorium on monthly instalment. Loan Privillege

• Entrepreneurs whose businesses are

impacted by the COVID-19

• Malaysian owned business
• Registered with Suruhanjaya

Syarikat Malaysia (SSM) or Local Authority (LA)

• Business has been in operation for

at least 6 months Eligibility

SCHEME 1 – BSN MICRO/i KREDIT PRIHATIN

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REQUIRED DOCUMENTS

1. A valid Business Registration certificate with SSM or Business License with Local Authority (LA) 4. Any other supporting documents as required by the Bank. 2. A photocopy of NRIC for all Directors / Sole Proprietor / Partners 3. Latest 3 months Company's Bank Statement

Validity : Until 31 December 2020 Collateral : No collateral required

SCHEME 2 : SPECIAL RELIEF FACILITIES

SCHEME 2 – SPECIAL RELIEF FACILITIES

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SCHEME 2 – SPECIAL RELIEF FACILITIES

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Special Relief Facility (SRF)

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Agrofood Facility

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Automation & Digitalisation Facility

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SCHEME 2 :

• 01. SPECIAL RELIEF FACILITY

01 – SPECIAL RELIEF FACILITY (SRF)

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Working Capital Purpose

• Up to RM250,

0,000 000

• Interest rate: 3.50 % p.a

Loan Amount & Interest Rate Offered to micro enterprises as well as Small Medium Enterprise (SME) whose businesses are impacted by COVID -19 outbreak to alleviate short term cash flow problem. What is SRF?  Retail & Wholesale  Manufacturing  Services Sectors

• Micro enterprises whose businesses

are impacted by the COVID-19

• utbreak.
• Malaysian owned business.
• Registered with Suruhanjaya

Syarikat Malaysia (SSM) or Local Authority (LA). Eligibility Between 1 year to 5.5 years including 6 months moratorium on the monthly instalment. Loan Tenure

FEATURES

01 – SPECIAL RELIEF FACILITY (SRF)

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REQUIRED DOCUMENTS

1. Business registration with SSM and / or Business License with District Council / Municipal Council / Local Authority (PBT) / Operating Permit (for related businesses) / Partnership Deed (if applicable). 4. Any other supporting documents as required by the Bank. 2. A photocopy of NRIC for all Directors / Sole Proprietor / Partners 3. Latest 2 years Audited / Certified Account / Management Account/ Latest 6 months Company's Bank Statement

Validity : 6 March 2020 to 31 December 2020

SCHEME 2 :

• 02. AGROFOOD FACILITY

02 – AGROFOOD FACILITY (AF)

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• Working Capital
• Capital Expenditures
• Development of agriculture project

Purpose

• Up to RM250,

0,000 000

• Interest rate: 3.75% p.a

Loan Amount & Interest Rate Offered to Small Medium Enterprise (SME) to increase food production for domestic consumption and exports. What is AF  Retail & Wholesale  Manufacturing  Services Sectors

• This scheme is open to all eligible

micro enterprises.

• Malaysian owned business.
• Registered with Suruhanjaya

Syarikat Malaysia (SSM) or Local Authority (LA). Eligibility Between 1 year to 7 years Loan Tenure

FEATURES

02 – AGROFOOD FACILITY (AF)

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REQUIRED DOCUMENTS

1. Business registration with SSM and / or Business License with District Council / Municipal Council / Local Authority (PBT) / Operating Permit (for related businesses) / Partnership Deed (if applicable). 4. Any other supporting documents as required by the Bank. 2. A photocopy of NRIC for all Directors / Sole Proprietor / Partners 3. Latest 2 years Audited / Certified Account / Management Account/ Latest 6 months Company's Bank Statement

Validity : Subject to any directive by the Government

SCHEME 2 :

• 03. AUTOMATION &

DIGITALISATION FACILITY

03 – AUTOMATION & DIGITALISATION FACILITY (ADF)

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Purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets Purpose

• Up to RM250,

0,000 000

• Interest rate: 4.00% p.a

Loan Amount & Interest Rate Loan scheme to incentivise Small Medium Enterprise (SME) to automate processes and digitalise operations to increase productivity and efficiency What is ADF  Retail & Wholesale  Manufacturing  Services Sectors

• Micro enterprises whose businesses

are impacted by the COVID-19

• utbreak.
• Malaysian owned business.
• Registered with Suruhanjaya

Syarikat Malaysia (SSM) or Local Authority (LA). Eligibility Between 1 year to 7 years Loan Tenure

FEATURES

03 – AUTOMATION & DIGITALISATION FACILITY

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REQUIRED DOCUMENTS

1. Business registration with SSM and / or Business License with District Council / Municipal Council / Local Authority (PBT) / Operating Permit (for related businesses) / Partnership Deed (if applicable). 4. Any other supporting documents as required by the Bank. 2. A photocopy of NRIC for all Directors / Sole Proprietor / Partners 3. Latest 2 years Audited / Certified Account / Management Account/ Latest 6 months Company's Bank Statement

Validity : 6 March 2020 to 31 December 2020

SUMMARY FACILITIES OFFERED BY UNDER BNM

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Special Relief Facility (SRF) COVID-19 Automation and Digitalisation Facility (ADF) Agrofood Facility (AF) Allocation RM5 billion RM300 million (as part of AES) RM1 billion Objective Alleviate short-term cash flow problems faced by SMEs affected by the COVID-19 outbreak Incentivise SMEs to automate processes and digitalise

• perations to increase

productivity and efficiency Increase agrofood production for Malaysia and for exports purposes Eligibility Malaysian SMEs* affected by COVID- 19 Malaysian SMEs* Malaysian SMEs* Purpose Working capital Purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets to enhance productivity and efficiency  Capital expenditures; or/and  Working capital; and  Development of agrofood projects Financing rate Up to 3.50% p.a. (inclusive of any guarantee fee) Up to 4% p.a. (inclusive of any guarantee fee) Up to 3.75% p.a. (inclusive of any guarantee fee)

• Max. financing

amount RM1 million per SME RM3 million per SME RM5 million per SME

• Max. tenure

5.5 years, including 6 months moratorium on repayments 10 years 8 years Availability Until 31 Dec 2020 Until 31 Dec 2020 Open

CONTACT US

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STATE NAME POSITION BRANCH CONTACT EXT. WILAYAH PERSEKUTUAN SAFIROL HASHIM BIN SAID KPPN CWGN UTAMA KL 03-21623222 15481 SELANGOR NUR HIDAYAH BINTI ABD KADIR MERICAN KPPN SHAH ALAM 03-55103364 20234 JOHOR RADZUWAN BIN IBRAHIM KPPN JOHOR BAHRU 07-2083555 74007 KEDAH MOHD SUHAIMI BIN ABD GHAFFAR KPPN ALOR SETAR 04-774 0444 73062 KELANTAN NURULAISAH BINTI MOHAMED @ YAHYA KPPN KOTA BAHRU 09-745 7070 75109 MELAKA NORHASSIDA BINTI JOHARI KPPN CWGN UTAMA 06-2895800 74103 NEGERI SEMBILAN IZA SHAFINAZ BINTI MOHAMED KPPN CWGN UTAMA 06–763 9820 74208 PAHANG NOR AZLINA BINTI MAHAMUD KPPN KUANTAN 09-5165072 75007 PENANG ABDUL HAKIM BIN MOHAMED ZAINUDIN KPPN CWGN UTAMA 04-222 6450 73107 PERAK NURAIDA BINTI MOH SUHI@MD SUHI KPPN IPOH 05-245 2200 73207 TERENGGANU AZMI MOHD NOH KPPN K.TERENGGANU 09-631 8184 75207 SABAH JOWITA @ NORHAYATI BINTI MUJIN KPPN KOTA KINABALU 088–245 660 76610 SARAWAK JAMILAH BINTI ABDUL KADIR KPPN KUCHING 082-244 749 76608

THANK YOU