aurora 1.0 HOW IT WORKS aurora 1.1 THE REASON WHY Why aurora app - - PowerPoint PPT Presentation

aurora

1.0 HOW IT WORKS

Why aurora app

#1

Because it serves as a VISA, allowing users to build a provable reputation through their personal TRUST SCORE, that can be shown in order to apply for a job or

• ther opportunities.

.

#2

Because in a simple, intuitive and pedagogical way, it will make the whole group understand and follow better the day to day of all the financial movements.

#3

Because, through gamification, the app will propose challenges that, once overcome, will be translated into incentives: training opportunities, work opportunities, discounts, credits, etc ...

#4

Because it will facilitate and spark the scaling

• f the model.

aurora

1.1 THE REASON WHY

#10.2 Expansion strategy: Technology / Trust score

1.2 BLOCKCHAIN

/ Thanks

Fintech and entrepreneurs: mapping

Barcelona, April 4, 2019 Ewa Bańkowska, MFC

Not eligible for banks Banks’ products not adapted to small Need for flexibility

Microentrepreneurs as niche market for FinTech

FinTech for MEs: financial services

Bank account and payments P2P credit Working Capital loans P2P overdraft Insurance Growth street

FinTech for MEs: improving access to fin services

Presenting the offer

• f financial services

Alternative credit scoring International transfers

FinTech for MEs: financial health

Day to day financial matters

Challenges and opportunities

Challenges

• Digital exclusion
• Cybersecurity
• Consumer

confidence Opportunities

• Open Banking
• Adoption of fintech

solutions for better customer service

• Partnerships with

fintechs to offer additional services – financial and non-financial

Thank you!

Microfinance Centre Noakowskiego 10/38 00-666 Warsaw, Poland +48 22 622 34 65 microfinance@mfc.org.pl

FINTECH Solutions at Adie

• Quick review on how fintech can improve user experience

and help us reach migrants through clear and simple information

• 2 different tools developed at Adie:
• Customer’s area
• Chatbot

Adie’s customer area

Payment of an instalment Overview of all ongoing loans Possibility to ask for BDS, access information related to micro insurance contracts Alert messages about delay in payment Identity of the client

Customer’s Area

Multi-services in one unique web page

• Main objectives :
• Better guidance of Adie’s client to BDS and other offers
• Reduced time spent for basic credit management tasks
• Main results :
• 8k users per month (for 50k active clients)
• 43% of our clients activated their user account
• Most used service : credit card payment (mostly for unpaid

installment)

ChatBot

• Main objectives :
• Reach more prospects
• Reduce non-show (through clearer & better information)
• Main benefits for our clients :
• Personalized answers to his questions
• Better understanding of Adie’s process
• Results so far :
• 9k unique users within 2 months
• Provided 935 appointments with a loan officer

The best way to make your opinion about it is to try it live! https://www.adie.org/

Stay in touch with us

Want to know more ? : international@adie.org

(in case of internet problems)